Patriot National Bancorp, Inc. (PNBK)

NASDAQ: PNBK · Real-Time Price · USD

1.290

-0.030 (-2.27%)

At close: Mar 13, 2026, 4:00 PM EDT

1.288

-0.002 (-0.19%)

After-hours: Mar 13, 2026, 5:12 PM EDT

Patriot National Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-19.98	-39.88	-4.18	6.16	5.09	-3.82
Depreciation & Amortization	1.25	1.35	1.35	1.47	1.64	1.6
Provision for Credit Losses	9.51	12.46	7.43	1.89	-0.5	2.17
Stock-Based Compensation	3.17	0.18	0.11	0.09	0.15	0.16
Net Change in Loans Held-for-Sale	13.36	3.88	-15.56	-2.36	-2.19	9.55
Other Adjustments	11.95	24.19	-1.17	4.2	1.58	1.71
Changes in Accrued Interest and Accounts Receivable	1.68	1.73	0.05	-1.45	0.8	-3.02
Changes in Accrued Expenses	-2.9	-0.1	-0.5	-2.09	3.16	-1.73
Changes in Other Operating Activities	1.21	-1.12	1.75	-0.88	-2.12	-0.33
Operating Cash Flow	-12.7	2.68	-10.72	7.04	7.6	6.28
Operating Cash Flow Growth	-	-	-	-7.37%	20.94%	-
Net Change in Loans Held-for-Investment	118.85	121.28	-22.66	-113.16	-11.63	83.85
Net Change in Securities and Investments	-11.51	13.77	-4.1	-8.48	-46.52	-1.28
Capital Expenditures	0.01	-0.06	-0.41	-0.41	-0.43	-0.07
Sale of Property, Plant & Equipment	-0.01	-	0.01	-	1.46	-
Other Investing Activities	-	-	-	-	1.91	0.43
Investing Cash Flow	146.53	135.01	-27.18	-122.05	-55.21	82.92
Net Change in Deposits	5.97	126.29	-20.14	111.88	62.91	-133.88
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-98.39	-138	86	-5	-	-10
Long-Term Debt Issued	-	-	-	12	-	-
Long-Term Debt Repaid	-0.15	-30.21	-0.21	-12.21	-0.2	-0.2
Net Long-Term Debt Issued (Repaid)	-0.15	-30.21	-0.21	-0.21	-0.2	-0.2
Issuance of Common Stock	85.23	-	-	-	-	-
Net Common Stock Issued (Repurchased)	85.23	-	-	-	-	-
Issuance of Preferred Stock	5.45	-	-	-	-	-
Net Preferred Stock Issued (Repurchased)	5.45	-	-	-	-	-
Other Financing Activities	-3.43	0.31	0.28	-0.22	-2.69	50.1
Financing Cash Flow	-5.07	-41.62	65.93	106.46	60.02	-93.97
Net Cash Flow	128.76	96.07	28.04	-8.55	12.41	-4.77
Free Cash Flow	-12.7	2.63	-11.13	6.62	7.17	6.21
Free Cash Flow Growth	-	-	-	-7.59%	15.38%	-
FCF Margin	-73.81%	16.44%	-41.10%	18.93%	23.74%	25.92%
Free Cash Flow Per Share	-0.26	0.66	-2.81	1.67	1.81	1.58
Levered Free Cash Flow	-18.9	-68.29	-2.15	2.6	7.93	-7.57
Unlevered Free Cash Flow	1.24	1.8	2.24	-3.35	3.04	-3.55

Updated Sep 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q