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Root, Inc. (ROOT)
NASDAQ: ROOT · Real-Time Price · USD
73.88
-3.19 (-4.14%)
At close: Dec 19, 2025, 4:00 PM EST
74.45
+0.57 (0.77%)
After-hours: Dec 19, 2025, 7:56 PM EST

Net Premiums Written

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212017 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2017 - 2020
Direct Premiums Written
1.20B1.06B
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Assumed Premiums Written
272.70M236.50M
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Ceded Premiums Written
-59.60M-137.00M
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Net Premiums Earned

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212017 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2017 - 2020
Direct Premiums Earned
1.16B1.01B
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Assumed Premiums Earned
262.20M220.20M
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Ceded Premiums Earned
-85.70M-160.10M
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Revenue

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212017 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2017 - 2020
Net Premiums Earned
1.33B1.07B
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Net Investment Income
33.80M35.90M
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Net Realized Gains on Investments
--
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Fee Income
75.80M66.00M
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Other Segment Income
3.10M3.70M
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Fee and Other Segment Income
78.90M69.70M
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Revenue (Total)
1.45B1.18B
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Key Performance Indicators

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 20212017 - 2020
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 2017 - 2020
Net Loss and LAE Ratio
-68.50%
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Net Expense Ratio
-27.90%
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Net Combined Ratio
-96.40%
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Gross Loss Ratio
-58.90%
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Gross LAE Ratio
-8.60%
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Gross Expense Ratio
-27.20%
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Gross Combined Ratio
-94.70%
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Renewal Premium as Percent of Gross Premiums Earned
-49.00%
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Policies In Force
466.32B414.86B
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Premiums Per Policy
1.58K1.58K
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Premiums In Force
1.47B1.31B
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Updated Nov 5, 2025. Data Source: Fiscal.ai.