The Charles Schwab Corporation (SCHW)
NYSE: SCHW · Real-Time Price · USD
107.42
-0.24 (-0.22%)
Aug 7, 2026, 3:42 PM EDT - Market open
SCHW Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 9,422 | 8,852 | 5,942 | 5,067 | 7,183 | 5,855 |
Depreciation & Amortization | 1,348 | 1,362 | 1,435 | 1,338 | 1,248 | 1,164 |
Stock-Based Compensation | 329 | 317 | 337 | 320 | 366 | 254 |
Other Adjustments | 1,845 | 1,785 | 1,167 | 1,054 | 1,847 | 2,771 |
Changes in Restricted Cash and Segregated Assets | -37 | -4,510 | -14,090 | 23,759 | -874 | -3,398 |
Change in Receivables | -30,751 | -24,140 | -15,892 | -2,586 | 24,119 | -26,168 |
Changes in Accounts Payable | 29,770 | 27,135 | 23,461 | -10,844 | -31,082 | 21,470 |
Changes in Accrued Expenses | 167 | -192 | 218 | 3,048 | -677 | 1,322 |
Changes in Other Operating Activities | -1,799 | -1,298 | 92 | -1,569 | -73 | -1,152 |
Operating Cash Flow | 10,294 | 9,311 | 2,670 | 19,587 | 2,057 | 2,118 |
Operating Cash Flow Growth | -0.81% | 248.73% | -86.37% | 852.21% | -2.88% | -69.09% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -571 | -548 | -620 | -700 | -518 | -916 |
Purchases of Investments | -10,965 | -9,579 | -2,986 | -1,487 | -51,009 | -171,732 |
Proceeds from Sale of Investments | 40,080 | 47,207 | 43,842 | 60,434 | 90,360 | 108,218 |
Cash Acquisitions | -577 | - | - | - | - | - |
Other Investing Activities | -13,909 | -12,542 | -4,805 | -836 | -6,785 | -11,233 |
Investing Cash Flow | 14,058 | 24,538 | 35,431 | 57,411 | 32,048 | -75,663 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 52,358 | 65,406 | 50,018 | 66,200 | 33,395 | 11,107 |
Short-Term Debt Repaid | -75,064 | -79,394 | -60,272 | -50,304 | -21,204 | -6,255 |
Net Short-Term Debt Issued (Repaid) | -22,706 | -13,988 | -10,254 | 15,896 | 12,191 | 4,852 |
Long-Term Debt Issued | - | 1,986 | - | 6,097 | 2,971 | 7,036 |
Long-Term Debt Repaid | -2,875 | -2,248 | -3,682 | -831 | -1,036 | -1,822 |
Net Long-Term Debt Issued (Repaid) | -2,875 | -262 | -3,682 | 5,266 | 1,935 | 5,214 |
Issuance of Common Stock | 164 | 156 | 84 | 49 | 64 | 221 |
Repurchase of Common Stock | -8,224 | -7,346 | - | -2,842 | -3,395 | - |
Net Common Stock Issued (Repurchased) | -8,060 | -7,190 | 84 | -2,793 | -3,331 | 221 |
Issuance of Preferred Stock | - | - | - | - | 740 | 2,806 |
Repurchase of Preferred Stock | - | -2,458 | - | -467 | -1,000 | -600 |
Net Preferred Stock Issued (Repurchased) | - | -2,458 | - | -467 | -260 | 2,206 |
Common Dividends Paid | -2,366 | -2,329 | -2,275 | -2,276 | -2,110 | -1,822 |
Other Financing Activities | 6,739 | -3,475 | -30,933 | -76,871 | -77,148 | 85,652 |
Financing Cash Flow | -13,053 | -29,702 | -47,060 | -61,245 | -68,723 | 96,323 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 11,299 | 4,147 | -8,959 | 15,753 | -34,618 | 22,778 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 9,723 | 8,763 | 2,050 | 18,887 | 1,539 | 1,202 |
Free Cash Flow Growth | 2.19% | 327.46% | -89.15% | 1127.22% | 28.04% | -80.68% |
FCF Margin | 39.20% | 36.63% | 10.46% | 100.27% | 7.41% | 6.49% |
Free Cash Flow Per Share | 5.43 | 4.84 | 1.12 | 10.32 | 0.81 | 0.63 |
Levered Free Cash Flow | 12,315 | 16,116 | 2,038 | 40,843 | -11,215 | 33,916 |
Unlevered Free Cash Flow | 38,300 | 30,801 | 16,438 | 20,099 | -24,793 | 24,345 |