ServisFirst Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	828.7	788.11	699.1	499.69	385.72
Interest Income on Investments	161.73	158.02	114.15	59.62	30.58
Total Interest Income	990.43	946.12	813.25	559.32	416.31
Interest Paid on Deposits	373.89	420.65	331.74	59.4	26.57
Interest Paid on Borrowings	81.33	78.81	70.57	29.03	5.23
Total Interest Expense	455.22	499.46	402.31	88.42	31.8
Net Interest Income	535.21	446.66	410.94	470.89	384.5
Net Interest Income Growth (YoY)	19.82%	8.69%	-12.73%	22.47%	13.75%
Mortgage Banking Activities	5.46	4.92	2.76	2.44	7.34
Gain (Loss) on Sale of Assets	-	-0.09	-	-0.01	0.43
Gain (Loss) on Sale of Investments	-16.38	-1.4	-12.05	-16.17	-8.53
Other Non-Interest Income	17.92	12.51	10.61	17	10.87
Total Non-Interest Income	27.22	33.66	18.36	21.21	24.3
Non-Interest Income Growth (YoY)	-19.13%	83.29%	-13.41%	-12.72%	-18.37%
Revenues Before Loan Losses	562.43	480.32	429.3	492.1	408.8
Provision for Loan Losses	35.31	21.59	18.72	37.61	31.52
Revenue	527.12	458.73	410.59	454.49	377.29
Revenue Growth (YoY)	14.91%	11.73%	-9.66%	20.46%	15.96%
Salaries and Employee Benefits	94.82	92.83	77.37	74.75	65.87
Federal Deposit Insurance	10.99	10.69	15.61	4.57	5.68
Selling, General & Administrative	53.39	57.04	52.45	47.58	34.01
Other Non-Interest Expense	25.64	16.86	19.09	18.64	17.08
Total Non-Interest Expense	184.99	177.61	164.56	145.83	123.51
EBT Excluding Unusual Items	342.13	281.12	246.02	308.66	253.77
Other Unusual Items	-	-2.14	-1.44	-1.99	-0.43
Pretax Income	342.13	278.98	244.59	308.83	253.35
Income Tax Expense	65.53	51.74	37.74	57.32	45.62
Net Income	276.6	227.24	206.85	251.5	207.73
Preferred Dividends & Other Adjustments	0.06	0.06	0.06	0.06	0.06
Net Income to Common	276.54	227.18	206.79	251.44	207.67
Net Income Growth	21.72%	9.86%	-17.75%	21.07%	22.51%
Basic Shares Outstanding	55	55	54	54	54
Diluted Shares Outstanding	55	55	55	55	54
Shares Change (YoY)	0.08%	0.16%	0.00%	0.18%	0.40%
EPS (Basic)	5.06	4.17	3.80	4.63	3.83
EPS (Diluted)	5.06	4.16	3.79	4.61	3.82
EPS Growth	21.63%	9.76%	-17.79%	20.68%	22.05%
Dividend Per Share	1.385	1.235	1.140	0.970	0.830
Dividend Growth	12.15%	8.33%	17.53%	16.87%	14.48%
Effective Tax Rate	19.15%	18.55%	15.43%	18.56%	18.00%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q