SunCar Technology Group Inc. (SDA)

SunCar Technology Group Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	543.49	489.29	441.9	363.75	282.41	249.24
Revenue Growth	17.86%	10.72%	21.49%	28.80%	13.31%	4.32%
Gross Profit Gross Profit Growth	45.11	50.74	51.46	41.69	50.12	37.16
Operating Income Operating Income Growth	11.38	3.89	-58.36	-15.46	-12.58	10.36
Net Income Net Income Growth	3.24	-3.94	-68.66	-26.91	-6.67	-23.72
Earnings Per Share EPS Growth	0.03	-0.04	-0.72	-0.31	-0.08	-0.29
EPS Growth	-	-	-	-	-	-

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Auto eInsurance Service Auto eInsurance Service Growth	240.89	212.57	170.55	118.11	67.64	56.77
Technology Service Technology Service Growth	57.28	53.62	44.89	30.66	15.48	-
Auto Service Auto Service Growth	245.32	223.1	226.46	214.98	199.29	187.88
Total Total Growth	543.49	489.29	441.9	363.75	282.41	249.24

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	38.96	46.62	47.85	52.45	47.74	63.66
Total Debt Total Debt Growth	83.73	83.99	84.16	84.28	115.82	69.03
Net Cash (Debt) Net Cash Growth	-44.77	-37.37	-36.31	-31.83	-68.08	-5.37
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share Net Cash Per Share Growth	-0.44	-0.37	-0.38	-0.37	-0.83	-0.07

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	15.7	5.72	11.84	-27.65	-16.14	-25.57
Capital Expenditures CapEx Growth	-0.42	-0.38	-0.59	-4.93	-4.35	-1.28
Free Cash Flow Free Cash Flow Growth	15.29	5.34	11.25	-32.58	-20.5	-26.85
Free Cash Flow Growth	215.57%	-52.57%	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Gross Margin	8.30%	10.37%	11.65%	11.46%	17.75%	14.91%
Operating Margin	2.09%	0.79%	-13.21%	-4.25%	-4.45%	4.16%
Pretax Margin	1.38%	-0.42%	-13.94%	-4.13%	-3.78%	4.22%
Profit Margin	0.60%	-0.81%	-15.54%	-7.40%	-2.36%	-9.52%
FCF Margin	2.81%	1.09%	2.55%	-8.96%	-7.26%	-10.77%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 7, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Forward PE	4.10	10.16	29.91	-	-	-
P/FCF Ratio	2.67	38.61	88.88	-	-	-
PS Ratio	0.08	0.42	2.26	2.00	0.28	0.30

Data Source: S&P Global Market Intelligence Last updated: Sep 22, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 7, 2026

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