Selective Insurance Group Statistics
Total Valuation
SIGI has a market cap or net worth of $4.77 billion. The enterprise value is $5.33 billion.
Important Dates
The last earnings date was Wednesday, January 29, 2025, after market close.
| Earnings Date | Jan 29, 2025 |
| Ex-Dividend Date | Feb 14, 2025 |
Share Statistics
SIGI has 60.81 million shares outstanding. The number of shares has increased by 0.50% in one year.
| Current Share Class | 60.81M |
| Shares Outstanding | 60.81M |
| Shares Change (YoY) | +0.50% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 0.93% |
| Owned by Institutions (%) | 84.83% |
| Float | 60.22M |
Valuation Ratios
The trailing PE ratio is 24.30 and the forward PE ratio is 10.28. SIGI's PEG ratio is 0.63.
| PE Ratio | 24.30 |
| Forward PE | 10.28 |
| PS Ratio | 0.98 |
| Forward PS | 0.94 |
| PB Ratio | 1.64 |
| P/TBV Ratio | 1.64 |
| P/FCF Ratio | 4.46 |
| P/OCF Ratio | 4.34 |
| PEG Ratio | 0.63 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 15.03, with an EV/FCF ratio of 4.98.
| EV / Earnings | 26.94 |
| EV / Sales | 1.10 |
| EV / EBITDA | 15.03 |
| EV / EBIT | 16.67 |
| EV / FCF | 4.98 |
Financial Position
The company has a current ratio of 0.36, with a Debt / Equity ratio of 0.18.
| Current Ratio | 0.36 |
| Quick Ratio | 0.21 |
| Debt / Equity | 0.18 |
| Debt / EBITDA | 1.53 |
| Debt / FCF | 0.52 |
| Interest Coverage | 11.07 |
Financial Efficiency
Return on equity (ROE) is 6.82% and return on invested capital (ROIC) is 5.57%.
| Return on Equity (ROE) | 6.82% |
| Return on Assets (ROA) | 1.58% |
| Return on Invested Capital (ROIC) | 5.57% |
| Return on Capital Employed (ROCE) | 7.69% |
| Revenue Per Employee | $1.83M |
| Profits Per Employee | $74,646 |
| Employee Count | 2,650 |
| Asset Turnover | 0.38 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SIGI has paid $51.02 million in taxes.
| Income Tax | 51.02M |
| Effective Tax Rate | 19.77% |
Stock Price Statistics
The stock price has decreased by -23.24% in the last 52 weeks. The beta is 0.61, so SIGI's price volatility has been lower than the market average.
| Beta (5Y) | 0.61 |
| 52-Week Price Change | -23.24% |
| 50-Day Moving Average | 90.33 |
| 200-Day Moving Average | 92.59 |
| Relative Strength Index (RSI) | 27.68 |
| Average Volume (20 Days) | 553,975 |
Short Selling Information
The latest short interest is 1.41 million, so 2.31% of the outstanding shares have been sold short.
| Short Interest | 1.41M |
| Short Previous Month | 1.26M |
| Short % of Shares Out | 2.31% |
| Short % of Float | 2.33% |
| Short Ratio (days to cover) | 3.60 |
Income Statement
In the last 12 months, SIGI had revenue of $4.86 billion and earned $197.81 million in profits. Earnings per share was $3.23.
| Revenue | 4.86B |
| Gross Profit | 807.47M |
| Operating Income | 319.63M |
| Pretax Income | 291.96M |
| Net Income | 197.81M |
| EBITDA | 354.43M |
| EBIT | 319.63M |
| Earnings Per Share (EPS) | $3.23 |
Full Income StatementBalance Sheet
The company has $509.41 million in cash and $555.67 million in debt, giving a net cash position of -$555.58 million or -$9.14 per share.
| Cash & Cash Equivalents | 509.41M |
| Total Debt | 555.67M |
| Net Cash | -555.58M |
| Net Cash Per Share | -$9.14 |
| Equity (Book Value) | 3.12B |
| Book Value Per Share | 47.99 |
| Working Capital | -5.95B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.10 billion and capital expenditures -$30.81 million, giving a free cash flow of $1.07 billion.
| Operating Cash Flow | 1.10B |
| Capital Expenditures | -30.81M |
| Free Cash Flow | 1.07B |
| FCF Per Share | $17.58 |
Full Cash Flow StatementMargins
Gross margin is 16.61%, with operating and profit margins of 6.57% and 4.26%.
| Gross Margin | 16.61% |
| Operating Margin | 6.57% |
| Pretax Margin | 5.31% |
| Profit Margin | 4.26% |
| EBITDA Margin | 7.29% |
| EBIT Margin | 6.57% |
| FCF Margin | 21.99% |
Dividends & Yields
This stock pays an annual dividend of $1.52, which amounts to a dividend yield of 1.94%.
| Dividend Per Share | $1.52 |
| Dividend Yield | 1.94% |
| Dividend Growth (YoY) | 12.31% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 47.06% |
| Buyback Yield | -0.50% |
| Shareholder Yield | 1.44% |
| Earnings Yield | 4.14% |
| FCF Yield | 22.40% |
Dividend DetailsAnalyst Forecast
The average price target for SIGI is $98.71, which is 25.76% higher than the current price. The consensus rating is "Hold".
| Price Target | $98.71 |
| Price Target Difference | 25.76% |
| Analyst Consensus | Hold |
| Analyst Count | 9 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on February 21, 2007. It was a forward split with a ratio of 2:1.
| Last Split Date | Feb 21, 2007 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |