Sandy Spring Bancorp, Inc. (SASR)

Sandy Spring Bancorp Statistics

Total Valuation

SASR has a market cap or net worth of $1.29 billion. The enterprise value is $1.99 billion.

Market Cap	1.29B
Enterprise Value	1.99B

Important Dates

The next estimated earnings date is Tuesday, April 22, 2025, before market open.

Earnings Date	Apr 22, 2025
Ex-Dividend Date	Feb 12, 2025

Share Statistics

SASR has 45.14 million shares outstanding. The number of shares has increased by 0.62% in one year.

Current Share Class	45.14M
Shares Outstanding	45.14M
Shares Change (YoY)	+0.62%
Shares Change (QoQ)	+0.24%
Owned by Insiders (%)	3.67%
Owned by Institutions (%)	72.12%
Float	43.48M

Valuation Ratios

The trailing PE ratio is 64.98 and the forward PE ratio is 11.67.

PE Ratio	64.98
Forward PE	11.67
PS Ratio	3.28
Forward PS	3.06
PB Ratio	0.83
P/TBV Ratio	1.06
P/FCF Ratio	19.10
P/OCF Ratio	15.42
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	100.24
EV / Sales	5.09
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	29.53

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	11.10
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 1.27%.

Return on Equity (ROE)	1.27%
Return on Assets (ROA)	0.14%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$340,790
Profits Per Employee	$17,291
Employee Count	1,151
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SASR has paid $29.03 million in taxes.

Income Tax	29.03M
Effective Tax Rate	59.28%

Stock Price Statistics

The stock price has increased by +27.69% in the last 52 weeks. The beta is 0.94, so SASR's price volatility has been similar to the market average.

Beta (5Y)	0.94
52-Week Price Change	+27.69%
50-Day Moving Average	32.81
200-Day Moving Average	31.12
Relative Strength Index (RSI)	22.24
Average Volume (20 Days)	255,013

Short Selling Information

The latest short interest is 935,427, so 2.07% of the outstanding shares have been sold short.

Short Interest	935,427
Short Previous Month	851,604
Short % of Shares Out	2.07%
Short % of Float	2.15%
Short Ratio (days to cover)	4.07

Income Statement

In the last 12 months, SASR had revenue of $392.25 million and earned $19.90 million in profits. Earnings per share was $0.44.

Revenue	392.25M
Gross Profit	392.25M
Operating Income	128.04M
Pretax Income	120.26M
Net Income	19.90M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.44

Balance Sheet

The company has $45.83 million in cash and $750.18 million in debt, giving a net cash position of -$704.35 million or -$15.60 per share.

Cash & Cash Equivalents	45.83M
Total Debt	750.18M
Net Cash	-704.35M
Net Cash Per Share	-$15.60
Equity (Book Value)	1.56B
Book Value Per Share	34.51
Working Capital	-11.40B

Cash Flow

In the last 12 months, operating cash flow was $83.71 million and capital expenditures -$16.15 million, giving a free cash flow of $67.56 million.

Operating Cash Flow	83.71M
Capital Expenditures	-16.15M
Free Cash Flow	67.56M
FCF Per Share	$1.50

Margins

Gross Margin	n/a
Operating Margin	32.64%
Pretax Margin	12.48%
Profit Margin	5.08%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	17.22%

Dividends & Yields

This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 4.76%.

Dividend Per Share	$1.36
Dividend Yield	4.76%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	309.09%
Buyback Yield	-0.62%
Shareholder Yield	4.13%
Earnings Yield	1.54%
FCF Yield	5.23%

Analyst Forecast

The average price target for SASR is $29.33, which is 2.59% higher than the current price. The consensus rating is "Hold".

Price Target	$29.33
Price Target Difference	2.59%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on December 21, 2001. It was a forward split with a ratio of 1.5:1.

Last Split Date	Dec 21, 2001
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4