SR Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '24 Sep 30, 2024	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest Income on Loans	40.15	33.62	11.32	9.3	9.53
Interest Income on Investments	6.64	7.25	4.8	4.13	3.65
Total Interest Income	46.79	40.87	16.12	13.43	13.18
Interest Paid on Deposits	13.24	10.69	2.18	1.54	2.42
Interest Paid on Borrowings	0.73	0.81	0.25	-	-
Total Interest Expense	13.97	11.5	2.43	1.54	2.42
Net Interest Income	32.82	29.37	13.69	11.9	10.77
Net Interest Income Growth (YoY)	127.77%	114.53%	15.08%	10.52%	-
Gain (Loss) on Sale of Investments	-4.44	-4.46	-0.11	-0.01	0.03
Other Non-Interest Income	2.16	1.92	1.38	1.36	1.19
Total Non-Interest Income	-2.2	-2.49	1.27	1.35	1.21
Non-Interest Income Growth (YoY)	-	-	-6.37%	11.47%	-
Revenues Before Loan Losses	30.62	26.88	14.96	13.25	11.98
Provision for Loan Losses	-0.25	4.07	-	-	-
Revenue	30.87	22.81	14.96	13.25	11.98
Revenue Growth (YoY)	164.18%	52.54%	12.89%	10.61%	-
Salaries and Employee Benefits	10.6	11.99	7.79	6.37	6.06
Occupancy Expenses	-	-	-	0.71	0.81
Federal Deposit Insurance	0.51	0.47	0.18	0.15	0.14
Selling, General & Administrative	9.27	9.07	4.38	3.04	2.91
Other Non-Interest Expense	4.25	9.21	0.81	0.75	0.66
Total Non-Interest Expense	24.62	30.74	13.15	11.01	10.58
EBT Excluding Unusual Items	6.25	-7.92	1.8	2.23	1.4
Pretax Income	2.4	-11.77	1.8	2.23	1.4
Income Tax Expense	1.4	-0.91	0.25	0.36	0.15
Net Income	1.01	-10.86	1.55	1.87	1.25
Net Income to Common	1.01	-10.86	1.55	1.87	1.25
Net Income Growth	-	-	-17.00%	49.68%	-
Basic Shares Outstanding	9	7	10	50	-
Diluted Shares Outstanding	9	7	10	50	-
Shares Change (YoY)	-7.38%	-28.13%	-80.98%	-	-
EPS (Basic)	0.11	-1.59	0.16	0.04	-
EPS (Diluted)	0.11	-1.59	0.16	0.04	-
EPS Growth	-	-	336.50%	-	-
Effective Tax Rate	58.16%	-	13.87%	16.25%	10.39%

Source: S&P Capital IQ. Banks template. Financial Sources.