Selective Insurance Group, Inc. (SIGI)

Selective Insurance Group Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	466.41	207.01	365.24	224.89	403.84
Depreciation & Amortization	32.67	34.8	30.04	42.34	55.11
Stock-Based Compensation	23.1	22.76	18.35	18.43	15.89
Other Adjustments	-4.56	2.26	2.52	145.22	-84.51
Changes in Receivables	-66.1	-154.73	-227.39	-140.5	-109.17
Changes in Deferred Acquisition Costs	-12.97	-54.44	-56.24	-41.71	-38.34
Changes in Accrued Expenses	18.83	0.59	6.43	-3.09	7.22
Changes in Unearned Premiums	98.3	253.55	306.93	200.21	172.46
Changes in Claims Reserves	781.25	848.57	318.08	381.18	307.97
Changes in Income Taxes Payable	-16.11	-2.71	9.08	-25.93	-0.54
Changes in Other Operating Activities	-87.8	-57.78	-14.11	1.39	41.5
Operating Cash Flow	1,233	1,100	758.91	802.41	771.42
Operating Cash Flow Growth	12.10%	44.93%	-5.42%	4.02%	39.23%
Capital Expenditures	-38.74	-30.81	-22.63	-26.02	-22.16
Purchases of Investments	-16,979	-12,497	-7,083	-7,326	-6,751
Proceeds from Sale of Investments	15,532	11,580	6,419	6,618	6,154
Investing Cash Flow	-1,486	-947.38	-686.36	-734.45	-618.78
Long-Term Debt Issued	395.96	-	20	60	-
Long-Term Debt Repaid	-0.1	-	-20	-60	-50
Net Long-Term Debt Issued (Repaid)	395.86	-	-	-	-50
Issuance of Common Stock	9.02	9.63	9.13	9.09	7.98
Repurchase of Common Stock	-92.6	-15.62	-7.93	-18.34	-9.05
Net Common Stock Issued (Repurchased)	-83.58	-5.99	1.2	-9.26	-1.07
Issuance of Preferred Stock	-	-	-	-	-0.48
Net Preferred Stock Issued (Repurchased)	-	-	-	-	-0.48
Common Dividends Paid	-92.88	-84.94	-73.83	-66.92	-60.14
Preferred Share Dividends Paid	-9.2	-9.2	-9.2	-9.2	-9.35
Other Financing Activities	-2.72	-2.63	-2.67	-2.44	-1.77
Financing Cash Flow	207.48	-102.76	-84.49	-87.82	-122.81
Net Cash Flow	-45.07	49.75	-11.94	-19.85	29.83
Free Cash Flow	1,194	1,069	736.28	776.39	749.26
Free Cash Flow Growth	11.71%	45.20%	-5.17%	3.62%	40.84%
FCF Margin	22.38%	21.99%	17.40%	21.82%	22.17%
Free Cash Flow Per Share	19.56	17.45	12.08	12.75	12.35
Levered Free Cash Flow	847.24	341.02	615.53	362.87	559.73
Unlevered Free Cash Flow	499.6	373.38	647.68	395.22	642.39

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q