Sandy Spring Bancorp, Inc. (SASR)

Sandy Spring Bancorp Statistics

Total Valuation

SASR has a market cap or net worth of $1.53 billion. The enterprise value is $1.72 billion.

Market Cap	1.53B
Enterprise Value	1.72B

Important Dates

The next estimated earnings date is Tuesday, January 21, 2025, before market open.

Earnings Date	Jan 21, 2025
Ex-Dividend Date	Nov 14, 2024

Share Statistics

SASR has 45.14 million shares outstanding. The number of shares has increased by 0.51% in one year.

Current Share Class	45.14M
Shares Outstanding	45.14M
Shares Change (YoY)	+0.51%
Shares Change (QoQ)	+0.22%
Owned by Insiders (%)	3.43%
Owned by Institutions (%)	73.26%
Float	43.59M

Valuation Ratios

The trailing PE ratio is 17.99 and the forward PE ratio is 15.13.

PE Ratio	17.99
Forward PE	15.13
PS Ratio	3.92
Forward PS	4.03
PB Ratio	0.94
P/TBV Ratio	1.24
P/FCF Ratio	22.90
P/OCF Ratio	18.30
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	20.16
EV / Sales	4.41
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	25.69

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	14.17
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.40%.

Return on Equity (ROE)	5.40%
Return on Assets (ROA)	0.60%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$351,336
Profits Per Employee	$76,817
Employee Count	1,112
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SASR has paid $29.01 million in taxes.

Income Tax	29.01M
Effective Tax Rate	25.34%

Stock Price Statistics

The stock price has increased by +28.06% in the last 52 weeks. The beta is 0.94, so SASR's price volatility has been similar to the market average.

Beta (5Y)	0.94
52-Week Price Change	+28.06%
50-Day Moving Average	35.62
200-Day Moving Average	28.23
Relative Strength Index (RSI)	35.35
Average Volume (20 Days)	260,349

Short Selling Information

The latest short interest is 1.02 million, so 2.27% of the outstanding shares have been sold short.

Short Interest	1.02M
Short Previous Month	1.13M
Short % of Shares Out	2.27%
Short % of Float	2.35%
Short Ratio (days to cover)	3.06

Income Statement

In the last 12 months, SASR had revenue of $390.69 million and earned $85.42 million in profits. Earnings per share was $1.89.

Revenue	390.69M
Gross Profit	390.69M
Operating Income	133.68M
Pretax Income	120.26M
Net Income	85.42M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.89

Balance Sheet

The company has $762.15 million in cash and $949.22 million in debt, giving a net cash position of -$187.06 million or -$4.14 per share.

Cash & Cash Equivalents	762.15M
Total Debt	949.22M
Net Cash	-187.06M
Net Cash Per Share	-$4.14
Equity (Book Value)	1.63B
Book Value Per Share	36.10
Working Capital	-11.01B

Cash Flow

In the last 12 months, operating cash flow was $83.87 million and capital expenditures -$16.87 million, giving a free cash flow of $67.01 million.

Operating Cash Flow	83.87M
Capital Expenditures	-16.87M
Free Cash Flow	67.01M
FCF Per Share	$1.48

Margins

Gross Margin	n/a
Operating Margin	34.22%
Pretax Margin	29.31%
Profit Margin	21.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	17.15%

Dividends & Yields

This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 4.00%.

Dividend Per Share	$1.36
Dividend Yield	4.00%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	71.96%
Buyback Yield	-0.51%
Shareholder Yield	3.49%
Earnings Yield	5.57%
FCF Yield	4.37%

Analyst Forecast

The average price target for SASR is $29.33, which is -13.74% lower than the current price. The consensus rating is "Hold".

Price Target	$29.33
Price Target Difference	-13.74%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on December 21, 2001. It was a forward split with a ratio of 1.5:1.

Last Split Date	Dec 21, 2001
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3