Sapiens International Corporation N.V. (SPNS)

SPNS Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Cash & Equivalents	126.72	160.29	190.24	152.56	66.3
Short-Term Investments	75.4	20	20	30	22.89
Cash & Cash Equivalents	202.12	180.29	210.24	182.56	89.19
Cash Growth	12.11%	-14.25%	15.16%	104.70%	38.00%
Receivables	112.79	105.02	90.1	84.8	58.04
Total Current Assets	314.9	285.31	300.35	267.36	147.22
Property, Plant & Equipment	36.22	45.71	58.12	71.36	66.14
Goodwill and Intangibles	317.35	319.66	343.28	363.6	228.69
Other Long-Term Assets	21.15	17.67	13.24	11.85	10.37
Total Long-Term Assets	374.72	383.04	414.65	446.8	305.2
Total Assets	689.62	668.34	714.99	714.16	452.42
Accounts Payable	6.29	9.42	5.01	5.39	5.11
Deferred Revenue	38.54	30.72	39.61	34.55	21.02
Current Debt	26.42	28.86	30.62	29.72	18.21
Other Current Liabilities	77.87	76.96	76.45	75.12	60.57
Total Current Liabilities	149.12	145.96	151.7	144.78	104.91
Long-Term Debt	60.63	87.71	117.74	147.45	102.24
Other Long-Term Liabilities	29.93	31.83	36.84	38.24	19.77
Total Long-Term Liabilities	90.55	119.53	154.58	185.69	122.01
Total Liabilities	239.68	265.49	306.27	330.47	226.92
Total Debt	87.05	116.57	148.36	177.17	120.45
Debt Growth	-25.32%	-21.43%	-16.26%	47.08%	53.49%
Retained Earnings	119.88	85.58	71.56	44.64	17.91
Comprehensive Income	0	-21.14	2.82	11.03	-2.38
Shareholders' Equity	449.95	400.5	406.55	381.69	223.82
Net Cash / Debt	115.07	63.72	61.88	5.39	-31.27
Net Cash / Debt Growth	80.59%	2.97%	1047.68%	-	-
Net Cash Per Share	2.07	1.15	1.11	0.10	-0.62
Working Capital	165.78	139.35	148.65	122.58	42.31
Book Value Per Share	8.13	7.27	7.42	7.45	4.47

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).