Southern States Bancshares, Inc. (SSBK)
NASDAQ: SSBK · Real-Time Price · USD
36.47
+0.33 (0.91%)
Nov 20, 2024, 4:00 PM EST - Market closed

SSBK Statistics

Total Valuation

SSBK has a market cap or net worth of $360.50 million.

Market Cap 360.50M
Enterprise Value n/a

Important Dates

The last earnings date was Monday, October 21, 2024, before market open.

Earnings Date Oct 21, 2024
Ex-Dividend Date Nov 1, 2024

Share Statistics

SSBK has 9.88 million shares outstanding. The number of shares has increased by 2.79% in one year.

Current Share Class 9.88M
Shares Outstanding 9.88M
Shares Change (YoY) +2.79%
Shares Change (QoQ) +7.22%
Owned by Insiders (%) 15.57%
Owned by Institutions (%) 28.40%
Float 6.01M

Valuation Ratios

The trailing PE ratio is 10.36 and the forward PE ratio is 9.17.

PE Ratio 10.36
Forward PE 9.17
PS Ratio 3.80
Forward PS 3.26
PB Ratio 1.33
P/TBV Ratio 1.56
P/FCF Ratio 10.26
P/OCF Ratio 9.89
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 3.62
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 13.76%.

Return on Equity (ROE) 13.76%
Return on Assets (ROA) 1.27%
Return on Capital (ROIC) n/a
Revenue Per Employee $470,892
Profits Per Employee $176,032
Employee Count 185
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, SSBK has paid $9.36 million in taxes.

Income Tax 9.36M
Effective Tax Rate 22.32%

Stock Price Statistics

The stock price has increased by +45.01% in the last 52 weeks. The beta is 0.22, so SSBK's price volatility has been lower than the market average.

Beta (5Y) 0.22
52-Week Price Change +45.01%
50-Day Moving Average 31.73
200-Day Moving Average 28.16
Relative Strength Index (RSI) 64.31
Average Volume (20 Days) 24,692

Short Selling Information

The latest short interest is 45,143, so 0.46% of the outstanding shares have been sold short.

Short Interest 45,143
Short Previous Month 37,217
Short % of Shares Out 0.46%
Short % of Float 0.75%
Short Ratio (days to cover) 2.45

Income Statement

In the last 12 months, SSBK had revenue of $87.12 million and earned $32.57 million in profits. Earnings per share was $3.52.

Revenue 87.12M
Gross Profit 87.12M
Operating Income 44.94M
Pretax Income 41.52M
Net Income 32.57M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.52
Full Income Statement

Balance Sheet

The company has $283.99 million in cash and $127.24 million in debt, giving a net cash position of $156.75 million or $15.86 per share.

Cash & Cash Equivalents 283.99M
Total Debt 127.24M
Net Cash 156.75M
Net Cash Per Share $15.86
Equity (Book Value) 271.37M
Book Value Per Share 27.46
Working Capital -2.16B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $36.45 million and capital expenditures -$1.32 million, giving a free cash flow of $35.13 million.

Operating Cash Flow 36.45M
Capital Expenditures -1.32M
Free Cash Flow 35.13M
FCF Per Share $3.55
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 51.59%
Pretax Margin 48.13%
Profit Margin 37.38%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 49.60%

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 0.99%.

Dividend Per Share $0.36
Dividend Yield 0.99%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 10.23%
Buyback Yield -2.79%
Shareholder Yield -1.81%
Earnings Yield 9.03%
FCF Yield 9.75%
Dividend Details

Analyst Forecast

The average price target for SSBK is $36.00, which is -1.29% lower than the current price. The consensus rating is "Buy".

Price Target $36.00
Price Target Difference -1.29%
Analyst Consensus Buy
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4