QNB Corp. (QNBC)
NASDAQ: QNBC · Real-Time Price · USD
47.85
+0.45 (0.95%)
Nov 10, 2026, 10:16 AM EST - Market open
QNB Corp. Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 106.43 | 50.3 | 50.71 | 62.66 | 15.9 | 13.39 |
Investment Securities | 397.56 | 211.42 | 186.4 | 181.88 | 200.75 | 247.82 |
Mortgage-Backed Securities | - | 331.41 | 360.16 | 314.21 | 357.83 | 456.95 |
Total Investments | 397.56 | 542.83 | 546.56 | 496.09 | 558.58 | 704.77 |
Gross Loans | 1,772 | 1,263 | 1,217 | 1,094 | 1,040 | 927.15 |
Allowance for Loan Losses | -13.05 | -9.22 | -8.74 | -8.85 | -10.53 | -11.18 |
Other Adjustments to Gross Loans | - | -0.44 | -0.5 | -0.24 | -0.25 | -0.68 |
Net Loans | 1,759 | 1,253 | 1,207 | 1,085 | 1,029 | 915.29 |
Property, Plant & Equipment | - | 16.89 | 17.26 | 14.95 | 15.46 | 16.54 |
Loans Held for Sale | 0.16 | 0.25 | 0.66 | 0.55 | - | - |
Accrued Interest Receivable | - | 4.84 | 4.97 | 6.1 | 5.04 | 4.1 |
Long-Term Deferred Tax Assets | - | 13.99 | 18.33 | 19.29 | 23.08 | 2.45 |
Other Long-Term Assets | 98.34 | 17.39 | 19.67 | 19.27 | 16.39 | 15.47 |
Total Assets | 2,362 | 1,906 | 1,871 | 1,706 | 1,668 | 1,673 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,805 | 1,244 | 1,242 | 1,138 | 1,102 | 1,132 |
Institutional Deposits | - | 208.79 | 203.3 | 165.13 | 84.12 | 74.92 |
Non-Interest Bearing Deposits | 251.59 | 189.96 | 183.5 | 185.1 | 231.85 | 243.01 |
Total Deposits | 2,056 | 1,643 | 1,629 | 1,489 | 1,418 | 1,450 |
Short-Term Borrowings | 16.5 | 80.6 | 53.84 | 94.09 | 161.33 | 68.48 |
Current Portion of Leases | - | 0.5 | - | - | - | - |
Accrued Interest Payable | - | 5.05 | 7.58 | 5.29 | 0.47 | 0.21 |
Long-Term Debt | 41.07 | 39.27 | 39.07 | - | - | - |
Federal Home Loan Bank Debt, Long-Term | - | - | 30 | 20 | 10 | 10 |
Long-Term Leases | - | 1.88 | - | - | - | - |
Other Long-Term Liabilities | 21.57 | 6.63 | 8.51 | 7.39 | 7.38 | 8.41 |
Total Liabilities | 2,135 | 1,776 | 1,768 | 1,615 | 1,598 | 1,537 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 226.18 | 2.47 | 2.44 | 2.41 | 2.37 | 2.35 |
Retained Earnings | - | 148.4 | 139.96 | 133.95 | 128.95 | 118.16 |
Treasury Stock | - | -4.04 | -4.04 | -4.04 | -4.04 | -3.96 |
Comprehensive Income & Other | - | -17.26 | -35.01 | -41.5 | -56.33 | 19.94 |
Shareholders' Equity | 226.18 | 129.56 | 103.35 | 90.82 | 70.96 | 136.49 |
Total Liabilities & Equity | 2,362 | 1,906 | 1,871 | 1,706 | 1,668 | 1,673 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 57.57 | 122.25 | 122.91 | 114.09 | 171.33 | 78.48 |
Net Cash (Debt) | 48.86 | -71.96 | -72.2 | -51.44 | -155.43 | -65.09 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | 10.85 | -19.30 | -19.65 | -14.25 | -43.60 | -18.31 |
Filing Date Shares Outstanding | 5.53 | 3.76 | 3.7 | 3.65 | 3.59 | 3.55 |
Total Common Shares Outstanding | 5.53 | 3.74 | 3.7 | 3.65 | 3.59 | 3.55 |
Book Value Per Share | 40.90 | 34.65 | 27.96 | 24.86 | 19.78 | 38.41 |
Tangible Book Value | 226.18 | 129.56 | 103.35 | 90.82 | 70.96 | 136.49 |
Tangible Book Value Per Share | 40.90 | 34.65 | 27.96 | 24.86 | 19.78 | 38.41 |