Renasant Corporation (RNST)

Renasant Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,022	806.3	716.46	479.91	435.46	466.43
Interest Income on Investments	119.07	81.48	80.86	61.9	33.22	31.7
Total Interest Income	1,141	887.78	797.32	541.81	468.69	498.13
Interest Paid on Deposits	392.45	346.59	232.33	35.21	28.98	54.02
Interest Paid on Borrowings	38.76	28.99	45.66	25.3	15.71	17.32
Total Interest Expense	431.21	375.58	277.99	60.51	44.68	71.34
Net Interest Income	709.46	512.2	519.33	481.3	424	426.8
Net Interest Income Growth (YoY)	40.41%	-1.37%	7.90%	13.51%	-0.66%	-3.80%
Trust Income	29	23.56	22.13	22.34	20.46	16.5
Mortgage Banking Activities	35.29	36.38	32.41	35.79	109.6	150.5
Gain (Loss) on Sale of Assets	-	53.35	-	-	-	-
Gain (Loss) on Sale of Investments	-	-	-41.79	-	2.17	0.05
Other Non-Interest Income	52.74	48.6	61.12	51.16	58.19	37.16
Total Non-Interest Income	164.97	203.66	113.08	149.25	226.98	235.53
Non-Interest Income Growth (YoY)	-13.08%	80.11%	-24.24%	-34.24%	-3.63%	53.69%
Revenues Before Loan Losses	874.43	715.86	632.4	630.55	650.99	662.33
Provision for Loan Losses	99.12	9.27	15.59	23.87	-2.17	86.85
Revenue	775.31	706.58	616.81	606.68	653.15	575.48
Revenue Growth (YoY)	13.04%	14.56%	1.67%	-7.12%	13.50%	-2.44%
Salaries and Employee Benefits	323.97	269.89	268.05	250.15	270.55	291.81
Occupancy Expenses	51.76	38.88	38.67	44.82	38.54	44.04
Amortization of Goodwill & Intangibles	19.77	4.69	5.38	5.12	6.04	7.12
Selling, General & Administrative	85.41	74	73.35	60.56	72.95	71.79
Other Non-Interest Expense	72.14	59.96	53.91	32.66	35.5	46.99
Total Non-Interest Expense	554.82	448.27	439.62	392.85	429.96	464.62
EBT Excluding Unusual Items	220.49	258.31	177.19	213.83	223.2	110.86
Pretax Income	179.65	244.97	177.19	211.31	222.83	103.49
Income Tax Expense	32.58	49.51	32.51	45.24	46.94	19.84
Net Income	147.07	195.46	144.68	166.07	175.89	83.65
Net Income to Common	147.07	195.46	144.68	166.07	175.89	83.65
Net Income Growth	-17.76%	35.10%	-12.88%	-5.58%	110.27%	-50.09%
Basic Shares Outstanding	79	59	56	56	56	56
Diluted Shares Outstanding	80	60	56	56	56	56
Shares Change (YoY)	37.75%	5.85%	0.42%	-0.37%	-0.08%	-3.02%
EPS (Basic)	1.86	3.29	2.58	2.97	3.13	1.49
EPS (Diluted)	1.84	3.27	2.56	2.95	3.12	1.48
EPS Growth	-40.59%	27.73%	-13.22%	-5.45%	110.81%	-48.61%
Dividend Per Share	0.880	0.880	0.880	0.880	0.880	0.880
Dividend Growth	-	-	-	-	-	1.15%
Effective Tax Rate	18.14%	20.21%	18.35%	21.41%	21.06%	19.17%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q