Selective Insurance Group, Inc. (SIGI)

Selective Insurance Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	4,592	4,376	3,828	3,373	3,017	2,682
Total Interest & Dividend Income	489.22	457.05	388.65	288.16	326.59	227.11
Gain (Loss) on Sale of Investments	1.79	-2.95	-3.55	-114.81	17.6	-4.22
Other Revenue	29.54	31.12	19.4	11.34	17.72	17.57
Total Revenue	5,113	4,862	4,232	3,558	3,379	2,922
Revenue Growth (YoY)	12.30%	14.88%	18.94%	5.29%	15.63%	2.66%
Policy Benefits	3,072	3,132	2,484	2,112	1,814	1,636
Policy Acquisition & Underwriting Costs	974.31	922.43	796.18	705.82	626.47	560.27
Selling, General & Administrative	45.07	44.07	39.5	31.12	28.31	25.41
Other Operating Expenses	467.7	443.77	424.93	400.31	375.93	366.94
Total Operating Expenses	4,559	4,542	3,744	3,249	2,845	2,588
Operating Income	553.4	319.63	487.81	309.04	534.53	334.15
Interest Expense	-37.32	-28.88	-28.8	-28.85	-29.17	-30.84
EBT Excluding Unusual Items	516.08	290.76	459.02	280.19	505.36	303.31
Legal Settlements	-32.72	-32.72	-0.6	-0.01	-0.05	-0.32
Pretax Income	483.36	258.03	458.41	280.19	505.31	302.99
Income Tax Expense	99.71	51.02	93.17	55.3	101.47	56.63
Net Income	383.65	207.01	365.24	224.89	403.84	246.36
Preferred Dividends & Other Adjustments	9.2	9.2	9.2	9.2	9.35	-
Net Income to Common	374.45	197.81	356.04	215.69	394.48	246.36
Net Income Growth	64.48%	-43.32%	62.41%	-44.31%	63.92%	-9.30%
Shares Outstanding (Basic)	61	61	61	60	60	60
Shares Outstanding (Diluted)	61	61	61	61	61	60
Shares Change (YoY)	0.26%	0.50%	0.15%	0.34%	0.62%	0.48%
EPS (Basic)	6.15	3.25	5.87	3.57	6.55	4.12
EPS (Diluted)	6.11	3.23	5.84	3.54	6.50	4.09
EPS Growth	66.75%	-44.69%	64.97%	-45.54%	58.92%	-9.71%
Free Cash Flow	1,133	1,069	736.28	776.39	749.26	531.98
Free Cash Flow Per Share	18.49	17.45	12.08	12.75	12.35	8.82
Dividend Per Share	1.490	1.430	1.250	1.140	1.030	0.940
Dividend Growth	10.37%	14.40%	9.65%	10.68%	9.57%	13.25%
Operating Margin	10.82%	6.58%	11.53%	8.69%	15.82%	11.43%
Profit Margin	7.32%	4.07%	8.41%	6.06%	11.67%	8.43%
Free Cash Flow Margin	22.17%	21.99%	17.40%	21.82%	22.17%	18.20%
EBITDA	585.02	354.43	517.85	351.38	589.64	393.5
EBITDA Margin	11.44%	7.29%	12.24%	9.88%	17.45%	13.46%
D&A For EBITDA	31.62	34.8	30.04	42.34	55.11	59.35
EBIT	553.4	319.63	487.81	309.04	534.53	334.15
EBIT Margin	10.82%	6.58%	11.53%	8.69%	15.82%	11.43%
Effective Tax Rate	20.63%	19.77%	20.32%	19.74%	20.08%	18.69%
Revenue as Reported	5,113	4,862	4,232	3,558	3,379	2,922

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q