Southern States Bancshares, Inc. (SSBK)

Jul 1, 2025 - SSBK was delisted (reason: merged into FBK)

36.37

0.00 (0.00%)

Inactive · Last trade price on Jun 30, 2025

SSBK Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	99.03	94.14	82.9	74.41	60.73	46.82
Revenue Growth	18.43%	13.56%	11.40%	22.52%	29.72%	30.56%
Net Income	37.1	34.87	31.95	27.07	18.57	12.11
Earnings Per Share	3.80	3.67	3.53	3.02	2.23	1.56
EPS Growth	6.02%	3.77%	16.90%	35.61%	43.12%	92.70%

Cash & Debt

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Investments	235.04	266.68	258.34	177.37	285.74	85.89
Total Debt	117.06	138.6	191.94	126.18	40.29	44.38
Net Cash (Debt)	117.98	128.08	66.4	51.19	245.45	41.51
Net Cash Growth	30.61%	92.89%	29.70%	-79.14%	491.31%	-59.61%
Net Cash Per Share	12.09	13.48	7.35	5.72	29.51	5.35

Cash Flow & CapEx

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Cash Flow	37.72	39.51	39.35	38.87	29.7	11.45
Capital Expenditures	-1.24	-1.36	-0.25	-2.6	-4.51	-6.65
Free Cash Flow	36.48	38.15	39.11	36.27	25.2	4.81
Free Cash Flow Growth	-12.04%	-2.45%	7.83%	43.94%	424.26%	-50.08%

Margins

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Profit Margin	37.46%	37.04%	38.55%	36.38%	30.57%	25.86%
FCF Margin	36.84%	40.52%	47.17%	48.74%	41.49%	10.27%

Dividends

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 1, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Dividend Per Share	0.360	0.360	0.360	0.360	0.180	0.330
Dividend Per Share Growth	0%	0%	0%	100.00%	-45.45%	6.45%
Dividend Yield	0.99%	1.09%	1.25%	1.29%	0.97%	-

Valuation

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug '26 Aug 1, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
PE Ratio	9.57	9.44	8.10	9.31	9.50	-
Forward PE	8.91	8.38	9.27	9.95	10.30	-
P/FCF Ratio	9.89	8.63	6.62	6.95	7.00	-
PS Ratio	3.53	3.50	3.12	3.39	2.90	-