Sandy Spring Bancorp, Inc. (SASR)

NASDAQ: SASR · IEX Real-Time Price · USD
23.18
+0.45 (1.98%)
Mar 28, 2024, 4:00 PM EDT - Market closed

Total Valuation

SASR has a market cap or net worth of $1.02 billion. The enterprise value is $1.77 billion.

Market Cap 1.02B
Enterprise Value 1.77B

Important Dates

The next estimated earnings date is Thursday, April 18, 2024, before market open.

Earnings Date Apr 18, 2024
Ex-Dividend Date Feb 13, 2024

Share Statistics

SASR has 44.94 million shares outstanding. The number of shares has increased by 0.56% in one year.

Shares Outstanding 44.94M
Shares Change (YoY) +0.56%
Shares Change (QoQ) +0.07%
Owned by Insiders (%) 3.50%
Owned by Institutions (%) 68.27%
Float 43.42M

Valuation Ratios

The trailing PE ratio is 8.49 and the forward PE ratio is 11.06. SASR's PEG ratio is 1.01.

PE Ratio 8.49
Forward PE 11.06
PS Ratio 2.33
Forward PS 2.90
PB Ratio 0.64
P/FCF Ratio 8.25
PEG Ratio 1.01
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.52, with an EV/FCF ratio of 14.30.

EV / Earnings 14.42
EV / Sales 4.03
EV / EBITDA 9.52
EV / EBIT 10.79
EV / FCF 14.30

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.82
Debt / EBITDA 6.96
Debt / FCF 10.46
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.90% and return on invested capital (ROIC) is 4.26%.

Return on Equity (ROE) 7.90%
Return on Assets (ROA) 0.90%
Return on Capital (ROIC) 4.26%
Revenue Per Employee $394,954
Profits Per Employee $110,471
Employee Count 1,112
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, SASR has paid $41.29 million in taxes.

Income Tax 41.29M
Effective Tax Rate 25.16%

Stock Price Statistics

The stock price has decreased by -13.41% in the last 52 weeks. The beta is 0.92, so SASR's price volatility has been similar to the market average.

Beta (1Y) 0.92
52-Week Price Change -13.41%
50-Day Moving Average 22.91
200-Day Moving Average 23.04
Relative Strength Index (RSI) 58.96
Average Volume (30 Days) 290,827

Short Selling Information

The latest short interest is 805,950, so 1.79% of the outstanding shares have been sold short.

Short Interest 805,950
Short Previous Month 696,319
Short % of Shares Out 1.79%
Short % of Float 1.86%
Short Ratio (days to cover) 1.92

Income Statement

In the last 12 months, SASR had revenue of $439.19 million and earned $122.84 million in profits. Earnings per share was $2.73.

Revenue 439.19M
Gross Profit 439.19M
Operating Income 164.14M
Pretax Income 164.14M
Net Income 122.84M
EBITDA 186.14M
EBIT 164.14M
Earnings Per Share (EPS) $2.73
Full Income Statement

Balance Sheet

The company has $545.90 million in cash and $1.30 billion in debt, giving a net cash position of -$749.94 million or -$16.69 per share.

Cash & Cash Equivalents 545.90M
Total Debt 1.30B
Net Cash -749.94M
Net Cash Per Share -$16.69
Equity / Book Value 1.59B
Book Value Per Share 35.34
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $137.82 million and capital expenditures -$13.98 million, giving a free cash flow of $123.83 million.

Operating Cash Flow 137.82M
Capital Expenditures -13.98M
Free Cash Flow 123.83M
FCF Per Share $2.76
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 37.37% and 27.97%.

Gross Margin 100.00%
Operating Margin 37.37%
Pretax Margin 37.37%
Profit Margin 27.97%
EBITDA Margin 42.38%
EBIT Margin 37.37%
FCF Margin 28.20%

Dividends & Yields

This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 5.87%.

Dividend Per Share $1.36
Dividend Yield 5.87%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 49.82%
Buyback Yield -0.56%
Shareholder Yield 5.31%
Earnings Yield 12.03%
FCF Yield 12.12%
Dividend Details

Analyst Forecast

The average price target for SASR is $24.60, which is 6.13% higher than the current price. The consensus rating is "Hold".

Price Target $24.60
Price Target Difference 6.13%
Analyst Consensus Hold
Analyst Count 6
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on December 21, 2001. It was a forward split with a ratio of 3:2.

Last Split Date Dec 21, 2001
Split Type Forward
Split Ratio 3:2

Scores

Altman Z-Score n/a
Piotroski F-Score 4