Sandy Spring Bancorp Statistics

Total Valuation

SASR has a market cap or net worth of $1.65 billion.

Market Cap	1.65B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, October 21, 2024, before market open.

Earnings Date	Oct 21, 2024
Ex-Dividend Date	Nov 14, 2024

Share Statistics

SASR has 45.14 million shares outstanding. The number of shares has increased by 0.51% in one year.

Current Share Class	45.14M
Shares Outstanding	45.14M
Shares Change (YoY)	+0.51%
Shares Change (QoQ)	+0.22%
Owned by Insiders (%)	3.45%
Owned by Institutions (%)	74.04%
Float	43.58M

Valuation Ratios

The trailing PE ratio is 19.35 and the forward PE ratio is 16.11.

PE Ratio	19.35
Forward PE	16.11
PS Ratio	4.21
Forward PS	4.23
PB Ratio	1.01
P/TBV Ratio	1.34
P/FCF Ratio	24.63
P/OCF Ratio	19.68
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	14.17
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.40%.

Return on Equity (ROE)	5.40%
Return on Assets (ROA)	0.60%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$351,336
Profits Per Employee	$76,817
Employee Count	1,112
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SASR has paid $29.01 million in taxes.

Income Tax	29.01M
Effective Tax Rate	25.34%

Stock Price Statistics

The stock price has increased by +57.56% in the last 52 weeks. The beta is 0.93, so SASR's price volatility has been similar to the market average.

Beta (5Y)	0.93
52-Week Price Change	+57.56%
50-Day Moving Average	33.44
200-Day Moving Average	26.69
Relative Strength Index (RSI)	57.88
Average Volume (20 Days)	424,158

Short Selling Information

The latest short interest is 929,057, so 2.06% of the outstanding shares have been sold short.

Short Interest	929,057
Short Previous Month	880,664
Short % of Shares Out	2.06%
Short % of Float	2.13%
Short Ratio (days to cover)	1.45

Income Statement

In the last 12 months, SASR had revenue of $390.69 million and earned $85.42 million in profits. Earnings per share was $1.89.

Revenue	390.69M
Gross Profit	390.69M
Operating Income	133.68M
Pretax Income	120.26M
Net Income	85.42M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.89

Full Income Statement

Balance Sheet

The company has $762.15 million in cash and $949.22 million in debt, giving a net cash position of -$187.06 million or -$4.14 per share.

Cash & Cash Equivalents	762.15M
Total Debt	949.22M
Net Cash	-187.06M
Net Cash Per Share	-$4.14
Equity (Book Value)	1.63B
Book Value Per Share	36.10
Working Capital	-11.01B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $83.87 million and capital expenditures -$16.87 million, giving a free cash flow of $67.01 million.

Operating Cash Flow	83.87M
Capital Expenditures	-16.87M
Free Cash Flow	67.01M
FCF Per Share	$1.48

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	34.22%
Pretax Margin	29.31%
Profit Margin	21.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	22.53%

Dividends & Yields

This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 3.72%.

Dividend Per Share	$1.36
Dividend Yield	3.72%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	71.96%
Buyback Yield	-0.51%
Shareholder Yield	3.21%
Earnings Yield	5.18%
FCF Yield	4.06%

Dividend Details

Analyst Forecast

The average price target for SASR is $29.33, which is -19.80% lower than the current price. The consensus rating is "Hold".

Price Target	$29.33
Price Target Difference	-19.80%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on December 21, 2001. It was a forward split with a ratio of 1.5:1.

Last Split Date	Dec 21, 2001
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3