Banco Santander, S.A. (SAN)
NYSE: SAN · Real-Time Price · USD
11.46
+0.27 (2.41%)
Nov 2, 2026, 4:00 PM EST - Market closed
Banco Santander Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 49,632 | 46,836 | 47,810 | 43,261 | 41,947 | 39,007 |
Revenue Growth | 3.89% | -2.04% | 10.51% | 3.13% | 7.54% | 22.51% |
Net Income Net Income Growth | 15,514 | 13,479 | 11,954 | 10,584 | 9,076 | 7,558 |
Earnings Per Share EPS Growth | 1.06 | 0.90 | 0.77 | 0.65 | 0.54 | 0.44 |
EPS Growth | 23.97% | 17.19% | 17.97% | 21.23% | 23.16% | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Retail & Commercial Banking Retail & Commercial Banking Growth | - | 31,216 | 32,374 | 29,754 |
Openbank Openbank Growth | 13,410 | 13,015 | 12,912 | 12,296 |
Corporate & Investment Banking Corporate & Investment Banking Growth | 9,050 | 8,488 | 8,339 | 7,527 |
Wealth Management & Insurance Wealth Management & Insurance Growth | 4,391 | 4,239 | 3,803 | 3,210 |
Corporate Centre Corporate Centre Growth | -905 | -581 | -676 | -439 |
PagoNxt PagoNxt Growth | - | 1,373 | 1,240 | 1,140 |
Cards Cards Growth | - | 4,640 | 4,220 | 4,158 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 345,949 | 278,402 | 261,533 | 208,518 | 189,128 | 186,416 |
Total Debt Total Debt Growth | 423,243 | 382,751 | 390,445 | 369,551 | 357,225 | 308,571 |
Net Cash (Debt) Net Cash Growth | -77,294 | -104,349 | -128,912 | -161,033 | -168,097 | -122,155 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -5.30 | -6.97 | -8.28 | -9.91 | -9.94 | -7.05 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 5,908 | -14,835 | -24,155 | 5,015 | 27,706 | 56,691 |
Capital Expenditures CapEx Growth | -5,859 | -5,854 | -8,494 | -11,446 | -9,066 | -10,015 |
Free Cash Flow Free Cash Flow Growth | 49 | -20,689 | -32,649 | -6,431 | 18,640 | 46,676 |
Free Cash Flow Growth | -99.42% | - | - | - | -60.07% | -20.57% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 31.26% | 28.78% | 25.00% | 24.46% | 21.64% | 19.38% |
FCF Margin | 0.10% | -44.17% | -68.29% | -14.87% | 44.44% | 119.66% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.210 | 0.240 | 0.210 | 0.176 | 0.118 | 0.100 |
Dividend Per Share Growth | 13.29% | 14.29% | 19.32% | 49.41% | 17.80% | -21.57% |
Dividend Yield | 1.83% | 2.38% | 4.70% | 4.66% | 4.20% | 3.40% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.66 | 10.97 | 5.66 | 5.67 | 5.11 | 6.64 |
P/FCF Ratio | 3043.04 | - | - | - | 2.49 | 1.08 |
PS Ratio | 2.96 | 3.16 | 1.41 | 1.39 | 1.11 | 1.29 |