Root, Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 20, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	939	1,096	152	63	783	3,940
Market Cap Growth	-42.21%	621.31%	140.03%	-91.91%	-80.13%	-
Enterprise Value	486	834	-73	-350	165	4,503
PE Ratio	18.10	37.54	-	-	-	-
PS Ratio	0.65	0.93	0.33	0.20	2.27	11.36
PB Ratio	3.54	3.47	0.55	0.16	1.21	3.82
P/FCF Ratio	4.57	5.61	-	-	-	-
P/OCF Ratio	4.57	5.60	-	-	-	-
EV/Sales Ratio	0.34	0.71	-	-	0.48	12.98
EV/EBITDA Ratio	5.46	9.86	-	-	-	-
EV/EBIT Ratio	5.62	10.60	-	-	-	-
EV/FCF Ratio	2.36	4.27	-	-	-	-
Debt / Equity Ratio	0.53	0.65	1.11	0.79	0.02	0.18
Debt / EBITDA Ratio	2.21	2.39	-	-	-	-
Debt / FCF Ratio	0.98	1.06	-	-	-	-
Net Debt / Equity Ratio	-1.20	-1.25	-1.34	-1.17	-1.07	-0.90
Net Debt / EBITDA Ratio	-5.09	-4.65	4.41	1.92	1.47	3.40
Net Debt / FCF Ratio	-2.20	-2.01	10.99	2.17	1.70	3.20
Quick Ratio	2.10	2.00	2.30	2.95	2.75	4.24
Current Ratio	2.42	2.38	2.73	3.71	3.57	5.05
Asset Turnover	0.90	0.83	0.34	0.24	0.22	0.28
Return on Equity (ROE)	17.02%	10.42%	-44.21%	-57.39%	-62.01%	-59.57%
Return on Assets (ROA)	3.37%	3.46%	-4.23%	-11.61%	-19.68%	-14.32%
Earnings Yield	5.76%	2.66%	-97.00%	-470.23%	-66.57%	-9.21%
FCF Yield	21.90%	17.82%	-22.24%	-332.65%	-52.12%	-7.33%
Buyback Yield / Dilution	-16.50%	-17.36%	-2.13%	-2.17%	-228.57%	-123.01%

Updated Nov 5, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q