Root, Inc. (ROOT)
NASDAQ: ROOT · Real-Time Price · USD
55.79
-1.62 (-2.82%)
Aug 21, 2026, 4:00 PM EDT - Market closed
Root, Inc. Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,568 | 1,517 | 1,177 | 455 | 310.8 | 345.4 |
Revenue Growth | 14.86% | 28.95% | 158.57% | 46.40% | -10.02% | -0.40% |
Operating Income Operating Income Growth | 86.3 | 61.9 | 78.7 | -90.1 | -244.5 | -485.2 |
Net Income Net Income Growth | 58.2 | 38.3 | 29.2 | -147.4 | -297.7 | -521.1 |
Earnings Per Share EPS Growth | 3.58 | 2.36 | 1.83 | -10.24 | -21.11 | -37.76 |
EPS Growth | -24.28% | 28.96% | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned Net Premiums Earned Growth | 1,455 | 1,402 | 1,071 | 399.9 | 285.9 | 310.3 |
Net Investment Income Net Investment Income Growth | 29.3 | 33.7 | 35.9 | 30.2 | 6.2 | 5 |
Fee Income Fee Income Growth | 80 | 78.3 | 66 | 23.4 | 16.5 | 20.9 |
Other Segment Income Other Segment Income Growth | 3.5 | 3.4 | 3.7 | 1.5 | 1.7 | 6.8 |
Revenue (Total) Revenue (Total) Growth | 1,568 | 1,517 | 1,177 | 455 | 310.8 | 345.4 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 509.6 | 669.3 | 599.3 | 678.7 | 762.1 | 706 |
Total Debt Total Debt Growth | 197.8 | 204.6 | 206.1 | 307.2 | 305.9 | 14.1 |
Net Cash (Debt) Net Cash Growth | 311.8 | 464.7 | 393.2 | 371.5 | 456.2 | 691.9 |
Net Cash Growth | -29.34% | 18.18% | 5.84% | -18.57% | -34.07% | -25.17% |
Net Cash Per Share Net Cash Per Share Growth | 18.23 | 27.18 | 23.27 | 25.80 | 32.35 | 50.14 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 194.5 | 206.5 | 195.7 | -33.6 | -210.6 | -403.4 |
Capital Expenditures CapEx Growth | - | - | -0.4 | -0.2 | - | -4.6 |
Free Cash Flow Free Cash Flow Growth | 194.5 | 206.5 | 195.3 | -33.8 | -210.6 | -408 |
Free Cash Flow Growth | -1.47% | 5.73% | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 5.51% | 4.08% | 6.69% | -19.80% | -78.67% | -140.47% |
Pretax Margin | 3.96% | 2.69% | 2.63% | -32.40% | -95.79% | -150.87% |
Profit Margin | 3.71% | 2.53% | 2.48% | -32.40% | -95.78% | -150.87% |
FCF Margin | 12.41% | 13.61% | 16.60% | -7.43% | -67.76% | -118.12% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 22, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 15.58 | 29.25 | 37.54 | - | - | - |
Forward PE | 19.65 | 47.10 | - | - | - | - |
P/FCF Ratio | 4.44 | 5.43 | 5.61 | - | - | - |
PS Ratio | 0.55 | 0.74 | 0.93 | 0.33 | 0.20 | 2.27 |