SCHW Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	5,942	5,067	7,183	5,855
Depreciation & Amortization, Total	1,435	1,338	1,248	1,164
Gain (Loss) On Sale of Investments	806	830	1,375	2,346
Stock-Based Compensation	337	320	366	254
Change in Accounts Receivable	-15,892	-2,586	24,119	-26,168
Change in Accounts Payable	23,461	-10,844	-31,082	21,470
Change in Other Net Operating Assets	-13,780	25,238	-1,624	-3,228
Other Operating Activities	361	224	472	425
Operating Cash Flow	2,670	19,587	2,057	2,118
Capital Expenditures	-620	-700	-971	-916
Investment in Securities	40,856	58,947	39,351	-63,514
Other Investing Activities	-18	-935	-544	-388
Investing Cash Flow	35,431	57,411	32,048	-75,663
Short-Term Debt Issued	50,018	66,200	33,395	11,107
Long-Term Debt Issued	-	6,097	2,971	7,036
Total Debt Issued	50,018	72,297	36,366	18,143
Short-Term Debt Repaid	-60,272	-50,304	-21,204	-6,255
Long-Term Debt Repaid	-3,682	-831	-1,036	-1,822
Total Debt Repaid	-63,954	-51,135	-22,240	-8,077
Net Debt Issued (Repaid)	-13,936	21,162	14,126	10,066
Issuance of Common Stock	84	49	64	221
Repurchase of Common Stock	-	-2,842	-3,395	-
Preferred Dividends Paid	-437	-438	-	-456
Common Dividends Paid	-1,838	-1,838	-	-1,366
Dividends Paid	-2,275	-2,276	-2,110	-1,822
Other Financing Activities	-30,933	-76,871	-77,148	85,652
Financing Cash Flow	-47,060	-61,245	-68,723	96,323
Net Cash Flow	-8,959	15,753	-34,618	22,778
Free Cash Flow	2,050	18,887	1,086	1,202
Free Cash Flow Growth	-89.15%	1639.13%	-9.65%	-80.68%
Free Cash Flow Margin	10.46%	99.75%	5.23%	6.49%
Free Cash Flow Per Share	1.12	10.31	0.57	0.63
Cash Interest Paid	6,655	5,623	1,355	501
Cash Income Tax Paid	1,491	1,620	2,130	2,053

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.

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