ProAssurance Statistics
Total Valuation
ProAssurance has a market cap or net worth of $845.10 million. The enterprise value is $1.23 billion.
Important Dates
The last earnings date was Thursday, November 7, 2024, after market close.
| Earnings Date | Nov 7, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
ProAssurance has 51.16 million shares outstanding. The number of shares has decreased by -3.93% in one year.
| Current Share Class | 51.16M |
| Shares Outstanding | 51.16M |
| Shares Change (YoY) | -3.93% |
| Shares Change (QoQ) | +0.10% |
| Owned by Insiders (%) | 1.17% |
| Owned by Institutions (%) | 85.73% |
| Float | 50.54M |
Valuation Ratios
The trailing PE ratio is 19.65 and the forward PE ratio is 21.99. ProAssurance's PEG ratio is 0.79.
| PE Ratio | 19.65 |
| Forward PE | 21.99 |
| PS Ratio | 0.71 |
| Forward PS | 0.76 |
| PB Ratio | 0.67 |
| P/TBV Ratio | 0.72 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.79 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 28.63 |
| EV / Sales | 1.06 |
| EV / EBITDA | 11.63 |
| EV / EBIT | 14.27 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.15, with a Debt / Equity ratio of 0.36.
| Current Ratio | 2.15 |
| Quick Ratio | 1.16 |
| Debt / Equity | 0.36 |
| Debt / EBITDA | 4.06 |
| Debt / FCF | n/a |
| Interest Coverage | 3.64 |
Financial Efficiency
Return on equity (ROE) is 3.83% and return on invested capital (ROIC) is 3.44%.
| Return on Equity (ROE) | 3.83% |
| Return on Assets (ROA) | 0.95% |
| Return on Capital (ROIC) | 3.44% |
| Revenue Per Employee | $1.06M |
| Profits Per Employee | $39,261 |
| Employee Count | 1,094 |
| Asset Turnover | 0.21 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ProAssurance has paid $12.45 million in taxes.
| Income Tax | 12.45M |
| Effective Tax Rate | 22.47% |
Stock Price Statistics
The stock price has increased by +22.66% in the last 52 weeks. The beta is 0.25, so ProAssurance's price volatility has been lower than the market average.
| Beta (5Y) | 0.25 |
| 52-Week Price Change | +22.66% |
| 50-Day Moving Average | 15.10 |
| 200-Day Moving Average | 13.51 |
| Relative Strength Index (RSI) | 54.90 |
| Average Volume (20 Days) | 240,068 |
Short Selling Information
The latest short interest is 945,059, so 1.85% of the outstanding shares have been sold short.
| Short Interest | 945,059 |
| Short Previous Month | 686,575 |
| Short % of Shares Out | 1.85% |
| Short % of Float | 1.87% |
| Short Ratio (days to cover) | 4.18 |
Income Statement
In the last 12 months, ProAssurance had revenue of $1.16 billion and earned $42.95 million in profits. Earnings per share was $0.84.
| Revenue | 1.16B |
| Gross Profit | 273.69M |
| Operating Income | 86.19M |
| Pretax Income | -21.11M |
| Net Income | 42.95M |
| EBITDA | 105.76M |
| EBIT | 86.19M |
| Earnings Per Share (EPS) | $0.84 |
Full Income StatementBalance Sheet
The company has $330.84 million in cash and $444.11 million in debt, giving a net cash position of -$398.81 million or -$7.80 per share.
| Cash & Cash Equivalents | 330.84M |
| Total Debt | 444.11M |
| Net Cash | -398.81M |
| Net Cash Per Share | -$7.80 |
| Equity (Book Value) | 1.23B |
| Book Value Per Share | 24.07 |
| Working Capital | 589.36M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$13.72 million and capital expenditures -$8.10 million, giving a free cash flow of -$21.82 million.
| Operating Cash Flow | -13.72M |
| Capital Expenditures | -8.10M |
| Free Cash Flow | -21.82M |
| FCF Per Share | -$0.43 |
Full Cash Flow StatementMargins
Gross margin is 23.59%, with operating and profit margins of 7.43% and 3.70%.
| Gross Margin | 23.59% |
| Operating Margin | 7.43% |
| Pretax Margin | 4.77% |
| Profit Margin | 3.70% |
| EBITDA Margin | 9.12% |
| EBIT Margin | 7.43% |
| FCF Margin | -1.56% |
Dividends & Yields
ProAssurance does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 3.93% |
| Shareholder Yield | 3.93% |
| Earnings Yield | 5.10% |
| FCF Yield | -2.59% |
Dividend DetailsAnalyst Forecast
The average price target for ProAssurance is $17.67, which is 6.96% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.67 |
| Price Target Difference | 6.96% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on December 28, 2012. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 28, 2012 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |