Regions Financial Corporation (RF)

Regions Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	4,991	4,818	5,320	4,786	3,914
Net Interest Income Growth	3.59%	-9.44%	11.16%	22.28%	0.51%
Non-Interest Income	1,484	1,417	1,409	1,451	1,425
Non-Interest Income Growth	4.73%	0.57%	-2.90%	1.82%	8.61%
Revenues Before Loan Losses	6,475	6,235	6,729	6,237	5,339
Provision for Credit Losses	470	487	553	271	-524
Revenue	6,005	5,748	6,176	5,966	5,863
Revenue Growth (YoY)	4.47%	-6.93%	3.52%	1.76%	51.26%
Compensation Expenses	2,616	2,529	2,416	2,318	2,205
Selling, General & Admin	709	684	701	692	668
Other Non-Interest Expenses	988	1,029	1,299	1,058	874
Total Non-Interest Expense	4,313	4,242	4,416	4,068	3,747
Pretax Income	2,743	2,354	2,607	2,876	3,215
Provision for Income Taxes	-	-	-	631	694
Net Income	2,061	1,774	1,976	2,146	2,400
Net Income to Common	2,061	1,774	1,976	2,146	2,400
Net Income Growth	16.18%	-10.22%	-7.92%	-10.58%	142.18%
Shares Outstanding (Basic)	892	916	936	935	956
Shares Outstanding (Diluted)	896	918	938	942	963
Shares Change (YoY)	-2.40%	-2.13%	-0.43%	-2.18%	0.10%
EPS (Basic)	2.31	1.94	2.11	2.29	2.51
EPS (Diluted)	2.30	1.93	2.11	2.28	2.49
EPS Growth	19.17%	-8.53%	-7.46%	-8.43%	141.75%
Free Cash Flow	2,181	1,598	2,308	3,102	3,030
Free Cash Flow Growth	36.48%	-30.76%	-25.60%	2.38%	30.38%
Free Cash Flow Per Share	2.43	1.74	2.46	3.29	3.15
Dividends Per Share	1.030	0.980	0.880	0.740	0.650
Dividend Growth	5.10%	11.36%	18.92%	13.85%	4.84%
Profit Margin	38.95%	35.98%	36.88%	39.42%	39.47%
FCF Margin	39.40%	30.37%	41.05%	54.47%	47.44%
EBITDA	84	144	236	353	371
EBITDA Margin	1.52%	2.74%	4.20%	6.20%	5.81%
Effective Tax Rate	0.00%	0.00%	0.00%	21.94%	21.59%

Updated Jan 16, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q