Sapiens International Corporation N.V. (SPNS)

SPNS Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 25, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,539	1,502	1,613	1,019	1,888	1,673
Market Cap Growth	-6.90%	-6.90%	58.28%	-46.03%	12.88%	45.31%
Enterprise Value	1,400	1,379	1,528	970	1,856	1,715
Last Close Price	27.66	26.18	27.73	17.35	31.39	27.58
PE Ratio	21.44	20.81	25.83	19.37	40.03	49.53
Forward PE	18.80	18.15	20.56	14.48	28.18	30.53
PS Ratio	2.85	2.77	3.13	2.15	4.10	4.37
PB Ratio	3.22	3.13	3.59	2.53	4.62	4.35
P/TBV Ratio	8.76	8.48	12.42	12.61	29.85	92.45
P/FCF Ratio	19.57	18.93	20.99	24.84	24.60	30.07
P/OCF Ratio	18.88	18.26	20.31	23.28	23.44	28.71
PEG Ratio	-	5.50	5.50	5.50	5.50	6.11
EV/Sales Ratio	2.58	2.54	2.97	2.04	4.03	4.48
EV/EBITDA Ratio	14.03	13.82	16.06	11.70	23.65	27.04
EV/EBIT Ratio	16.31	16.06	19.23	14.58	32.29	36.81
EV/FCF Ratio	17.65	17.38	19.88	23.64	24.19	30.83
Debt / Equity Ratio	0.13	0.13	0.19	0.29	0.36	0.46
Debt / EBITDA Ratio	0.59	0.59	0.85	1.24	1.63	2.33
Debt / FCF Ratio	0.80	0.80	1.13	2.84	1.93	3.19
Asset Turnover	0.79	0.79	0.76	0.69	0.65	0.66
Quick Ratio	2.24	2.24	2.11	1.95	1.98	1.85
Current Ratio	2.24	2.24	2.11	1.96	1.98	1.85
Return on Equity (ROE)	15.56%	15.56%	14.74%	13.04%	11.93%	11.20%
Return on Assets (ROA)	7.77%	7.77%	7.32%	6.01%	5.03%	4.99%
Return on Capital (ROIC)	9.93%	9.93%	9.40%	7.72%	6.42%	6.42%
Return on Capital Employed (ROCE)	15.80%	15.80%	14.70%	12.70%	10.20%	8.20%
Earnings Yield	4.65%	4.81%	3.87%	5.16%	2.50%	2.02%
FCF Yield	5.11%	5.28%	4.76%	4.03%	4.06%	3.33%
Dividend Yield	3.44%	2.25%	1.95%	2.77%	1.50%	1.85%
Payout Ratio	73.64%	44.09%	45.07%	73.35%	-	-
Buyback Yield / Dilution	-0.78%	-0.78%	-0.27%	0.04%	-6.58%	-2.97%
Total Shareholder Return	2.66%	1.48%	1.68%	2.80%	-5.08%	-1.13%

Updated Feb 18, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q