SSBK Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	229.38	260.23	250.65	168.5	283.96	84.91
Investment Securities	99.98	104.33	105.34	109.36	123.96	99.9
Trading Asset Securities	5.67	6.44	7.69	8.87	1.78	0.98
Mortgage-Backed Securities	121.32	115.85	96.95	70.28	37.12	19.11
Total Investments	226.96	226.62	209.97	188.51	162.86	120
Gross Loans	2,267	2,233	1,891	1,593	1,254	1,034
Allowance for Loan Losses	-28.88	-28.34	-24.38	-20.16	-14.84	-11.86
Other Adjustments to Gross Loans	-6.7	-6.68	-6.17	-5.54	-3.82	-3.62
Net Loans	2,231	2,198	1,860	1,567	1,235	1,018
Property, Plant & Equipment	31.73	32.96	26.96	27.35	27.04	24.43
Goodwill	33.18	33.18	16.86	16.86	16.86	16.86
Other Intangible Assets	8.54	8.94	0.9	1.23	1.5	1.76
Loans Held for Sale	1.24	0.4	0.45	1.05	2.4	5.7
Accrued Interest Receivable	10.43	10.11	8.71	6.96	4.17	4.24
Long-Term Deferred Tax Assets	-	11.87	13.38	11.38	4.06	2.71
Other Real Estate Owned & Foreclosed	-	-	0.03	2.93	2.93	10.22
Other Long-Term Assets	75.55	62.68	53.85	51.22	39.68	41.12
Total Assets	2,851	2,848	2,447	2,045	1,783	1,333
Interest Bearing Deposits	1,758	1,694	1,482	1,194	985.6	812.2
Institutional Deposits	134.67	141.79	98.07	66.26	29.31	36.6
Non-Interest Bearing Deposits	533.22	575.36	437.96	460.98	541.55	290.87
Total Deposits	2,426	2,411	2,018	1,721	1,556	1,140
Short-Term Borrowings	25.68	46.43	104.72	39.86	40.29	39.89
Current Portion of Leases	-	0.28	-	-	-	-
Accrued Interest Payable	1.59	2.17	1.52	0.58	0.13	0.28
Long-Term Debt	91.38	91.25	86.68	86.31	-	4.49
Long-Term Leases	-	0.64	0.55	-	-	-
Pension & Post-Retirement Benefits	-	7.23	5.1	4.4	3.58	2.99
Other Long-Term Liabilities	16.68	9.07	14.95	11.58	4.94	4.54
Total Liabilities	2,561	2,568	2,232	1,863	1,605	1,192
Common Stock	49.99	49.82	44.48	43.71	45.06	38.39
Additional Paid-In Capital	107.48	106.64	78.36	76.79	80.64	65.33
Retained Earnings	143.53	134.08	102.52	73.76	49.86	34.18
Comprehensive Income & Other	-10.81	-10.64	-10.4	-12.54	1.64	2.76
Shareholders' Equity	290.18	279.89	214.96	181.72	177.2	140.66
Total Liabilities & Equity	2,851	2,848	2,447	2,045	1,783	1,333
Total Debt	117.06	138.6	191.94	126.18	40.29	44.38
Net Cash (Debt)	117.98	128.08	66.4	51.19	245.45	41.51
Net Cash Growth	30.61%	92.89%	29.70%	-79.14%	491.31%	-59.61%
Net Cash Per Share	12.09	13.48	7.35	5.72	29.51	5.35
Filing Date Shares Outstanding	9.92	9.92	8.87	8.75	8.75	6.87
Total Common Shares Outstanding	9.92	9.89	8.84	8.71	9.01	6.87
Book Value Per Share	29.25	28.30	24.31	20.87	19.66	20.47
Tangible Book Value	248.47	237.77	197.2	163.63	158.84	122.03
Tangible Book Value Per Share	25.04	24.04	22.30	18.79	17.62	17.76

Updated Mar 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q