Stock Yards Bancorp, Inc. (SYBT)
NASDAQ: SYBT · Real-Time Price · USD
81.08
+0.62 (0.77%)
Sep 15, 2026, 4:00 PM EDT - Market closed
Stock Yards Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Interest Income on Loans | 439.12 | 424.14 | 417.29 | 407.94 | 396.4 | 383.4 | 369.59 | 354.45 | 337.01 | 319.3 | 302.26 | 283.55 | 262.11 | 240.39 | 216.33 | 196.03 | 182.53 | 172.03 | 164.32 | 156.76 |
Interest Income on Investments | 48.25 | 49.92 | 50.3 | 48.81 | 45.8 | 44.1 | 43.29 | 43.36 | 44.01 | 44.48 | 44.44 | 43.06 | 42.98 | 40.75 | 35.32 | 27.98 | 21.01 | 15.52 | 12.75 | 11.15 |
Total Interest Income | 487.38 | 474.07 | 467.59 | 456.75 | 442.2 | 427.5 | 412.88 | 397.81 | 381.02 | 363.77 | 346.7 | 326.61 | 305.09 | 281.14 | 251.65 | 224.01 | 203.55 | 187.54 | 177.08 | 167.91 |
Interest Paid on Deposits | 149.65 | 150.39 | 149.51 | 147.44 | 142.14 | 136.26 | 133.54 | 127.13 | 114.49 | 99.95 | 81.59 | 60.96 | 44.05 | 28.74 | 16.41 | 8.67 | 5.62 | 5.29 | 5.63 | 6.15 |
Interest Paid on Borrowings | 15.19 | 15.49 | 17.77 | 18.27 | 21.08 | 23.72 | 22.3 | 21.59 | 21.1 | 19.49 | 17.78 | 15.06 | 9.4 | 4.7 | 1.86 | 1.04 | 0.52 | 0.25 | 0.38 | 0.61 |
Total Interest Expense | 164.84 | 165.88 | 167.28 | 165.72 | 163.22 | 159.98 | 155.84 | 148.73 | 135.59 | 119.44 | 99.36 | 76.03 | 53.45 | 33.44 | 18.27 | 9.71 | 6.14 | 5.53 | 6 | 6.76 |
Net Interest Income | 322.54 | 308.18 | 300.31 | 291.03 | 278.97 | 267.52 | 257.04 | 249.09 | 245.42 | 244.33 | 247.33 | 250.58 | 251.64 | 247.7 | 233.38 | 214.3 | 197.41 | 182.01 | 171.07 | 161.14 |
Net Interest Income Growth (YoY) | 15.62% | 15.20% | 16.84% | 16.84% | 13.67% | 9.49% | 3.92% | -0.60% | -2.47% | -1.36% | 5.98% | 16.93% | 27.47% | 36.09% | 36.42% | 32.99% | 32.17% | 28.81% | 25.86% | 21.69% |
Trust Income | 57.74 | 55.49 | 54.49 | 53.46 | 53.7 | 53.83 | 53.91 | 53.52 | 52.31 | 51.39 | 49.84 | 48.7 | 47.41 | 46.4 | 44.7 | 42.45 | 39.98 | 36.88 | 34.53 | 32.59 |
Mortgage Banking Activities | 4.05 | 4.14 | 4.12 | 4.04 | 3.9 | 3.83 | 3.86 | 3.9 | 3.6 | 3.62 | 3.71 | 3.09 | 2.98 | 3.25 | 3.21 | 4.06 | 4.28 | 4.28 | 4.72 | 5.37 |
Gain (Loss) on Sale of Assets | 0.44 | 0.55 | 0.07 | 0.01 | -0.05 | -0.1 | -0.1 | -0.14 | 0.22 | -0.03 | -0.03 | 0.5 | 3.27 | 3.47 | 3.47 | 3.01 | -0.11 | -0.08 | -0.08 | -0.04 |
Gain (Loss) on Sale of Investments | - | - | - | - | - | - | - | -0.37 | -0.69 | -1.02 | -1.34 | -1.06 | -0.82 | -0.59 | -0.35 | -0.32 | -0.28 | -0.42 | -0.37 | -3.27 |
Other Non-Interest Income | 29.6 | 29.56 | 29.53 | 29.11 | 29.35 | 28.55 | 28.66 | 30.04 | 29.32 | 29.66 | 29.89 | 28.98 | 29.67 | 29.44 | 28.61 | 26.55 | 25.09 | 22.83 | 20.83 | 18 |
Total Non-Interest Income | 100.95 | 98.55 | 96.95 | 95.33 | 95.65 | 94.96 | 95.23 | 95.82 | 93.59 | 92.47 | 90.93 | 89.02 | 91.22 | 90.54 | 87.93 | 83.77 | 76.56 | 70.26 | 65.48 | 57.67 |
Non-Interest Income Growth (YoY) | 5.54% | 3.78% | 1.80% | -0.51% | 2.20% | 2.68% | 4.73% | 7.64% | 2.60% | 2.14% | 3.41% | 6.26% | 19.16% | 28.85% | 34.27% | 45.25% | 44.16% | 40.20% | 34.18% | 18.00% |
Revenues Before Loan Losses | 423.48 | 406.73 | 397.26 | 386.36 | 374.62 | 362.48 | 352.27 | 344.9 | 339.02 | 336.8 | 338.26 | 339.6 | 342.86 | 338.23 | 321.31 | 298.07 | 273.97 | 252.27 | 236.56 | 218.82 |
Provision for Loan Losses | 5.25 | 7.43 | 6.7 | 7.73 | 10.08 | 9.2 | 9.73 | 13.1 | 11.55 | 12.6 | 13.8 | 11.13 | 13.15 | 10.6 | 10.26 | 4.98 | -1.35 | 3 | -0.75 | 1.65 |
| 418.23 | 399.3 | 390.56 | 378.63 | 364.55 | 353.28 | 342.55 | 331.81 | 327.47 | 324.21 | 324.46 | 328.47 | 329.71 | 327.63 | 311.05 | 293.09 | 275.31 | 249.27 | 237.31 | 217.17 | |
Revenue Growth (YoY) | 14.73% | 13.03% | 14.02% | 14.11% | 11.32% | 8.97% | 5.57% | 1.02% | -0.68% | -1.04% | 4.31% | 12.07% | 19.76% | 31.44% | 31.07% | 34.96% | 41.68% | 38.18% | 42.70% | 32.92% |
Salaries and Employee Benefits | 135.76 | 131.41 | 127.92 | 125.4 | 122.04 | 119.25 | 117.84 | 114.69 | 112.3 | 109.73 | 106.38 | 104.97 | 104.08 | 103.47 | 99.15 | 92.63 | 86.5 | 78.55 | 72.26 | 68.67 |
Occupancy Expenses | 12.72 | 12.14 | 12.02 | 11.72 | 11.41 | 11.15 | 10.71 | 12.12 | 12.4 | 12.39 | 12.83 | 11.55 | 11.55 | 11.76 | 11.08 | 10.17 | 9.29 | 8.13 | 7.32 | 6.88 |
Federal Deposit Insurance | 4.58 | 4.73 | 4.81 | 4.85 | 4.75 | 4.65 | 4.54 | 4.43 | 4.27 | 3.89 | 3.91 | 3.58 | 3.49 | 3.25 | 2.76 | 2.73 | 2.27 | 2.09 | 1.85 | 1.46 |
Amortization of Goodwill & Intangibles | 4.17 | 3.54 | 3.66 | 4.07 | 4.21 | 4.35 | 4.49 | 4.32 | 4.44 | 4.56 | 4.69 | 5.13 | 5.57 | 6.01 | 5.54 | 4.21 | 2.89 | 1.41 | 0.77 | 0.49 |
Selling, General & Administrative | 46.19 | 43.59 | 43.2 | 43.01 | 42.1 | 41.89 | 41.64 | 41.05 | 40.7 | 39.55 | 38.37 | 36.37 | 35.65 | 35.23 | 33.48 | 32.79 | 31.4 | 28.85 | 26.72 | 24.1 |
Other Non-Interest Expense | 21.5 | 20.67 | 20.26 | 19.64 | 18.8 | 18.44 | 18.46 | 19.1 | 19.53 | 19.88 | 19.84 | 19.77 | 19.47 | 19.25 | 18.73 | 18.21 | 17.58 | 15.72 | 13.67 | 12.05 |
Total Non-Interest Expense | 225.4 | 216.58 | 212.36 | 209.22 | 203.84 | 200.25 | 198.18 | 196.21 | 194.14 | 190.51 | 186.54 | 181.83 | 180.24 | 179.35 | 171.07 | 161.07 | 150.27 | 135.06 | 122.89 | 113.97 |
EBT Excluding Unusual Items | 192.83 | 182.72 | 178.2 | 169.42 | 160.71 | 153.03 | 144.37 | 135.6 | 133.33 | 133.7 | 137.93 | 146.64 | 149.47 | 148.28 | 139.98 | 132.02 | 125.04 | 114.22 | 114.42 | 103.2 |
Other Unusual Items | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.47 | 0.47 | - | - | -0.47 |
Pretax Income | 190.55 | 182.72 | 178.2 | 169.42 | 160.71 | 153.03 | 144.37 | 135.6 | 133.33 | 133.7 | 137.93 | 146.64 | 149.47 | 148.28 | 120.48 | 113.51 | 106.01 | 76.61 | 95.4 | 83.7 |
Income Tax Expense | 41.04 | 39.25 | 38.05 | 34.19 | 32.36 | 31.11 | 29.83 | 28.81 | 28.81 | 29.12 | 30.18 | 32.92 | 34.31 | 33.88 | 27.19 | 25.54 | 23.42 | 16.74 | 20.75 | 15.91 |
Earnings From Continuing Operations | 149.51 | 143.47 | 140.15 | 135.23 | 128.35 | 121.92 | 114.54 | 106.79 | 104.52 | 104.59 | 107.75 | 113.71 | 115.16 | 114.4 | 93.29 | 87.97 | 82.6 | 59.88 | 74.65 | 67.79 |
Minority Interest in Earnings | - | - | - | - | - | - | - | - | - | - | - | -0.09 | -0.18 | -0.29 | -0.32 | -0.23 | -0.14 | -0.04 | - | - |
Net Income | 149.51 | 143.47 | 140.15 | 135.23 | 128.35 | 121.92 | 114.54 | 106.79 | 104.52 | 104.59 | 107.75 | 113.62 | 114.98 | 114.11 | 92.97 | 87.74 | 82.45 | 59.84 | 74.65 | 67.79 |
Net Income to Common | 149.51 | 143.47 | 140.15 | 135.23 | 128.35 | 121.92 | 114.54 | 106.79 | 104.52 | 104.59 | 107.75 | 113.62 | 114.98 | 114.11 | 92.97 | 87.74 | 82.45 | 59.84 | 74.65 | 67.79 |
Net Income Growth (YoY) | 16.48% | 17.68% | 22.36% | 26.63% | 22.80% | 16.58% | 6.30% | -6.01% | -9.10% | -8.35% | 15.89% | 29.49% | 39.46% | 90.70% | 24.55% | 29.43% | 39.36% | -12.45% | 26.80% | 17.32% |
Basic Shares Outstanding | 30 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 28 | 27 | 26 | 25 | 24 |
Diluted Shares Outstanding | 30 | 30 | 30 | 30 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 29 | 28 | 28 | 26 | 25 | 24 |
Shares Change (YoY) | 0.98% | 0.17% | 0.29% | 0.43% | 0.46% | 0.39% | 0.27% | 0.04% | -0.12% | -0.17% | 1.46% | 3.89% | 6.86% | 11.71% | 14.97% | 17.05% | 18.21% | 15.40% | 10.49% | 6.12% |
EPS (Basic) | 5.04 | 4.88 | 4.77 | 4.61 | 4.38 | 4.16 | 3.91 | 3.65 | 3.57 | 3.58 | 3.69 | 3.89 | 3.94 | 3.91 | 3.24 | 3.13 | 3.03 | 2.30 | 3.00 | 2.83 |
EPS (Diluted) | 5.02 | 4.86 | 4.75 | 4.58 | 4.35 | 4.14 | 3.89 | 3.63 | 3.56 | 3.56 | 3.67 | 3.87 | 3.91 | 3.88 | 3.21 | 3.11 | 3.00 | 2.28 | 2.97 | 2.80 |
EPS Growth (YoY) | 15.43% | 17.39% | 22.11% | 26.16% | 22.18% | 16.29% | 6.00% | -6.08% | -8.88% | -8.17% | 14.33% | 24.13% | 30.12% | 69.86% | 8.08% | 11.05% | 18.03% | -23.95% | 14.67% | 10.39% |
Additional Metrics
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Dividend Per Share | 1.280 | 1.270 | 1.260 | 1.250 | 1.240 | 1.230 | 1.220 | 1.210 | 1.200 | 1.190 | 1.180 | 1.170 | 1.160 | 1.150 | 1.140 | 1.130 | 1.120 | 1.110 | 1.100 | 1.090 |
Dividend Growth (YoY) | 3.23% | 3.25% | 3.28% | 3.31% | 3.33% | 3.36% | 3.39% | 3.42% | 3.45% | 3.48% | 3.51% | 3.54% | 3.57% | 3.60% | 3.64% | 3.67% | 3.70% | 2.78% | 1.85% | 0.93% |
Effective Tax Rate | 21.54% | 21.48% | 21.35% | 20.18% | 20.14% | 20.33% | 20.66% | 21.25% | 21.61% | 21.78% | 21.88% | 22.45% | 22.95% | 22.85% | 22.57% | 22.50% | 22.09% | 21.84% | 21.75% | 19.01% |