Selective Insurance Group, Inc. (SIGI)

Selective Insurance Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	4,685	4,376	3,828	3,373	3,017	2,682
Total Interest & Dividend Income	510.12	457.05	388.65	288.16	326.59	227.11
Gain (Loss) on Sale of Investments	4.46	-2.95	-3.55	-114.81	17.6	-4.22
Other Revenue	29.33	31.12	19.4	11.34	17.72	17.57
Total Revenue	5,228	4,862	4,232	3,558	3,379	2,922
Revenue Growth (YoY)	10.87%	14.88%	18.94%	5.29%	15.63%	2.66%
Policy Benefits	3,126	3,132	2,484	2,112	1,814	1,636
Policy Acquisition & Underwriting Costs	988.93	922.43	796.18	705.82	626.47	560.27
Selling, General & Administrative	44.86	44.07	39.5	31.12	28.31	25.41
Other Operating Expenses	480.5	443.77	424.93	400.31	375.93	366.94
Total Operating Expenses	4,640	4,542	3,744	3,249	2,845	2,588
Operating Income	588.63	319.63	487.81	309.04	534.53	334.15
Interest Expense	-43.33	-28.88	-28.8	-28.85	-29.17	-30.84
EBT Excluding Unusual Items	545.3	290.76	459.02	280.19	505.36	303.31
Legal Settlements	-32.72	-32.72	-0.6	-0.01	-0.05	-0.32
Pretax Income	512.58	258.03	458.41	280.19	505.31	302.99
Income Tax Expense	105.87	51.02	93.17	55.3	101.47	56.63
Net Income	406.71	207.01	365.24	224.89	403.84	246.36
Preferred Dividends & Other Adjustments	9.2	9.2	9.2	9.2	9.35	-
Net Income to Common	397.51	197.81	356.04	215.69	394.48	246.36
Net Income Growth	72.10%	-43.32%	62.41%	-44.31%	63.92%	-9.30%
Shares Outstanding (Basic)	61	61	61	60	60	60
Shares Outstanding (Diluted)	61	61	61	61	61	60
Shares Change (YoY)	0.04%	0.50%	0.15%	0.34%	0.62%	0.48%
EPS (Basic)	6.54	3.25	5.87	3.57	6.55	4.12
EPS (Diluted)	6.49	3.23	5.84	3.54	6.50	4.09
EPS Growth	74.66%	-44.69%	64.97%	-45.54%	58.92%	-9.71%
Free Cash Flow	1,153	1,069	736.28	776.39	749.26	531.98
Free Cash Flow Per Share	18.83	17.45	12.08	12.75	12.35	8.82
Dividend Per Share	1.520	1.430	1.250	1.140	1.030	0.940
Dividend Growth	8.57%	14.40%	9.65%	10.68%	9.57%	13.25%
Operating Margin	11.26%	6.58%	11.53%	8.69%	15.82%	11.43%
Profit Margin	7.60%	4.07%	8.41%	6.06%	11.67%	8.43%
Free Cash Flow Margin	22.05%	21.99%	17.40%	21.82%	22.17%	18.20%
EBITDA	619.91	354.43	517.85	351.38	589.64	393.5
EBITDA Margin	11.86%	7.29%	12.24%	9.88%	17.45%	13.46%
D&A For EBITDA	31.28	34.8	30.04	42.34	55.11	59.35
EBIT	588.63	319.63	487.81	309.04	534.53	334.15
EBIT Margin	11.26%	6.58%	11.53%	8.69%	15.82%	11.43%
Effective Tax Rate	20.65%	19.77%	20.32%	19.74%	20.08%	18.69%
Revenue as Reported	5,228	4,862	4,232	3,558	3,379	2,922

Updated Oct 22, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q