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Root, Inc. (ROOT)
NASDAQ: ROOT · Real-Time Price · USD
54.15
-3.89 (-6.70%)
At close: Jul 31, 2026, 4:00 PM EDT
54.77
+0.62 (1.15%)
After-hours: Jul 31, 2026, 7:58 PM EDT

Root, Inc. Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,5611,5171,177455310.8345.4
Revenue Growth
22.83%28.95%158.57%46.40%-10.02%-0.40%
Operating Income
7961.878.5-101.3-263.1-485.2
Net Income
54.838.329.2-147.4-297.7-521.1
Earnings Per Share
3.342.361.83-10.24-21.11-37.76
EPS Growth
4.38%28.96%----

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Premiums Earned
1,4441,4021,071399.9285.9310.3
Net Investment Income
33.733.735.930.26.25
Fee Income
79.978.36623.416.520.9
Other Segment Income
3.43.43.71.51.76.8
Revenue (Total)
1,5611,5171,177455310.8345.4

Cash & Debt
Selected indicators aren't available for this stock.

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
189206.5195.7-33.6-210.6-403.4
Capital Expenditures
---0.4-0.2--4.6
Free Cash Flow
189206.5195.3-33.8-210.6-408
Free Cash Flow Growth
-9.05%5.73%----

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
5.06%4.07%6.67%-22.26%-84.65%-140.47%
Pretax Margin
3.75%2.69%2.63%-32.40%-95.79%-150.87%
Profit Margin
3.70%2.66%2.63%-32.40%-95.79%-150.87%
FCF Margin
12.11%13.61%16.60%-7.43%-67.76%-118.12%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.9930.6139.67---
Forward PE
21.6647.10----
P/FCF Ratio
4.535.425.61---
PS Ratio
0.550.740.930.330.212.27