Selective Insurance Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	4,768	4,376	3,828	3,373	3,017
Investment Income	531.15	457.05	388.65	288.16	326.59
Net Gains on Investments	8.33	-2.95	-3.55	-114.81	17.6
Total Other Revenues	29.25	31.12	19.4	11.34	17.72
Revenue	5,337	4,862	4,232	3,558	3,379
Revenue Growth (YoY)	9.78%	14.88%	18.94%	5.29%	15.63%
Insurance Benefits & Claims	3,158	3,164	2,484	2,112	1,814
Policy Amortization Costs	1,002	922.43	796.18	705.82	626.47
Other Operating Expenses	537.91	487.84	464.43	431.43	404.24
Operating Income	638.92	286.91	487.21	309.03	534.48
Interest Expense	-49.32	-28.88	-28.8	-28.85	-29.17
Total Non-Operating Income (Expense)	-49.32	-28.88	-28.8	-28.85	-29.17
Pretax Income	589.6	258.03	458.41	280.19	505.31
Provision for Income Taxes	123.19	51.02	93.17	55.3	101.47
Net Income	457.21	197.81	356.04	215.69	394.48
Net Income Attributable to Preferred Dividends	9.2	9.2	9.2	9.2	9.35
Net Income to Common	457.21	197.81	356.04	215.69	394.48
Net Income Growth	131.13%	-44.44%	65.07%	-45.32%	60.13%
Shares Outstanding (Basic)	61	61	61	60	60
Shares Outstanding (Diluted)	61	61	61	61	61
Shares Change (YoY)	-0.35%	0.50%	0.15%	0.34%	0.62%
EPS (Basic)	7.54	3.25	5.87	3.57	6.55
EPS (Diluted)	7.49	3.23	5.84	3.54	6.50
EPS Growth	131.89%	-44.69%	64.97%	-45.54%	58.92%
Shares Outstanding	60.08	60.85	60.64	60.34	60.18
Free Cash Flow	1,194	1,069	736.28	776.39	749.26
Free Cash Flow Growth	11.71%	45.20%	-5.17%	3.62%	40.84%
Free Cash Flow Per Share	19.56	17.45	12.08	12.75	12.35
Dividends Per Share	1.570	1.430	1.250	1.140	1.030
Dividend Growth	9.79%	14.40%	9.65%	10.68%	9.57%
Operating Margin	11.97%	5.90%	11.51%	8.69%	15.82%
Profit Margin	8.74%	4.26%	8.63%	6.32%	11.95%
FCF Margin	22.38%	21.99%	17.40%	21.82%	22.17%
EBITDA	671.59	321.71	517.25	351.37	589.58
EBITDA Margin	12.58%	6.62%	12.22%	9.88%	17.45%
EBIT	638.92	286.91	487.21	309.03	534.48
EBIT Margin	11.97%	5.90%	11.51%	8.69%	15.82%
Effective Tax Rate	20.89%	19.77%	20.33%	19.74%	20.08%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q