SCHW Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Transaction-Based Revenues	10,427	8,980	7,986	7,889	8,426
Net Interest Income	11,750	9,144	9,427	10,682	8,030
Net Interest Income Growth	28.50%	-3.00%	-11.75%	33.03%	31.36%
Other Revenues	1,744	1,482	1,424	2,191	2,064
Revenue	23,921	19,606	18,837	20,762	18,520
Revenue Growth (YoY)	22.01%	4.08%	-9.27%	12.11%	58.41%
Cost of Revenue	6,491	6,043	6,315	5,936	5,450
Gross Profit	17,430	13,563	12,522	14,826	13,070
Selling, General & Admin	3,354	3,101	3,338	3,214	3,042
Depreciation & Amortization Expenses	1,362	1,435	1,338	1,248	1,164
Other Operating Expenses	1,255	1,335	1,468	976	1,151
Operating Income	11,459	7,692	6,378	9,388	7,713
Pretax Income	11,459	7,692	6,378	9,388	7,713
Provision for Income Taxes	2,607	1,750	1,311	2,205	1,858
Net Income	8,417	5,478	4,649	6,635	5,360
Net Income Attributable to Preferred Dividends	435	464	418	548	495
Net Income to Common	8,417	5,478	4,649	6,635	5,360
Net Income Growth	53.65%	17.83%	-29.93%	23.79%	76.14%
Shares Outstanding (Basic)	1,809	1,828	1,824	1,885	1,887
Shares Outstanding (Diluted)	1,824	1,834	1,831	1,894	1,897
Shares Change (YoY)	-0.55%	0.16%	-3.33%	-0.16%	32.20%
EPS (Basic)	4.67	3.00	2.55	3.52	2.84
EPS (Diluted)	4.65	2.99	2.54	3.50	2.83
EPS Growth	55.52%	17.72%	-27.43%	23.67%	33.49%
Free Cash Flow	8,763	2,050	18,887	1,539	1,202
Free Cash Flow Growth	327.46%	-89.15%	1127.22%	28.04%	-80.68%
Free Cash Flow Per Share	4.80	1.12	10.32	0.81	0.63
Dividends Per Share	1.080	1.000	1.000	0.840	0.720
Dividend Growth	8.00%	-	19.05%	16.67%	-
Gross Margin	72.86%	69.18%	66.48%	71.41%	70.57%
Operating Margin	47.90%	39.23%	33.86%	45.22%	41.65%
Profit Margin	37.01%	30.31%	26.90%	34.60%	31.61%
FCF Margin	36.63%	10.46%	100.27%	7.41%	6.49%
EBITDA	12,821	9,127	7,716	10,636	8,877
EBITDA Margin	53.60%	46.55%	40.96%	51.23%	47.93%
EBIT	11,459	7,692	6,378	9,388	7,713
EBIT Margin	47.90%	39.23%	33.86%	45.22%	41.65%
Effective Tax Rate	22.75%	22.75%	20.56%	23.49%	24.09%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Capital Markets template. Financial Sources.

SEC Filings: 10-K · 10-Q