Selective Insurance Group Statistics
Total Valuation
SIGI has a market cap or net worth of $5.62 billion. The enterprise value is $6.33 billion.
Important Dates
The last earnings date was Monday, October 21, 2024, after market close.
| Earnings Date | Oct 21, 2024 |
| Ex-Dividend Date | Nov 15, 2024 |
Share Statistics
SIGI has 60.79 million shares outstanding. The number of shares has increased by 0.39% in one year.
| Shares Outstanding | 60.79M |
| Shares Change (YoY) | +0.39% |
| Shares Change (QoQ) | +0.65% |
| Owned by Insiders (%) | 1.50% |
| Owned by Institutions (%) | 85.11% |
| Float | 59.85M |
Valuation Ratios
The trailing PE ratio is 24.87 and the forward PE ratio is 12.10. SIGI's PEG ratio is 0.74.
| PE Ratio | 24.87 |
| Forward PE | 12.10 |
| PS Ratio | 1.19 |
| Forward PS | 1.09 |
| PB Ratio | 1.89 |
| P/FCF Ratio | 5.77 |
| PEG Ratio | 0.74 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 17.61, with an EV/FCF ratio of 6.50.
| EV / Earnings | 27.85 |
| EV / Sales | 1.34 |
| EV / EBITDA | 17.61 |
| EV / EBIT | 19.44 |
| EV / FCF | 6.50 |
Financial Position
The company has a current ratio of 0.38, with a Debt / Equity ratio of 0.16.
| Current Ratio | 0.38 |
| Quick Ratio | 0.23 |
| Debt / Equity | 0.16 |
| Debt / EBITDA | 1.38 |
| Debt / FCF | 0.52 |
| Interest Coverage | 11.29 |
Financial Efficiency
Return on equity (ROE) is 8.13% and return on invested capital (ROIC) is 5.96%.
| Return on Equity (ROE) | 8.13% |
| Return on Assets (ROA) | 1.63% |
| Return on Capital (ROIC) | 5.96% |
| Revenue Per Employee | $1.78M |
| Profits Per Employee | $85,708 |
| Employee Count | 2,650 |
| Asset Turnover | 0.38 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SIGI has paid $59.61 million in taxes.
| Income Tax | 59.61M |
| Effective Tax Rate | 20.14% |
Stock Price Statistics
The stock price has decreased by -11.24% in the last 52 weeks. The beta is 0.57, so SIGI's price volatility has been lower than the market average.
| Beta (5Y) | 0.57 |
| 52-Week Price Change | -11.24% |
| 50-Day Moving Average | 92.05 |
| 200-Day Moving Average | 96.31 |
| Relative Strength Index (RSI) | 48.59 |
| Average Volume (20 Days) | 399,157 |
Short Selling Information
The latest short interest is 1.19 million, so 1.96% of the outstanding shares have been sold short.
| Short Interest | 1.19M |
| Short Previous Month | 1.20M |
| Short % of Shares Out | 1.96% |
| Short % of Float | 1.99% |
| Short Ratio (days to cover) | 4.13 |
Income Statement
In the last 12 months, SIGI had revenue of $4.72 billion and earned $227.13 million in profits. Earnings per share was $3.72.
| Revenue | 4.72B |
| Gross Profit | 804.29M |
| Operating Income | 325.36M |
| Pretax Income | 291.96M |
| Net Income | 227.13M |
| EBITDA | 359.20M |
| EBIT | 325.36M |
| Earnings Per Share (EPS) | $3.72 |
Full Income StatementBalance Sheet
The company has $561.13 million in cash and $508.24 million in debt, giving a net cash position of -$508.14 million or -$8.36 per share.
| Cash & Cash Equivalents | 561.13M |
| Total Debt | 508.24M |
| Net Cash | -508.14M |
| Net Cash Per Share | -$8.36 |
| Equity (Book Value) | 3.17B |
| Book Value Per Share | 48.82 |
| Working Capital | -5.74B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.00 billion and capital expenditures -$31.21 million, giving a free cash flow of $973.10 million.
| Operating Cash Flow | 1.00B |
| Capital Expenditures | -31.21M |
| Free Cash Flow | 973.10M |
| FCF Per Share | $16.01 |
Full Cash Flow StatementMargins
Gross margin is 17.05%, with operating and profit margins of 6.90% and 5.01%.
| Gross Margin | 17.05% |
| Operating Margin | 6.90% |
| Pretax Margin | 6.28% |
| Profit Margin | 5.01% |
| EBITDA Margin | 7.62% |
| EBIT Margin | 6.90% |
| FCF Margin | 17.98% |
Dividends & Yields
This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 1.65%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 1.65% |
| Dividend Growth (YoY) | 14.40% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 40.91% |
| Buyback Yield | -0.39% |
| Shareholder Yield | 1.25% |
| Earnings Yield | 4.04% |
| FCF Yield | 17.32% |
Dividend DetailsAnalyst Forecast
The average price target for SIGI is $101.67, which is 10.02% higher than the current price. The consensus rating is "Hold".
| Price Target | $101.67 |
| Price Target Difference | 10.02% |
| Analyst Consensus | Hold |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on February 21, 2007. It was a forward split with a ratio of 2:1.
| Last Split Date | Feb 21, 2007 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |