Sapiens International Corporation N.V. (SPNS)
NASDAQ: SPNS · Real-Time Price · USD
43.18
-0.03 (-0.07%)
At close: Nov 14, 2025, 4:00 PM EST
43.18
0.00 (0.00%)
Pre-market: Nov 17, 2025, 8:57 AM EST

SPNS Statistics

Total Valuation

SPNS has a market cap or net worth of $2.41 billion. The enterprise value is $2.38 billion.

Market Cap2.41B
Enterprise Value 2.38B

Important Dates

The last earnings date was Thursday, November 13, 2025, before market open.

Earnings Date Nov 13, 2025
Ex-Dividend Date Apr 7, 2025

Share Statistics

SPNS has 55.90 million shares outstanding. The number of shares has increased by 0.21% in one year.

Current Share Class 55.90M
Shares Outstanding 55.90M
Shares Change (YoY) +0.21%
Shares Change (QoQ) +0.65%
Owned by Insiders (%) 1.55%
Owned by Institutions (%) 44.50%
Float 30.64M

Valuation Ratios

The trailing PE ratio is 37.55 and the forward PE ratio is 28.08.

PE Ratio 37.55
Forward PE 28.08
PS Ratio 4.28
Forward PS 3.91
PB Ratio 4.70
P/TBV Ratio 29.23
P/FCF Ratio 31.13
P/OCF Ratio 30.18
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 25.41, with an EV/FCF ratio of 30.63.

EV / Earnings 36.92
EV / Sales 4.21
EV / EBITDA 25.41
EV / EBIT 30.67
EV / FCF 30.63

Financial Position

The company has a current ratio of 1.52, with a Debt / Equity ratio of 0.08.

Current Ratio 1.52
Quick Ratio 1.52
Debt / Equity 0.08
Debt / EBITDA 0.43
Debt / FCF 0.56
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.95% and return on invested capital (ROIC) is 8.76%.

Return on Equity (ROE) 12.95%
Return on Assets (ROA) 6.78%
Return on Invested Capital (ROIC) 8.76%
Return on Capital Employed (ROCE) 13.41%
Revenue Per Employee $116,357
Profits Per Employee $13,265
Employee Count4,850
Asset Turnover 0.79
Inventory Turnover n/a

Taxes

In the past 12 months, SPNS has paid $16.49 million in taxes.

Income Tax 16.49M
Effective Tax Rate 20.32%

Stock Price Statistics

The stock price has increased by +51.35% in the last 52 weeks. The beta is 0.90, so SPNS's price volatility has been similar to the market average.

Beta (5Y) 0.90
52-Week Price Change +51.35%
50-Day Moving Average 43.05
200-Day Moving Average 33.00
Relative Strength Index (RSI) 67.59
Average Volume (20 Days) 366,584

Short Selling Information

Short Interest 645,091
Short Previous Month 851,379
Short % of Shares Out 2.15%
Short % of Float n/a
Short Ratio (days to cover) 1.19

Income Statement

In the last 12 months, SPNS had revenue of $564.33 million and earned $64.34 million in profits. Earnings per share was $1.15.

Revenue564.33M
Gross Profit 250.01M
Operating Income 77.45M
Pretax Income 81.15M
Net Income 64.34M
EBITDA 93.46M
EBIT 77.45M
Earnings Per Share (EPS) $1.15
Full Income Statement

Balance Sheet

The company has $82.20 million in cash and $43.54 million in debt, giving a net cash position of $38.67 million or $0.69 per share.

Cash & Cash Equivalents 82.20M
Total Debt 43.54M
Net Cash 38.67M
Net Cash Per Share $0.69
Equity (Book Value) 527.19M
Book Value Per Share 9.18
Working Capital 85.74M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $79.98 million and capital expenditures -$2.44 million, giving a free cash flow of $77.54 million.

Operating Cash Flow 79.98M
Capital Expenditures -2.44M
Free Cash Flow 77.54M
FCF Per Share $1.39
Full Cash Flow Statement

Margins

Gross margin is 44.30%, with operating and profit margins of 13.72% and 11.40%.

Gross Margin 44.30%
Operating Margin 13.72%
Pretax Margin 14.38%
Profit Margin 11.40%
EBITDA Margin 16.56%
EBIT Margin 13.72%
FCF Margin 13.74%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 1.39%.

Dividend Per Share $0.60
Dividend Yield 1.39%
Dividend Growth (YoY) 75.93%
Years of Dividend Growth 1
Payout Ratio 57.39%
Buyback Yield -0.21%
Shareholder Yield 1.18%
Earnings Yield 2.67%
FCF Yield 3.21%
Dividend Details

Analyst Forecast

The average price target for SPNS is $31.33, which is -27.44% lower than the current price. The consensus rating is "Hold".

Price Target $31.33
Price Target Difference -27.44%
Analyst Consensus Hold
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 16, 2003. It was a reverse split with a ratio of 1:5.

Last Split Date Jun 16, 2003
Split Type Reverse
Split Ratio 1:5

Scores

Altman Z-Score n/a
Piotroski F-Score 5