ServisFirst Bancshares, Inc. (SFBS)

ServisFirst Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	320.72	276.6	227.24	206.85	251.5	207.73
Depreciation & Amortization	4.99	4.73	4.79	4.44	4.12	4.39
Gain (Loss) on Sale of Assets	0.08	-0.3	-0.05	0.03	-0.5	0.29
Gain (Loss) on Sale of Investments	46.21	54.71	12.37	14.4	8.75	14.05
Total Asset Writedown	0.01	-	-	-	0.23	0.85
Provision for Credit Losses	39.43	35.31	21.59	18.72	37.61	31.52
Net Decrease (Increase) in Loans Originated / Sold - Operating	14.89	2.93	0.78	-0.71	1.95	20.65
Accrued Interest Receivable	-0.03	0.84	-3.61	-10.76	-13.59	2.01
Change in Other Net Operating Assets	21.26	-21.1	-6.07	-44.63	-32.46	-12.79
Other Operating Activities	29.46	1.83	-3.35	-1.01	9.1	1.78
Operating Cash Flow	472.9	355.2	252.92	197.3	272.63	266.33
Operating Cash Flow Growth	77.29%	40.44%	28.19%	-27.63%	2.36%	39.23%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-8.64	-5.94	-4.65	-3.91	-3.65	-9.45
Investment in Securities	151.68	96.47	16.31	-213.07	-478.37	-474.62
Net Decrease (Increase) in Loans Originated / Sold - Investing	-1,279	-1,122	-963.37	16.31	-2,164	-1,072
Other Investing Activities	-149.2	-122.57	3.17	0.23	3.92	-4.66
Investing Cash Flow	-1,286	-1,154	-948.53	-200.43	-2,642	-1,561

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	1	737	300	-	860.23
Total Debt Issued	108.76	1	737	300	-	860.23
Short-Term Debt Repaid	-	-523.1	-	-662.07	-92.98	-
Long-Term Debt Repaid	-	-30	-	-	-	-
Total Debt Repaid	-158.51	-553.1	-	-662.07	-92.98	-
Net Debt Issued (Repaid)	-49.75	-552.1	737	-362.07	-92.98	860.23
Issuance of Common Stock	0.74	0.61	0.92	1.29	1.23	3.53
Repurchase of Common Stock	-0.99	-1.51	-1.23	-1.98	-1.14	-2.85
Common Dividends Paid	-78.12	-73.17	-65.41	-45.71	-37.47	-32.52
Preferred Dividends Paid	-0.06	-0.06	-0.06	-0.06	-0.06	-0.06
Total Dividends Paid	-78.19	-73.23	-65.47	-45.77	-37.53	-32.58
Net Increase (Decrease) in Deposit Accounts	686.41	675.58	269.95	1,727	-906.03	2,477
Financing Cash Flow	558.23	49.35	941.17	1,318	-1,036	3,305

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	-254.43	-749.94	245.55	1,315	-3,406	2,011

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	464.25	349.27	248.27	193.39	268.98	256.88
Free Cash Flow Growth	77.78%	40.68%	28.38%	-28.10%	4.71%	35.93%
Free Cash Flow Margin	79.33%	66.43%	54.12%	47.10%	59.18%	68.09%
Free Cash Flow Per Share	4.25	3.19	2.27	1.77	2.47	2.36

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	409.82	453.25	498.98	393.38	83.43	30.5
Cash Income Tax Paid	4.39	34.58	44.98	53.99	68.52	56.65

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 20, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 31, 2026

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