Renasant Corporation (RNST)

Renasant Statistics

Total Valuation

Renasant has a market cap or net worth of $2.25 billion. The enterprise value is $1.52 billion.

Market Cap	2.25B
Enterprise Value	1.52B

Important Dates

The next estimated earnings date is Tuesday, January 21, 2025, after market close.

Earnings Date	Jan 21, 2025
Ex-Dividend Date	Dec 18, 2024

Share Statistics

Renasant has 63.57 million shares outstanding. The number of shares has increased by 2.65% in one year.

Current Share Class	63.57M
Shares Outstanding	63.57M
Shares Change (YoY)	+2.65%
Shares Change (QoQ)	+8.73%
Owned by Insiders (%)	2.35%
Owned by Institutions (%)	90.51%
Float	62.03M

Valuation Ratios

The trailing PE ratio is 11.57 and the forward PE ratio is 14.21.

PE Ratio	11.57
Forward PE	14.21
PS Ratio	3.00
Forward PS	2.75
PB Ratio	0.85
P/TBV Ratio	1.37
P/FCF Ratio	18.49
P/OCF Ratio	16.39
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	8.49
EV / Sales	2.21
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	12.44

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.72
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.31%.

Return on Equity (ROE)	7.31%
Return on Assets (ROA)	1.02%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$298,206
Profits Per Employee	$77,754
Employee Count	2,300
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Renasant has paid $48.29 million in taxes.

Income Tax	48.29M
Effective Tax Rate	21.26%

Stock Price Statistics

The stock price has increased by +5.11% in the last 52 weeks. The beta is 1.04, so Renasant's price volatility has been similar to the market average.

Beta (5Y)	1.04
52-Week Price Change	+5.11%
50-Day Moving Average	36.15
200-Day Moving Average	32.66
Relative Strength Index (RSI)	43.66
Average Volume (20 Days)	556,077

Short Selling Information

The latest short interest is 1.17 million, so 1.84% of the outstanding shares have been sold short.

Short Interest	1.17M
Short Previous Month	1.22M
Short % of Shares Out	1.84%
Short % of Float	1.88%
Short Ratio (days to cover)	8.45

Income Statement

In the last 12 months, Renasant had revenue of $685.87 million and earned $178.83 million in profits. Earnings per share was $3.09.

Revenue	685.87M
Gross Profit	685.87M
Operating Income	243.80M
Pretax Income	182.34M
Net Income	178.83M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.09

Balance Sheet

The company has $1.32 billion in cash and $576.46 million in debt, giving a net cash position of $739.12 million or $11.63 per share.

Cash & Cash Equivalents	1.32B
Total Debt	576.46M
Net Cash	739.12M
Net Cash Per Share	$11.63
Equity (Book Value)	2.66B
Book Value Per Share	41.82
Working Capital	-12.98B

Cash Flow

In the last 12 months, operating cash flow was $137.76 million and capital expenditures -$15.65 million, giving a free cash flow of $122.11 million.

Operating Cash Flow	137.76M
Capital Expenditures	-15.65M
Free Cash Flow	122.11M
FCF Per Share	$1.92

Margins

Gross Margin	n/a
Operating Margin	35.55%
Pretax Margin	33.11%
Profit Margin	26.07%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	17.80%

Dividends & Yields

This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 2.48%.

Dividend Per Share	$0.88
Dividend Yield	2.48%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	28.49%
Buyback Yield	-2.65%
Shareholder Yield	-0.18%
Earnings Yield	7.92%
FCF Yield	5.41%

Analyst Forecast

The average price target for Renasant is $40.75, which is 15.24% higher than the current price. The consensus rating is "Buy".

Price Target	$40.75
Price Target Difference	15.24%
Analyst Consensus	Buy
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on August 29, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Aug 29, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3