Regions Financial Corporation (RF)

Regions Financial Statistics

Total Valuation

RF has a market cap or net worth of $21.60 billion. The enterprise value is $26.62 billion.

Market Cap	21.60B
Enterprise Value	26.62B

Important Dates

The next confirmed earnings date is Friday, January 17, 2025, before market open.

Earnings Date	Jan 17, 2025
Ex-Dividend Date	Dec 2, 2024

Share Statistics

RF has 908.86 million shares outstanding. The number of shares has decreased by -1.94% in one year.

Current Share Class	908.86M
Shares Outstanding	908.86M
Shares Change (YoY)	-1.94%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	0.33%
Owned by Institutions (%)	81.25%
Float	904.91M

Valuation Ratios

The trailing PE ratio is 13.40 and the forward PE ratio is 10.70. RF's PEG ratio is 1.52.

PE Ratio	13.40
Forward PE	10.70
PS Ratio	3.34
Forward PS	2.79
PB Ratio	1.28
P/TBV Ratio	1.96
P/FCF Ratio	8.08
P/OCF Ratio	8.08
PEG Ratio	1.52

Enterprise Valuation

EV / Earnings	16.30
EV / Sales	4.06
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	9.96

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.49
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.04%.

Return on Equity (ROE)	10.04%
Return on Assets (ROA)	1.13%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$326,153
Profits Per Employee	$81,240
Employee Count	20,101
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, RF has paid $418.00 million in taxes.

Income Tax	418.00M
Effective Tax Rate	19.28%

Stock Price Statistics

The stock price has increased by +22.78% in the last 52 weeks. The beta is 1.20, so RF's price volatility has been higher than the market average.

Beta (5Y)	1.20
52-Week Price Change	+22.78%
50-Day Moving Average	25.13
200-Day Moving Average	21.78
Relative Strength Index (RSI)	33.76
Average Volume (20 Days)	8,465,452

Short Selling Information

The latest short interest is 34.20 million, so 3.76% of the outstanding shares have been sold short.

Short Interest	34.20M
Short Previous Month	40.77M
Short % of Shares Out	3.76%
Short % of Float	3.78%
Short Ratio (days to cover)	4.48

Income Statement

In the last 12 months, RF had revenue of $6.56 billion and earned $1.63 billion in profits. Earnings per share was $1.77.

Revenue	6.56B
Gross Profit	6.56B
Operating Income	2.34B
Pretax Income	2.08B
Net Income	1.63B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.77

Balance Sheet

The company has $4.31 billion in cash and $9.32 billion in debt, giving a net cash position of -$5.02 billion or -$5.52 per share.

Cash & Cash Equivalents	4.31B
Total Debt	9.32B
Net Cash	-5.02B
Net Cash Per Share	-$5.52
Equity (Book Value)	18.73B
Book Value Per Share	18.63
Working Capital	-117.14B

Cash Flow

Operating Cash Flow	2.67B
Capital Expenditures	n/a
Free Cash Flow	2.67B
FCF Per Share	$2.94

Margins

Gross Margin	n/a
Operating Margin	35.62%
Pretax Margin	33.07%
Profit Margin	26.69%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	40.77%

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 4.21%.

Dividend Per Share	$1.00
Dividend Yield	4.21%
Dividend Growth (YoY)	11.36%
Years of Dividend Growth	11
Payout Ratio	56.35%
Buyback Yield	1.94%
Shareholder Yield	6.15%
Earnings Yield	7.56%
FCF Yield	12.37%

Analyst Forecast

The average price target for RF is $27.33, which is 14.98% higher than the current price. The consensus rating is "Buy".

Price Target	$27.33
Price Target Difference	14.98%
Analyst Consensus	Buy
Analyst Count	18
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	3.10%

Stock Splits

The last stock split was on July 1, 2004. It was a forward split with a ratio of 1.2346:1.

Last Split Date	Jul 1, 2004
Split Type	Forward
Split Ratio	1.2346:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4