SSBK Statistics

Total Valuation

SSBK has a market cap or net worth of $340.78 million. The enterprise value is $222.80 million.

Market Cap	340.78M
Enterprise Value	222.80M

Important Dates

The next estimated earnings date is Monday, July 21, 2025, before market open.

Earnings Date	Jul 21, 2025
Ex-Dividend Date	May 1, 2025

Share Statistics

SSBK has 9.92 million shares outstanding. The number of shares has increased by 8.01% in one year.

Current Share Class	9.92M
Shares Outstanding	9.92M
Shares Change (YoY)	+8.01%
Shares Change (QoQ)	+0.11%
Owned by Insiders (%)	15.66%
Owned by Institutions (%)	33.08%
Float	6.08M

Valuation Ratios

The trailing PE ratio is 9.04 and the forward PE ratio is 8.42.

PE Ratio	9.04
Forward PE	8.42
PS Ratio	3.34
Forward PS	2.99
PB Ratio	1.17
P/TBV Ratio	1.37
P/FCF Ratio	9.34
P/OCF Ratio	9.03
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	6.01
EV / Sales	2.25
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	6.11

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.21
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.46%.

Return on Equity (ROE)	14.46%
Return on Assets (ROA)	1.38%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$473,809
Profits Per Employee	$177,512
Employee Count	209
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SSBK has paid $11.45 million in taxes.

Income Tax	11.45M
Effective Tax Rate	23.58%

Stock Price Statistics

The stock price has increased by +33.04% in the last 52 weeks. The beta is 0.28, so SSBK's price volatility has been lower than the market average.

Beta (5Y)	0.28
52-Week Price Change	+33.04%
50-Day Moving Average	34.16
200-Day Moving Average	33.15
Relative Strength Index (RSI)	48.08
Average Volume (20 Days)	24,273

Short Selling Information

The latest short interest is 51,698, so 0.52% of the outstanding shares have been sold short.

Short Interest	51,698
Short Previous Month	43,874
Short % of Shares Out	0.52%
Short % of Float	0.85%
Short Ratio (days to cover)	1.97

Income Statement

In the last 12 months, SSBK had revenue of $99.03 million and earned $37.10 million in profits. Earnings per share was $3.80.

Revenue	99.03M
Gross Profit	99.03M
Operating Income	51.72M
Pretax Income	41.52M
Net Income	37.10M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.80

Full Income Statement

Balance Sheet

The company has $235.04 million in cash and $117.06 million in debt, giving a net cash position of $117.98 million or $11.89 per share.

Cash & Cash Equivalents	235.04M
Total Debt	117.06M
Net Cash	117.98M
Net Cash Per Share	$11.89
Equity (Book Value)	290.18M
Book Value Per Share	29.25
Working Capital	-2.21B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $37.72 million and capital expenditures -$1.24 million, giving a free cash flow of $36.48 million.

Operating Cash Flow	37.72M
Capital Expenditures	-1.24M
Free Cash Flow	36.48M
FCF Per Share	$3.68

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	52.23%
Pretax Margin	49.02%
Profit Margin	37.46%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	36.84%

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 1.05%.

Dividend Per Share	$0.36
Dividend Yield	1.05%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	9.48%
Buyback Yield	-8.00%
Shareholder Yield	-6.95%
Earnings Yield	10.89%
FCF Yield	10.71%

Dividend Details

Analyst Forecast

The average price target for SSBK is $36.00, which is 5.17% higher than the current price. The consensus rating is "Buy".

Price Target	$36.00
Price Target Difference	5.17%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4