Patriot National Bancorp, Inc. (PNBK)

Patriot National Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	19.11	20.08	28.5	33.26	25.26
Net Interest Income Growth	-4.80%	-29.55%	-14.31%	31.66%	4.59%
Non-Interest Income	10.51	8.36	6.01	3.61	4.42
Non-Interest Income Growth	25.74%	39.25%	66.57%	-18.49%	123.50%
Revenues Before Loan Losses	29.63	28.44	34.51	36.86	29.68
Provision for Credit Losses	1.51	12.46	7.43	1.89	-0.5
Revenue	28.12	15.98	27.08	34.98	30.18
Revenue Growth (YoY)	75.94%	-40.97%	-22.59%	15.89%	25.97%
Compensation Expenses	21.98	17.9	17.6	15.51	11.09
Selling, General & Admin	10.83	9.56	9.15	8.13	8.88
Other Non-Interest Expenses	7.97	4.62	5.97	3.59	5.21
Total Non-Interest Expense	40.77	32.08	32.71	27.22	25.17
Pretax Income	-12.65	-16.1	-5.63	7.76	5.01
Provision for Income Taxes	0.06	23.79	-1.45	1.6	-0.08
Net Income	-12.71	-39.88	-4.18	6.16	5.09
Net Income to Common	-12.71	-39.88	-4.18	6.16	5.09
Net Income Growth	-	-	-	20.95%	-
Shares Outstanding (Basic)	77	4	4	4	4
Shares Outstanding (Diluted)	77	4	4	4	4
Shares Change (YoY)	1831.80%	0.27%	0.06%	0.26%	0.45%
EPS (Basic)	-0.17	-10.03	-1.05	1.56	1.29
EPS (Diluted)	-0.17	-10.03	-1.05	1.55	1.29
EPS Growth	-	-	-	20.16%	-
Shares Outstanding	115	3.99	3.97	3.97	3.96
Free Cash Flow	-14.34	2.63	-11.13	6.62	7.17
Free Cash Flow Growth	-	-	-	-7.59%	15.38%
Free Cash Flow Per Share	-0.19	0.66	-2.81	1.67	1.81
Profit Margin	-45.19%	-249.51%	-15.43%	17.61%	16.88%
FCF Margin	-51.00%	16.44%	-41.10%	18.93%	23.74%
EBITDA	1.19	1.35	1.35	1.47	1.64
EBITDA Margin	4.22%	8.47%	5.00%	4.20%	5.42%
Effective Tax Rate	-0.47%	-147.76%	25.81%	20.57%	-1.62%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q