The Charles Schwab Corporation (SCHW)
NYSE: SCHW · Real-Time Price · USD
108.05
-1.34 (-1.22%)
At close: Aug 27, 2026, 4:00 PM EDT
107.87
-0.18 (-0.17%)
After-hours: Aug 27, 2026, 7:59 PM EDT
SCHW Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 10,096 | 8,852 | 5,942 | 5,067 | 7,183 | 5,855 |
Depreciation & Amortization, Total | 1,345 | 1,362 | 1,435 | 1,338 | 1,248 | 1,164 |
Gain (Loss) On Sale of Investments | 665 | 695 | 806 | 830 | 1,375 | 2,346 |
Stock-Based Compensation | 349 | 317 | 337 | 320 | 366 | 254 |
Change in Accounts Receivable | -57,872 | -24,140 | -15,892 | -2,586 | 24,119 | -26,168 |
Change in Accounts Payable | 39,856 | 27,135 | 23,461 | -10,844 | -31,082 | 21,470 |
Change in Other Net Operating Assets | 15,785 | -6,000 | -13,780 | 25,238 | -1,624 | -3,228 |
Other Operating Activities | 1,193 | 1,090 | 361 | 224 | 472 | 425 |
Operating Cash Flow | 11,417 | 9,311 | 2,670 | 19,587 | 2,057 | 2,118 |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -628 | -548 | -620 | -700 | -971 | -916 |
Cash Acquisitions | -577 | - | - | - | - | - |
Investment in Securities | 16,671 | 37,628 | 40,856 | 58,947 | 39,351 | -63,514 |
Other Investing Activities | -256 | 265 | -18 | -935 | -544 | -388 |
Investing Cash Flow | -1,432 | 24,538 | 35,431 | 57,411 | 32,048 | -75,663 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 65,406 | 50,018 | 66,200 | 33,395 | 11,107 |
Long-Term Debt Issued | - | 1,986 | - | 6,097 | 2,971 | 7,036 |
Total Debt Issued | 82,376 | 67,392 | 50,018 | 72,297 | 36,366 | 18,143 |
Short-Term Debt Repaid | - | -79,394 | -60,272 | -50,304 | -21,204 | -6,255 |
Long-Term Debt Repaid | - | -2,248 | -3,682 | -831 | -1,036 | -1,822 |
Total Debt Repaid | -83,427 | -81,642 | -63,954 | -51,135 | -22,240 | -8,077 |
Net Debt Issued (Repaid) | -1,051 | -14,250 | -13,936 | 21,162 | 14,126 | 10,066 |
Issuance of Common Stock | 105 | 156 | 84 | 49 | 64 | 221 |
Repurchase of Common Stock | -8,890 | -7,346 | - | -2,842 | -3,395 | - |
Preferred Dividends Paid | -305 | -371 | -437 | - | - | -456 |
Common Dividends Paid | -2,096 | -1,958 | -1,838 | - | - | -1,366 |
Dividends Paid | -2,401 | -2,329 | -2,275 | -2,276 | -2,110 | -1,822 |
Other Financing Activities | 16,460 | -3,475 | -30,933 | -76,871 | -77,148 | 85,652 |
Financing Cash Flow | 3,648 | -29,702 | -47,060 | -61,245 | -68,723 | 96,323 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 13,633 | 4,147 | -8,959 | 15,753 | -34,618 | 22,778 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 10,789 | 8,763 | 2,050 | 18,887 | 1,086 | 1,202 |
Free Cash Flow Growth | -37.20% | 327.46% | -89.15% | 1639.13% | -9.65% | -80.68% |
Free Cash Flow Margin | 41.46% | 36.63% | 10.46% | 99.75% | 5.23% | 6.49% |
Free Cash Flow Per Share | 6.10 | 4.84 | 1.12 | 10.31 | 0.57 | 0.63 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 3,901 | 4,557 | 6,655 | 5,623 | 1,355 | 501 |
Cash Income Tax Paid | 2,549 | 1,575 | 1,491 | 1,620 | 2,130 | 2,053 |