Texas Capital Bancshares, Inc. (TCBI)

Texas Capital Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,418	1,378	1,301	983.79	820.48	993.67
Interest Income on Investments	347.13	351.63	329.27	160.45	56.05	45.74
Total Interest Income	1,765	1,730	1,630	1,144	876.53	1,039
Interest Paid on Deposits	719.57	736.2	587.78	190.66	65.51	146.12
Interest Paid on Borrowings	54.66	92.05	128.03	77.82	42.24	41.97
Total Interest Expense	774.24	828.25	715.8	268.48	107.75	188.09
Net Interest Income	990.81	901.3	914.12	875.77	768.78	851.32
Net Interest Income Growth (YoY)	11.78%	-1.40%	4.38%	13.92%	-9.70%	-12.16%
Trust Income	15.69	15.32	13.96	15.04	13.17	10
Income From Trading Activities	26.56	21.64	22.51	10.08	-	-
Gain (Loss) on Sale of Assets	-	-	-	248.53	-	-
Gain (Loss) on Sale of Investments	-1.89	-179.58	0.49	-	-	-
Other Non-Interest Income	149.68	148.13	103.59	52.61	106.06	123.34
Total Non-Interest Income	221.17	31.05	161.42	349.52	138.29	202.98
Non-Interest Income Growth (YoY)	2628.81%	-80.77%	-53.82%	152.75%	-31.87%	98.29%
Revenues Before Loan Losses	1,212	932.35	1,076	1,225	907.07	1,054
Provision for Loan Losses	62	67	72	66	-30	258
Revenue	1,150	865.35	1,004	1,159	937.07	796.3
Revenue Growth (YoY)	39.14%	-13.77%	-13.44%	23.71%	17.68%	-20.10%
Salaries and Employee Benefits	433.03	437.49	435.5	413.47	318.87	323.09
Occupancy Expenses	17.09	17.09	16.44	44.22	33.23	34.96
Federal Deposit Insurance	17.29	20.55	16.88	14.34	21.03	25.96
Selling, General & Administrative	219.94	213.51	218.3	198.93	157.67	196.21
Other Non-Interest Expense	52.91	53.87	49.94	56.56	68.21	106.39
Total Non-Interest Expense	740.25	742.51	737.05	727.53	599.01	686.6
EBT Excluding Unusual Items	409.72	122.84	266.5	431.76	338.06	109.7
Legal Settlements	-5	-5	-	-	-	-
Other Unusual Items	-2.8	-2.8	-19.9	-	-	-
Pretax Income	393.95	107.06	246.6	431.76	338.06	91.95
Income Tax Expense	93.34	29.55	57.45	99.28	84.12	25.66
Net Income	300.61	77.51	189.14	332.48	253.94	66.29
Preferred Dividends & Other Adjustments	17.25	17.25	17.25	17.25	18.72	9.75
Net Income to Common	283.36	60.26	171.89	315.23	235.22	56.54
Net Income Growth	1028.62%	-59.02%	-43.11%	30.93%	283.08%	-78.75%
Basic Shares Outstanding	46	47	48	50	51	50
Diluted Shares Outstanding	46	47	49	51	51	51
Shares Change (YoY)	-1.90%	-3.33%	-4.77%	-0.18%	1.10%	0.33%
EPS (Basic)	6.17	1.29	3.58	6.25	4.65	1.12
EPS (Diluted)	6.10	1.28	3.54	6.18	4.60	1.12
EPS Growth	2948.15%	-63.84%	-42.72%	34.35%	310.71%	-81.30%
Effective Tax Rate	23.69%	27.60%	23.30%	22.99%	24.88%	27.90%

Updated Oct 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q