Patriot National Bancorp, Inc. (PNBK)

NASDAQ: PNBK · Real-Time Price · USD

1.260

-0.105 (-7.69%)

At close: Feb 20, 2026, 4:00 PM EST

1.280

+0.020 (1.59%)

After-hours: Feb 20, 2026, 5:47 PM EST

Patriot National Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-19.98	-39.88	-4.18	6.16	5.09	-3.82
Depreciation & Amortization	1.26	1.35	1.35	1.47	1.64	1.6
Other Amortization	0.25	0.18	0.18	0.04	0.11	0.11
Gain (Loss) on Sale of Assets	0.08	-0	-	-	-0.55	0.07
Gain (Loss) on Sale of Investments	0.1	0.17	-0.14	-0.05	0.19	0.27
Total Asset Writedown	-	-	1.11	-	-	0.21
Provision for Credit Losses	9.51	12.46	7.43	1.89	-0.5	2.17
Net Decrease (Increase) in Loans Originated / Sold - Operating	-8.68	4.32	-15.39	-0.9	-0.31	10.11
Accrued Interest Receivable	1.68	1.73	0.05	-1.45	0.8	-3.02
Change in Other Net Operating Assets	-1.69	-1.23	1.25	-2.96	1.04	-2.06
Other Operating Activities	-0.25	23.84	-2.31	4.21	1.83	1.05
Operating Cash Flow	-12.7	2.68	-10.72	7.04	7.6	6.28
Operating Cash Flow Growth	-	-	-	-7.37%	20.94%	-
Capital Expenditures	0.01	-0.06	-0.41	-0.41	-0.43	-0.07
Sale of Property, Plant and Equipment	0	0.01	-	-	1.46	-
Investment in Securities	-14.95	9.64	-4.31	-9.01	-46.78	-1.37
Net Decrease (Increase) in Loans Originated / Sold - Investing	151.8	121.28	-22.66	-113.16	-11.63	83.85
Other Investing Activities	6.9	4.14	0.21	0.53	0.26	0.09
Investing Cash Flow	146.53	135.01	-27.18	-122.05	-55.21	82.92
Long-Term Debt Issued	-	42	301.5	52	-	-
Long-Term Debt Repaid	-	-210.21	-215.71	-57.21	-0.2	-10.2
Net Debt Issued (Repaid)	-97.06	-168.21	85.79	-5.21	-0.2	-10.2
Net Increase (Decrease) in Deposit Accounts	5.97	126.29	-20.14	111.88	62.91	-133.88
Other Financing Activities	-5	0.31	0.28	-0.22	-2.69	50.1
Financing Cash Flow	-5.07	-41.62	65.93	106.46	60.02	-93.97
Net Cash Flow	128.76	96.07	28.04	-8.55	12.41	-4.77
Free Cash Flow	-12.7	2.63	-11.13	6.62	7.17	6.21
Free Cash Flow Growth	-	-	-	-7.59%	15.38%	-
Free Cash Flow Margin	-73.81%	16.44%	-41.09%	18.93%	23.74%	25.92%
Free Cash Flow Per Share	-0.26	0.66	-2.81	1.67	1.81	1.58
Cash Interest Paid	30	31.92	29.63	10.47	7.21	15.04
Cash Income Tax Paid	-	0.07	3.54	0.1	0.14	-0.66

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q