Patriot National Bancorp, Inc. (PNBK)

Patriot National Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	187.64	147.57	52.52	38.49	47.05	34.64
Investment Securities	20.24	19.77	23.52	25.47	27.71	32.43
Trading Asset Securities	0.05	0.08	0.07	0.2	0.74	1.19
Mortgage-Backed Securities	60.39	60.22	65.67	59.05	66.63	16.83
Total Investments	80.67	80.08	89.26	84.72	95.08	50.45
Gross Loans	587.55	707.47	848.86	848.32	739.49	730.18
Allowance for Loan Losses	-7.8	-7.31	-15.93	-10.31	-9.91	-10.58
Net Loans	579.75	700.17	832.93	838.01	729.58	719.6
Property, Plant & Equipment	28.42	30.35	31.58	32.84	34.1	36.12
Goodwill	-	-	-	1.11	1.11	1.11
Other Intangible Assets	0.13	0.16	0.2	0.25	0.3	0.34
Loans Held for Sale	15.3	15.7	20.77	5.21	3.13	1.22
Accrued Interest Receivable	4.92	5.49	7.22	7.27	5.82	6.62
Restricted Cash	15.33	15.04	14.02	-	1.4	1.4
Long-Term Deferred Tax Assets	-	-	24.13	15.53	12.15	11.5
Other Real Estate Owned & Foreclosed	2.59	2.84	2.84	-	-	1.91
Other Long-Term Assets	14.52	14.12	13.75	16.06	14.59	11.33
Total Assets	929.95	1,012	1,093	1,043	948.48	880.73
Accrued Expenses	7.51	3.11	3.25	4.06	6.87	2.6
Interest Bearing Deposits	665.15	782.11	665.51	530.93	468.27	477.81
Institutional Deposits	58.76	65.28	64.75	59.88	53.58	49.17
Non-Interest Bearing Deposits	106.95	119.21	110.06	269.64	226.71	158.68
Total Deposits	830.86	966.6	840.31	860.45	748.56	685.66
Short-Term Borrowings	0.05	0.08	0.07	0.2	0.74	1.19
Current Portion of Long-Term Debt	0.05	3.16	171.38	-	12	11.93
Current Portion of Leases	-	0.4	-	-	-	-
Accrued Interest Payable	-	1.42	1.24	0.59	0.34	0.57
Long-Term Debt	14.08	21.76	21.59	22.07	10.6	10.78
Federal Home Loan Bank Debt, Long-Term	-	-	-	85	90	90
Long-Term Leases	-	1.16	1.9	2.4	2.8	2.9
Trust Preferred Securities	8.15	8.15	8.14	8.13	8.12	8.11
Long-Term Deferred Tax Liabilities	-	0.72	-	-	-	-
Other Long-Term Liabilities	3.06	1.47	1.16	0.89	1.1	3.79
Total Liabilities	863.75	1,008	1,049	983.78	881.14	817.51
Common Stock	169.22	106.85	106.67	106.57	106.48	106.33
Retained Earnings	-94.69	-86.91	-47.03	-31.34	-37.5	-42.59
Comprehensive Income & Other	-13.44	-15.68	-15.26	-15.65	-1.64	-0.52
Shareholders' Equity	66.2	4.27	44.38	59.58	67.34	63.22
Total Liabilities & Equity	929.95	1,012	1,093	1,043	948.48	880.73
Total Debt	22.33	34.71	203.08	117.8	124.26	124.9
Net Cash (Debt)	165.36	112.94	-150.49	-79.1	-76.48	-89.08
Net Cash Per Share	6.63	28.40	-37.95	-19.96	-19.35	-22.64
Filing Date Shares Outstanding	97.19	73.73	3.98	3.97	3.96	3.94
Total Common Shares Outstanding	85.8	3.99	3.98	3.97	3.96	3.94
Book Value Per Share	0.71	1.07	11.16	15.03	17.02	16.03
Tangible Book Value	60.97	4.11	44.18	58.23	65.94	61.77
Tangible Book Value Per Share	0.71	1.03	11.11	14.68	16.67	15.66

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q