Root, Inc. (ROOT)

Root, Inc. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Debt Securities	387	292	165.9	128.4	129.9
Other Investments	4.4	19.2	5.3	4.8	4.7
Total Investments	391.4	311.2	171.2	133.2	134.6
Cash & Equivalents	689.9	600.3	679.7	763.1	707
Reinsurance Contract Assets	136.1	175.7	173.5	223	255.8
Other Receivables	332.8	305.3	247.1	111.9	148.1
Other Assets	124.3	103.2	76.2	81.7	73.8
Total Assets	1,675	1,496	1,348	1,313	1,319
Unearned Premiums	393.7	353.9	283.7	136.5	180.1
Claims Reserves	483.6	413.2	284.2	287.4	320.2
Reinsurance Contract Liabilities	2.4	32.8	54.4	119.8	101.6
Accounts Payable	74.2	71.1	65.6	39.7	29.1
Total Debt	200.3	200.1	299	295.4	-
Other Liabilities	124	108.9	83.1	45	39.9
Total Liabilities	1,278	1,180	1,070	923.8	670.9
Additional Paid-in Capital	1,922	1,888	1,883	1,851	1,806
Accumulated Other Comprehensive Income	3.9	-2.3	-2.5	-5.8	0.4
Retained Earnings	-1,642	-1,682	-1,715	-1,568	-1,270
Minority Interest	112	112	112	112	112
Shareholders' Equity	284.3	203.7	165.7	277.1	536.4
Total Liabilities & Equity	1,675	1,496	1,348	1,313	1,319
Book Value	284.3	203.7	165.7	277.1	536.4
Book Value Per Share	16.63	12.05	11.51	19.65	38.87
Tangible Book Value	284.3	203.7	165.7	277.1	536.4
Tangible Book Value Per Share	16.63	12.05	11.51	19.65	38.87

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q