SHF Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	5.83	-17.28	-35.13	3.29	5.12
Depreciation & Amortization	0.35	0.57	0.08	0	0.01
Other Amortization	0.72	0.96	0.12	-	-
Asset Writedown & Restructuring Costs	2.02	18.91	-	-	-
Provision for Credit Losses	-0.25	0.29	0.51	0	0.01
Stock-Based Compensation	2.26	3.71	2.81	-	-
Change in Accounts Payable	-0.84	-2.13	0.12	-0.06	-0.01
Change in Unearned Revenue	-0.02	0.02	-0.01	-0.01	-0.05
Change in Other Net Operating Assets	0.01	-1.93	0.28	-0.26	-0.13
Other Operating Activities	-7.55	-3.95	32.92	-	-
Operating Cash Flow	2.62	-0.83	1.7	2.95	4.95
Operating Cash Flow Growth	-	-	-42.39%	-40.48%	-
Capital Expenditures	-	-0.21	-0.02	-0.01	-0
Cash Acquisitions	-3	-3	-3.04	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	0.02	1.03	0.16	1.04	0.01
Investing Cash Flow	-2.98	-2.18	-2.9	1.04	0.01
Short-Term Debt Repaid	-	-	-	-	-0.19
Long-Term Debt Repaid	-	-0.49	-	-	-
Total Debt Repaid	-2.73	-0.49	-	-	-0.19
Net Debt Issued (Repaid)	-2.73	-0.49	-	-	-0.19
Issuance of Common Stock	-	-	4.09	-	-
Other Financing Activities	-	-	-	-1.49	-3.38
Financing Cash Flow	-2.73	-0.49	4.09	-1.49	-3.57
Net Cash Flow	-3.09	-3.5	2.89	2.49	1.38
Free Cash Flow	2.62	-1.04	1.68	2.94	4.95
Free Cash Flow Growth	-	-	-42.86%	-40.59%	-
Free Cash Flow Margin	16.52%	-6.44%	20.32%	41.98%	61.69%
Free Cash Flow Per Share	0.05	-0.02	0.09	-	-
Cash Interest Paid	0.61	0.45	-	-	0

Source: S&P Capital IQ. Financial Services template. Financial Sources.