Selective Insurance Group Statistics
Total Valuation
SIGI has a market cap or net worth of $4.51 billion. The enterprise value is $5.41 billion.
Important Dates
The last earnings date was Wednesday, October 22, 2025, after market close.
| Earnings Date | Oct 22, 2025 |
| Ex-Dividend Date | Nov 14, 2025 |
Share Statistics
SIGI has 60.41 million shares outstanding. The number of shares has increased by 0.04% in one year.
| Current Share Class | 60.41M |
| Shares Outstanding | 60.41M |
| Shares Change (YoY) | +0.04% |
| Shares Change (QoQ) | -0.41% |
| Owned by Insiders (%) | 0.99% |
| Owned by Institutions (%) | 87.60% |
| Float | 59.78M |
Valuation Ratios
The trailing PE ratio is 11.50 and the forward PE ratio is 9.66.
| PE Ratio | 11.50 |
| Forward PE | 9.66 |
| PS Ratio | 0.87 |
| Forward PS | 0.84 |
| PB Ratio | 1.37 |
| P/TBV Ratio | 1.37 |
| P/FCF Ratio | 3.91 |
| P/OCF Ratio | 3.79 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 8.73, with an EV/FCF ratio of 4.69.
| EV / Earnings | 13.61 |
| EV / Sales | 1.04 |
| EV / EBITDA | 8.73 |
| EV / EBIT | 9.19 |
| EV / FCF | 4.69 |
Financial Position
The company has a current ratio of 0.35, with a Debt / Equity ratio of 0.26.
| Current Ratio | 0.35 |
| Quick Ratio | 0.22 |
| Debt / Equity | 0.26 |
| Debt / EBITDA | 1.43 |
| Debt / FCF | 0.78 |
| Interest Coverage | 13.59 |
Financial Efficiency
Return on equity (ROE) is 12.22% and return on invested capital (ROIC) is 9.12%.
| Return on Equity (ROE) | 12.22% |
| Return on Assets (ROA) | 2.59% |
| Return on Invested Capital (ROIC) | 9.12% |
| Return on Capital Employed (ROCE) | 11.94% |
| Revenue Per Employee | $1.87M |
| Profits Per Employee | $141,969 |
| Employee Count | 2,800 |
| Asset Turnover | 0.37 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SIGI has paid $105.87 million in taxes.
| Income Tax | 105.87M |
| Effective Tax Rate | 20.65% |
Stock Price Statistics
The stock price has decreased by -17.00% in the last 52 weeks. The beta is 0.39, so SIGI's price volatility has been lower than the market average.
| Beta (5Y) | 0.39 |
| 52-Week Price Change | -17.00% |
| 50-Day Moving Average | 79.75 |
| 200-Day Moving Average | 84.60 |
| Relative Strength Index (RSI) | 37.67 |
| Average Volume (20 Days) | 586,698 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, SIGI had revenue of $5.23 billion and earned $397.51 million in profits. Earnings per share was $6.49.
| Revenue | 5.23B |
| Gross Profit | 1.11B |
| Operating Income | 588.63M |
| Pretax Income | 512.58M |
| Net Income | 397.51M |
| EBITDA | 619.91M |
| EBIT | 588.63M |
| Earnings Per Share (EPS) | $6.49 |
Full Income StatementBalance Sheet
The company has $588.34 million in cash and $902.32 million in debt, giving a net cash position of -$901.89 million or -$14.93 per share.
| Cash & Cash Equivalents | 588.34M |
| Total Debt | 902.32M |
| Net Cash | -901.89M |
| Net Cash Per Share | -$14.93 |
| Equity (Book Value) | 3.49B |
| Book Value Per Share | 54.46 |
| Working Capital | -6.51B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.19 billion and capital expenditures -$36.24 million, giving a free cash flow of $1.15 billion.
| Operating Cash Flow | 1.19B |
| Capital Expenditures | -36.24M |
| Free Cash Flow | 1.15B |
| FCF Per Share | $19.08 |
Full Cash Flow StatementMargins
Gross margin is 21.31%, with operating and profit margins of 11.26% and 7.78%.
| Gross Margin | 21.31% |
| Operating Margin | 11.26% |
| Pretax Margin | 9.80% |
| Profit Margin | 7.78% |
| EBITDA Margin | 11.86% |
| EBIT Margin | 11.26% |
| FCF Margin | 22.05% |
Dividends & Yields
This stock pays an annual dividend of $1.72, which amounts to a dividend yield of 2.27%.
| Dividend Per Share | $1.72 |
| Dividend Yield | 2.27% |
| Dividend Growth (YoY) | 9.79% |
| Years of Dividend Growth | 11 |
| Payout Ratio | 24.19% |
| Buyback Yield | -0.04% |
| Shareholder Yield | 2.24% |
| Earnings Yield | 8.81% |
| FCF Yield | 25.56% |
Dividend DetailsAnalyst Forecast
The average price target for SIGI is $80.50, which is 7.89% higher than the current price. The consensus rating is "Hold".
| Price Target | $80.50 |
| Price Target Difference | 7.89% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on February 21, 2007. It was a forward split with a ratio of 2:1.
| Last Split Date | Feb 21, 2007 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
