ServisFirst Bancshares, Inc. (SFBS)

ServisFirst Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	815.32	788.11	699.1	499.69	385.72	362.66
Interest Income on Investments	167.61	158.02	114.15	59.62	30.58	26.36
Total Interest Income	982.93	946.12	813.25	559.32	416.31	389.02
Interest Paid on Deposits	385.67	420.65	331.74	59.4	26.57	45.23
Interest Paid on Borrowings	85.41	78.81	70.57	29.03	5.23	5.76
Total Interest Expense	471.08	499.46	402.31	88.42	31.8	50.99
Net Interest Income	511.86	446.66	410.94	470.89	384.5	338.04
Net Interest Income Growth (YoY)	20.39%	8.69%	-12.73%	22.47%	13.75%	17.52%
Mortgage Banking Activities	5.31	4.92	2.76	2.44	7.34	8.75
Gain (Loss) on Sale of Assets	-0.09	-0.09	-	-0.01	0.43	0.01
Gain (Loss) on Sale of Investments	-17.77	-1.4	-12.05	-16.17	-8.53	-0.35
Other Non-Interest Income	11.93	12.51	10.61	17	10.87	7.92
Total Non-Interest Income	18.94	33.66	18.36	21.21	24.3	29.77
Non-Interest Income Growth (YoY)	-15.72%	83.29%	-13.41%	-12.72%	-18.37%	28.12%
Revenues Before Loan Losses	530.79	480.32	429.3	492.1	408.8	367.81
Provision for Loan Losses	33.09	21.59	18.72	37.61	31.52	42.43
Revenue	497.7	458.73	410.59	454.49	377.29	325.37
Revenue Growth (YoY)	16.10%	11.73%	-9.66%	20.46%	15.96%	12.88%
Salaries and Employee Benefits	91.55	92.83	77.37	74.75	65.87	60.08
Federal Deposit Insurance	10.57	10.69	15.61	4.57	5.68	4.35
Selling, General & Administrative	58.93	57.04	52.45	47.58	34.01	29.76
Other Non-Interest Expense	20.42	16.86	19.09	18.64	17.08	14.34
Total Non-Interest Expense	181.67	177.61	164.56	145.83	123.51	110.7
EBT Excluding Unusual Items	316.03	281.12	246.02	308.66	253.77	214.67
Other Unusual Items	-2.14	-2.14	-1.44	-1.99	-0.43	-0.46
Pretax Income	313.89	278.98	244.59	308.83	253.35	214.21
Income Tax Expense	58.5	51.74	37.74	57.32	45.62	44.64
Net Income	255.39	227.24	206.85	251.5	207.73	169.57
Preferred Dividends & Other Adjustments	0.06	0.06	0.06	0.06	0.06	0.06
Net Income to Common	255.33	227.18	206.79	251.44	207.67	169.51
Net Income Growth	25.10%	9.86%	-17.75%	21.07%	22.51%	13.62%
Basic Shares Outstanding	55	55	54	54	54	54
Diluted Shares Outstanding	55	55	55	55	54	54
Shares Change (YoY)	0.11%	0.16%	0.00%	0.18%	0.40%	0.21%
EPS (Basic)	4.68	4.17	3.80	4.63	3.83	3.15
EPS (Diluted)	4.67	4.16	3.79	4.61	3.82	3.13
EPS Growth	24.85%	9.76%	-17.79%	20.68%	22.05%	13.41%
Dividend Per Share	1.340	1.235	1.140	0.970	0.830	0.725
Dividend Growth	11.67%	8.33%	17.53%	16.87%	14.48%	16.00%
Effective Tax Rate	18.64%	18.55%	15.43%	18.56%	18.00%	20.84%

Updated Oct 20, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q