Root, Inc. (ROOT)
NASDAQ: ROOT · Real-Time Price · USD
43.76
-2.08 (-4.54%)
At close: Mar 13, 2026, 4:00 PM EDT
43.21
-0.55 (-1.26%)
After-hours: Mar 13, 2026, 7:58 PM EDT

Root, Inc. Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
40.330.9-147.4-297.7-521.1
Depreciation & Amortization
11.814.912.613.816.6
Stock-Based Compensation
40.118.517.330.519.3
Other Adjustments
55.942.831.230.529.5
Changes in Receivables
-64.2-92.3-147.718.8-39.7
Changes in Reinsurance Contract Assets
39.6-1.747.932.8-18.4
Changes in Accounts Payable
-30.4-21.6-65.418.212.5
Changes in Accrued Expenses
2.71.327.717.9-19.2
Changes in Unearned Premiums
39.870.2147.2-43.623
Changes in Claims Reserves
70.4129-3.2-32.883
Changes in Other Operating Activities
0.53.746.2111.1
Operating Cash Flow
206.5195.7-33.6-210.6-403.4
Operating Cash Flow Growth
5.52%----
Capital Expenditures
--0.4-0.2--4.6
Purchases of Intangible Assets
-14.1-11.4-9.2-9.3-6.6
Purchases of Investments
-147.4-197.8-76-47.7-17
Proceeds from Sale of Investments
69.855.239.741.2105.1
Investing Cash Flow
-91.7-154.4-45.7-16.676.9
Long-Term Debt Issued
-134.4-286-
Long-Term Debt Repaid
--237.1---199.5
Net Long-Term Debt Issued (Repaid)
--102.7-286-199.5
Issuance of Common Stock
0.30.1-1.33.2
Repurchase of Common Stock
-25.5-15.1-1.1-1-
Net Common Stock Issued (Repurchased)
-25.2-15-1.10.33.2
Issuance of Preferred Stock
----126.5
Net Preferred Stock Issued (Repurchased)
----126.5
Other Financing Activities
--3-3-3-10.5
Financing Cash Flow
-25.2-120.7-4.1283.3-80.3
Net Cash Flow
89.6-79.4-83.456.1-406.8
Free Cash Flow
206.5195.3-33.8-210.6-408
Free Cash Flow Growth
5.73%----
FCF Margin
13.61%16.60%-7.43%-67.76%-118.12%
Free Cash Flow Per Share
12.0811.56-2.35-14.94-29.57
Levered Free Cash Flow
102.3-7.168.628.4-699.6
Unlevered Free Cash Flow
125.04144.9114.7-223-464.2
Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.
SEC Filings: 10-K · 10-Q