SR Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest Income on Loans	40.4	33.62	11.32	9.3	9.53
Interest Income on Investments	5.65	7.25	4.8	4.13	3.65
Total Interest Income	46.05	40.87	16.12	13.43	13.18
Interest Paid on Deposits	14.22	10.69	2.18	1.54	2.42
Interest Paid on Borrowings	0.79	0.81	0.25	-	-
Total Interest Expense	15.01	11.5	2.43	1.54	2.42
Net Interest Income	31.04	29.37	13.69	11.9	10.77
Net Interest Income Growth (YoY)	55.38%	114.53%	15.08%	10.52%	-
Gain (Loss) on Sale of Investments	-4.47	-4.46	-0.11	-0.01	0.03
Other Non-Interest Income	2.28	1.92	1.38	1.36	1.19
Total Non-Interest Income	-2.09	-2.49	1.27	1.35	1.21
Non-Interest Income Growth (YoY)	-	-	-6.37%	11.47%	-
Revenues Before Loan Losses	28.95	26.88	14.96	13.25	11.98
Provision for Loan Losses	-0.13	4.07	-	-	-
Revenue	29.08	22.81	14.96	13.25	11.98
Revenue Growth (YoY)	67.48%	52.54%	12.89%	10.61%	-
Salaries and Employee Benefits	12.88	11.99	7.79	6.37	6.06
Occupancy Expenses	-	-	-	0.71	0.81
Federal Deposit Insurance	0.48	0.47	0.18	0.15	0.14
Selling, General & Administrative	9.24	9.07	4.38	3.04	2.91
Other Non-Interest Expense	3.97	9.21	0.81	0.75	0.66
Total Non-Interest Expense	26.56	30.74	13.15	11.01	10.58
EBT Excluding Unusual Items	2.52	-7.92	1.8	2.23	1.4
Pretax Income	1.73	-11.77	1.8	2.23	1.4
Income Tax Expense	1.31	-0.91	0.25	0.36	0.15
Net Income	0.42	-10.86	1.55	1.87	1.25
Net Income to Common	0.42	-10.86	1.55	1.87	1.25
Net Income Growth	-	-	-17.00%	49.68%	-
Basic Shares Outstanding	9	7	10	50	-
Diluted Shares Outstanding	9	7	10	50	-
Shares Change (YoY)	-8.20%	-28.13%	-80.98%	-	-
EPS (Basic)	0.05	-1.59	0.16	0.04	-
EPS (Diluted)	0.04	-1.59	0.16	0.04	-
EPS Growth	-	-	336.50%	-	-
Effective Tax Rate	75.81%	-	13.87%	16.25%	10.39%

Source: S&P Capital IQ. Banks template. Financial Sources.