Regions Financial Corporation (RF)

NYSE: RF · IEX Real-Time Price · USD
21.04
+0.36 (1.74%)
At close: Mar 28, 2024, 4:00 PM
21.00
-0.04 (-0.19%)
After-hours: Mar 28, 2024, 7:52 PM EDT

Total Valuation

RF has a market cap or net worth of $19.34 billion. The enterprise value is $14.87 billion.

Market Cap 19.34B
Enterprise Value 14.87B

Important Dates

The next confirmed earnings date is Friday, April 19, 2024, before market open.

Earnings Date Apr 19, 2024
Ex-Dividend Date Feb 29, 2024

Share Statistics

RF has 918.86 million shares outstanding. The number of shares has decreased by -0.42% in one year.

Shares Outstanding 918.86M
Shares Change (YoY) -0.42%
Shares Change (QoQ) -0.85%
Owned by Insiders (%) 0.25%
Owned by Institutions (%) 81.75%
Float 915.46M

Valuation Ratios

The trailing PE ratio is 9.97 and the forward PE ratio is 10.39. RF's PEG ratio is 3.96.

PE Ratio 9.97
Forward PE 10.39
PS Ratio 2.75
Forward PS 2.63
PB Ratio 1.11
P/FCF Ratio 9.11
PEG Ratio 3.96
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.42, with an EV/FCF ratio of 7.01.

EV / Earnings 7.52
EV / Sales 2.12
EV / EBITDA 5.42
EV / EBIT 5.93
EV / FCF 7.01

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.13
Debt / EBITDA 0.85
Debt / FCF 1.10
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.80% and return on invested capital (ROIC) is 10.39%.

Return on Equity (ROE) 11.80%
Return on Assets (ROA) 1.30%
Return on Capital (ROIC) 10.39%
Revenue Per Employee $349,386
Profits Per Employee $98,304
Employee Count 20,101
Asset Turnover 0.05
Inventory Turnover n/a

Taxes

In the past 12 months, RF has paid $533.00 million in taxes.

Income Tax 533.00M
Effective Tax Rate 21.24%

Stock Price Statistics

The stock price has increased by +14.91% in the last 52 weeks. The beta is 1.21, so RF's price volatility has been higher than the market average.

Beta (1Y) 1.21
52-Week Price Change +14.91%
50-Day Moving Average 18.93
200-Day Moving Average 18.11
Relative Strength Index (RSI) 73.35
Average Volume (30 Days) 9,038,519

Short Selling Information

The latest short interest is 35.66 million, so 3.88% of the outstanding shares have been sold short.

Short Interest 35.66M
Short Previous Month 30.71M
Short % of Shares Out 3.88%
Short % of Float 3.90%
Short Ratio (days to cover) 3.72

Income Statement

In the last 12 months, RF had revenue of $7.02 billion and earned $1.98 billion in profits. Earnings per share was $2.11.

Revenue 7.02B
Gross Profit 7.02B
Operating Income 2.61B
Pretax Income 2.51B
Net Income 1.98B
EBITDA 2.75B
EBIT 2.51B
Earnings Per Share (EPS) $2.11
Full Income Statement

Balance Sheet

The company has $6.80 billion in cash and $2.33 billion in debt, giving a net cash position of $4.47 billion or $4.87 per share.

Cash & Cash Equivalents 6.80B
Total Debt 2.33B
Net Cash 4.47B
Net Cash Per Share $4.87
Equity / Book Value 17.43B
Book Value Per Share 18.97
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $2.31 billion and capital expenditures -$186.00 million, giving a free cash flow of $2.12 billion.

Operating Cash Flow 2.31B
Capital Expenditures -186.00M
Free Cash Flow 2.12B
FCF Per Share $2.27
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 37.12% and 28.14%.

Gross Margin 100.00%
Operating Margin 37.12%
Pretax Margin 35.73%
Profit Margin 28.14%
EBITDA Margin 39.09%
EBIT Margin 35.73%
FCF Margin 30.22%

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 4.56%.

Dividend Per Share $0.96
Dividend Yield 4.56%
Dividend Growth (YoY) 19.48%
Years of Dividend Growth 11
Payout Ratio 45.50%
Buyback Yield 0.42%
Shareholder Yield 4.99%
Earnings Yield 10.22%
FCF Yield 10.97%
Dividend Details

Analyst Forecast

The average price target for RF is $20.23, which is -3.85% lower than the current price. The consensus rating is "Buy".

Price Target $20.23
Price Target Difference -3.85%
Analyst Consensus Buy
Analyst Count 19
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) 2.43%
Stock Forecasts

Stock Splits

The last stock split was on July 1, 2004. It was a forward split with a ratio of 12346:1000.

Last Split Date Jul 1, 2004
Split Type Forward
Split Ratio 12346:1000

Scores

Altman Z-Score n/a
Piotroski F-Score 5