Regions Financial Corporation (RF)

Regions Financial Statistics

Total Valuation

RF has a market cap or net worth of $22.32 billion. The enterprise value is $25.42 billion.

Market Cap	22.32B
Enterprise Value	25.42B

Important Dates

The next estimated earnings date is Friday, January 16, 2026, before market open.

Earnings Date	Jan 16, 2026
Ex-Dividend Date	Dec 1, 2025

Share Statistics

RF has 876.88 million shares outstanding. The number of shares has decreased by -1.84% in one year.

Current Share Class	876.88M
Shares Outstanding	876.88M
Shares Change (YoY)	-1.84%
Shares Change (QoQ)	-0.67%
Owned by Insiders (%)	0.36%
Owned by Institutions (%)	87.22%
Float	872.72M

Valuation Ratios

The trailing PE ratio is 11.21 and the forward PE ratio is 10.13. RF's PEG ratio is 0.91.

PE Ratio	11.21
Forward PE	10.13
PS Ratio	3.30
Forward PS	2.77
PB Ratio	1.27
P/TBV Ratio	1.89
P/FCF Ratio	9.79
P/OCF Ratio	9.79
PEG Ratio	0.91

Enterprise Valuation

EV / Earnings	12.37
EV / Sales	3.66
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	11.15

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.33
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.40%.

Return on Equity (ROE)	11.40%
Return on Assets (ROA)	1.36%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$353,543
Profits Per Employee	$104,612
Employee Count	19,644
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, RF has paid $536.00 million in taxes.

Income Tax	536.00M
Effective Tax Rate	19.91%

Stock Price Statistics

The stock price has decreased by -6.61% in the last 52 weeks. The beta is 1.05, so RF's price volatility has been similar to the market average.

Beta (5Y)	1.05
52-Week Price Change	-6.61%
50-Day Moving Average	25.04
200-Day Moving Average	23.67
Relative Strength Index (RSI)	59.48
Average Volume (20 Days)	17,815,864

Short Selling Information

The latest short interest is 47.89 million, so 5.46% of the outstanding shares have been sold short.

Short Interest	47.89M
Short Previous Month	39.24M
Short % of Shares Out	5.46%
Short % of Float	5.49%
Short Ratio (days to cover)	1.31

Income Statement

In the last 12 months, RF had revenue of $6.95 billion and earned $2.06 billion in profits. Earnings per share was $2.27.

Revenue	6.95B
Gross Profit	6.95B
Operating Income	2.69B
Pretax Income	2.69B
Net Income	2.06B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.27

Balance Sheet

The company has $4.48 billion in cash and $7.58 billion in debt, giving a net cash position of -$3.10 billion or -$3.54 per share.

Cash & Cash Equivalents	4.48B
Total Debt	7.58B
Net Cash	-3.10B
Net Cash Per Share	-$3.54
Equity (Book Value)	19.10B
Book Value Per Share	20.00
Working Capital	-118.61B

Cash Flow

Operating Cash Flow	2.28B
Capital Expenditures	n/a
Free Cash Flow	2.28B
FCF Per Share	$2.60

Margins

Gross Margin	n/a
Operating Margin	38.70%
Pretax Margin	38.76%
Profit Margin	31.04%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	32.83%

Dividends & Yields

This stock pays an annual dividend of $1.06, which amounts to a dividend yield of 4.17%.

Dividend Per Share	$1.06
Dividend Yield	4.17%
Dividend Growth (YoY)	5.10%
Years of Dividend Growth	12
Payout Ratio	45.37%
Buyback Yield	1.84%
Shareholder Yield	6.01%
Earnings Yield	9.21%
FCF Yield	10.22%

Analyst Forecast

The average price target for RF is $27.69, which is 8.80% higher than the current price. The consensus rating is "Buy".

Price Target	$27.69
Price Target Difference	8.80%
Analyst Consensus	Buy
Analyst Count	16
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	5.27%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 1, 2004. It was a forward split with a ratio of 1.2346:1.

Last Split Date	Jul 1, 2004
Split Type	Forward
Split Ratio	1.2346:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4