Renasant Corporation (RNST)

Renasant Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	811.17	806.3	716.46	479.91	435.46	466.43
Interest Income on Investments	83.76	81.48	80.86	61.9	33.22	31.7
Total Interest Income	894.93	887.78	797.32	541.81	468.69	498.13
Interest Paid on Deposits	343.37	346.59	232.33	35.21	28.98	54.02
Interest Paid on Borrowings	28.46	28.99	45.66	25.3	15.71	17.32
Total Interest Expense	371.83	375.58	277.99	60.51	44.68	71.34
Net Interest Income	523.1	512.2	519.33	481.3	424	426.8
Net Interest Income Growth (YoY)	3.21%	-1.37%	7.90%	13.51%	-0.66%	-3.80%
Trust Income	24.96	23.56	22.13	22.34	20.46	16.5
Mortgage Banking Activities	33.15	36.38	32.41	35.79	109.6	150.5
Gain (Loss) on Sale of Assets	53.35	53.35	-	-	-	-
Gain (Loss) on Sale of Investments	-	-	-41.79	-	2.17	0.05
Other Non-Interest Income	45.63	48.6	61.12	51.16	58.19	37.16
Total Non-Interest Income	198.73	203.66	113.08	149.25	226.98	235.53
Non-Interest Income Growth (YoY)	69.62%	80.11%	-24.24%	-34.24%	-3.63%	53.69%
Revenues Before Loan Losses	721.83	715.86	632.4	630.55	650.99	662.33
Provision for Loan Losses	11.59	9.27	15.59	23.87	-2.17	86.85
Revenue	710.25	706.58	616.81	606.68	653.15	575.48
Revenue Growth (YoY)	15.97%	14.56%	1.67%	-7.12%	13.50%	-2.44%
Salaries and Employee Benefits	270.37	269.89	268.05	250.15	270.55	291.81
Occupancy Expenses	39.25	38.88	38.67	44.82	38.54	44.04
Amortization of Goodwill & Intangibles	4.56	4.69	5.38	5.12	6.04	7.12
Selling, General & Administrative	73.24	74	73.35	60.56	72.95	71.79
Other Non-Interest Expense	59.59	59.96	53.91	32.66	35.5	46.99
Total Non-Interest Expense	448.44	448.27	439.62	392.85	429.96	464.62
EBT Excluding Unusual Items	261.81	258.31	177.19	213.83	223.2	110.86
Other Unusual Items	-0.06	-	-	-	-	-
Pretax Income	247.61	244.97	177.19	211.31	222.83	103.49
Income Tax Expense	50.04	49.51	32.51	45.24	46.94	19.84
Net Income	197.57	195.46	144.68	166.07	175.89	83.65
Net Income to Common	197.57	195.46	144.68	166.07	175.89	83.65
Net Income Growth	43.15%	35.10%	-12.88%	-5.58%	110.27%	-50.09%
Basic Shares Outstanding	61	59	56	56	56	56
Diluted Shares Outstanding	62	60	56	56	56	56
Shares Change (YoY)	9.04%	5.85%	0.42%	-0.37%	-0.08%	-3.02%
EPS (Basic)	3.23	3.29	2.58	2.97	3.13	1.49
EPS (Diluted)	3.20	3.27	2.56	2.95	3.12	1.48
EPS Growth	31.26%	27.73%	-13.22%	-5.45%	110.81%	-48.61%
Dividend Per Share	0.880	0.880	0.880	0.880	0.880	0.880
Dividend Growth	-	-	-	-	-	1.15%
Effective Tax Rate	20.21%	20.21%	18.35%	21.41%	21.06%	19.17%

Updated Apr 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q