Renasant Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	227.98	181.27	195.46	144.68	166.07	175.89
Depreciation & Amortization	8.13	16.21	32.28	35.23	42.74	47.35
Provision for Credit Losses	110.79	107.46	9.27	15.59	23.87	-2.17
Stock-Based Compensation	19.42	17.72	13.88	13.72	11.51	20.81
Net Change in Loans Held-for-Sale	-5.29	-16.6	-69.42	-68.12	348.2	-26.22
Other Adjustments	5.6	-7.17	-40.75	24.98	17.61	13.21
Changes in Other Operating Activities	-91.41	-18.07	-11.3	-17.53	-35.95	-62.49
Operating Cash Flow	265.37	271.47	106.42	148.55	574.05	142.66
Operating Cash Flow Growth	131.83%	155.11%	-28.37%	-74.12%	302.39%	73.46%
Net Change in Loans Held-for-Investment	-706.11	-957.07	-543.5	-791.8	-1,456	910.06
Net Change in Securities and Investments	-654.13	-101.26	193.96	736.06	-351.94	-1,523
Proceeds from Business Divestments	137.15	267.9	55.33	-	-120.89	-
Capital Expenditures	-35.23	-33.72	-13.65	-21.63	-14.84	-20.52
Sale of Property, Plant & Equipment	7.39	8.64	0.34	0.94	1.23	9.81
Other Investing Activities	39.65	72.13	9.46	21.04	-101.1	-36.02
Investing Cash Flow	-674.83	-734.03	-275.03	-55.4	-2,044	-660
Net Change in Deposits	743.46	443.67	495.83	589.82	-418.76	1,847
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-100.4	149.51	-199.56	-404.66	668.81	-7.39
Long-Term Debt Issued	-	-	-	-	-	197.06
Long-Term Debt Repaid	-60	-60	-0.25	-2.68	-32.42	-202.87
Net Long-Term Debt Issued (Repaid)	-60	-60	-0.25	-2.68	-32.42	-5.81
Issuance of Common Stock	-	-	217	-	-	-
Repurchase of Common Stock	-75.81	-13.34	-	-	-	-21.32
Net Common Stock Issued (Repurchased)	-75.81	-13.34	217	-	-	-21.32
Common Dividends Paid	-85.97	-78.6	-53.73	-50.28	-49.99	-50.02
Financing Cash Flow	535.09	441.24	459.3	132.21	167.64	1,762
Net Cash Flow	125.64	-21.31	290.68	225.36	-1,302	1,245
Free Cash Flow	230.14	237.75	92.77	126.92	559.21	122.14
Free Cash Flow Growth	-3.20%	156.28%	-26.91%	-77.30%	357.83%	126.31%
FCF Margin	17.80%	11.76%	6.14%	9.54%	92.16%	18.71%
Free Cash Flow Per Share	2.42	2.72	1.55	2.25	9.95	2.16
Levered Free Cash Flow	49.47	85.7	202.55	138.07	125.61	134.42
Unlevered Free Cash Flow	-118.51	-35.58	7.34	-3.93	-8.04	-35.66

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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