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Sapiens International Corporation N.V. (SPNS)

Stock Price: $28.93 USD 1.36 (4.93%)
Updated December 3, 11:53 AM EST - Market open

Stock Price Chart

Key Info

Market Cap 1.47B
Revenue (ttm) 325.67M
Net Income (ttm) 26.25M
Shares Out 49.98M
EPS (ttm) 0.64
PE Ratio 45.20
Forward PE 27.40
Dividend $0.14
Dividend Yield 0.48%

Stock Quote

Trading Day December 3
Last Price $28.93
Previous Close $27.57
Change ($) 1.36
Change (%) 4.93%
Day's Open 27.99
Day's Range 27.86 - 28.93
Day's Volume 78,930
52-Week Range 14.25 - 34.80

More Stats

Market Cap 1.47B
Enterprise Value 1.50B
Earnings Date (est) n/a
Ex-Dividend Date n/a
Shares Outstanding 49.98M
Float n/a
EPS (basic) 0.53
EPS (diluted) 0.64
FCF / Share 1.00
Dividend $0.14
Dividend Yield 0.48%
Earnings Yield 2.21%
FCF Yield 3.40%
Payout Ratio 41.50%
Shares Short 597,894
Short Ratio 1.91
Short % of Float n/a
Beta 1.43
PE Ratio 45.20
Forward PE 27.40
P/FCF Ratio 29.45
PS Ratio 4.51
PB Ratio 6.25
Revenue 325.67M
Operating Income 37.87M
Net Income 26.25M
Free Cash Flow 49.85M
Net Cash -31.27M
Net Cash / Share -0.62
Gross Margin 35.20%
Operating Margin 11.63%
Profit Margin 8.10%
FCF Margin 15.31%
ROA 5.64%
ROE 13.91%
ROIC 27.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (5)

Buy 2
Overweight 0
Hold 2
Underweight 0
Sell 1

Analyst Consensus: Overweight

Price Target

$30.69*
(6.08% upside)
Low
10.8
Current: $28.93
High
40.0
Target: 30.69
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue32629026921618615713511469.9352.24
Revenue Growth12.41%7.62%24.52%16.46%17.9%16.3%18.85%62.9%33.87%-
Gross Profit13011093.5285.7974.4458.3650.4147.4529.8622.31
Operating Income37.8723.021.0024.8424.3514.9111.8812.055.626.71
Net Income26.2513.790.3519.3420.0214.4611.6011.785.906.15
Shares Outstanding49.9849.7649.0448.7647.6846.0138.6839.6822.0421.58
Earnings Per Share0.520.280.010.400.410.300.270.280.190.28
EPS Growth85.71%2700%-97.5%-2.44%36.67%11.11%-3.57%47.37%-32.14%-
Dividend Per Share0.220.200.200.200.45-0.30---
Dividend Growth10%0%0%-55.56%------
Operating Cash Flow66.1627.709.2526.0440.4421.5617.2718.798.4112.03
Capital Expenditures-16.31-7.07-8.19-10.21-8.85-7.56-9.52-4.79-5.22-6.05
Free Cash Flow49.8520.631.0615.8331.5914.007.7514.003.205.98
Cash & Equivalents89.1964.6371.4779.1363.1347.4070.3129.0521.9216.18
Total Debt12078.4878.28-------
Net Cash / Debt-31.27-13.85-6.8179.1363.1347.4070.3129.0521.9216.18
Assets45237937425824223322216315358.72
Liabilities22717617363.4660.4654.9252.0244.1543.2224.60
Book Value22420120019418117817011810933.96
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Sapiens International Corporation N.V.
Employees 2,959

Stock Information

Ticker Symbol SPNS
Stock Exchange NASDAQ
Sector Technology
Industry Software-Application
Unique Identifier NASDAQ: SPNS
IPO Date May 29, 1992

Description

Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, Europe, the Asia Pacific, and South Africa. The company offers Sapiens CoreSuite and Sapiens IDITSuite for personal, commercial, and specialty lines, as well as reinsurance and workers' compensation; and Sapiens CoreSuite, Sapiens UnderwritingPro, Sapiens ApplicationPro, Sapiens IllustrationPro, and Sapiens ConsolidationMaster for life, pension, and annuities. It also provides Sapiens DigitalSuite for insurance customers, agents, brokers, risk managers, customer groups and third-party service providers; Sapiens AgentConnect and Sapiens CustomerConnect portals; Sapiens Intelligence, an analytics platform; Sapiens IntelligencePro, a comprehensive BI solution with pre-configured reports, dashboards, and scorecards; and Sapiens Advanced Analytics, which uses AI and Machine Learning to generate actionable insights based on different models across the insurance value chain. In addition, the company offers Sapiens ReinsuranceMaster, Sapiens ReinsurancePro, and Sapiens Reinsurance GO reinsurance solutions; and Sapiens Platform, Sapiens CoreSuite, Sapiens PolicyPro, and Sapiens ClaimsPro, as well as Sapiens PolicyGo, Sapiens ClaimsGo, and Sapiens Connect for workers' compensation. Further, it provides financial and compliance solutions, which comprise Sapiens FinancialPro, Sapiens Financial GO, Sapiens StatementPro, Sapiens CheckPro, and Sapiens Reporting Tools; and Sapiens Decision, an enterprise-scale platform that enables institutions to centrally author, store, and manage various organizational business logics. Additionally, the company offers tailor-made solutions based on its Sapiens eMerge platform; and program delivery, business, and managed services. It markets and sells its products and services through direct and partner sales. The company was founded in 1982 and is headquartered in Holon, Israel.