SHF Holdings, Inc. (SHFS)

SHF Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Total Interest Expense	0.63	1.11	0.71	-	0
Net Interest Income	-0.63	-1.11	-0.71	-	-0
Other Revenue	16.05	17.56	9.48	7.01	8.04
Revenue Before Loan Losses	15.41	16.45	8.77	7.01	8.04
Provision for Loan Losses	-0.25	0.29	0.51	0	0.01
Revenue	15.66	16.16	8.27	7	8.02
Revenue Growth (YoY)	7.78%	95.45%	18.04%	-12.69%	-
Salaries & Employee Benefits	8.45	10.33	6.7	2.14	1.73
Cost of Services Provided	6.73	8.74	4.24	1.58	1.18
Total Operating Expenses	15.18	19.08	10.93	3.72	2.91
Operating Income	0.48	-2.92	-2.67	3.29	5.12
EBT Excluding Unusual Items	1.8	-4.77	-44.05	3.29	5.12
Impairment of Goodwill	-	-13.21	-	-	-
Other Unusual Items	5.48	4.57	-0.1	-	-
Pretax Income	5.26	-19.11	-44.38	3.29	5.12
Income Tax Expense	-0.57	-1.83	-9.25	-	-
Net Income	5.83	-17.28	-35.13	3.29	5.12
Net Income to Common	5.83	-17.28	-35.13	3.29	5.12
Net Income Growth	-	-	-	-35.74%	-
Shares Outstanding (Basic)	55	43	19	-	-
Shares Outstanding (Diluted)	56	43	19	-	-
Shares Change (YoY)	64.30%	124.21%	-	-	-
EPS (Basic)	0.11	-0.41	-1.85	-	-
EPS (Diluted)	0.10	-0.41	-1.85	-	-
Free Cash Flow	2.6	-1.04	1.68	2.94	4.95
Free Cash Flow Per Share	0.05	-0.02	0.09	-	-
Operating Margin	3.05%	-18.06%	-32.26%	46.93%	63.76%
Profit Margin	37.24%	-106.94%	-424.90%	46.93%	63.76%
Free Cash Flow Margin	16.60%	-6.44%	20.32%	41.98%	61.69%

Source: S&P Capital IQ. Financial Services template. Financial Sources.