Texas Capital Bancshares, Inc. (TCBI)

Texas Capital Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,381	1,378	1,301	983.79	820.48	993.67
Interest Income on Investments	358.27	351.63	329.27	160.45	56.05	45.74
Total Interest Income	1,739	1,730	1,630	1,144	876.53	1,039
Interest Paid on Deposits	735.53	736.2	587.78	190.66	65.51	146.12
Interest Paid on Borrowings	81.6	92.05	128.03	77.82	42.24	41.97
Total Interest Expense	817.14	828.25	715.8	268.48	107.75	188.09
Net Interest Income	922.33	901.3	914.12	875.77	768.78	851.32
Net Interest Income Growth (YoY)	3.19%	-1.40%	4.38%	13.92%	-9.70%	-12.16%
Trust Income	15.71	15.32	13.96	15.04	13.17	10
Income From Trading Activities	22.86	21.64	22.51	10.08	-	-
Gain (Loss) on Sale of Assets	-	-	-	248.53	-	-
Gain (Loss) on Sale of Investments	-179.58	-179.58	0.49	-	-	-
Other Non-Interest Income	148.13	148.13	103.59	52.61	106.06	123.34
Total Non-Interest Income	34.17	31.05	161.42	349.52	138.29	202.98
Non-Interest Income Growth (YoY)	-79.33%	-80.77%	-53.82%	152.75%	-31.87%	98.29%
Revenues Before Loan Losses	956.5	932.35	1,076	1,225	907.07	1,054
Provision for Loan Losses	65	67	72	66	-30	258
Revenue	891.5	865.35	1,004	1,159	937.07	796.3
Revenue Growth (YoY)	-10.50%	-13.77%	-13.44%	23.71%	17.68%	-20.10%
Salaries and Employee Benefits	436.18	437.49	435.5	413.47	318.87	323.09
Occupancy Expenses	17.09	17.09	16.44	44.22	33.23	34.96
Federal Deposit Insurance	17.47	20.55	16.88	14.34	21.03	25.96
Selling, General & Administrative	219.13	213.51	218.3	198.93	157.67	196.21
Other Non-Interest Expense	53.26	53.87	49.94	56.56	68.21	106.39
Total Non-Interest Expense	743.14	742.51	737.05	727.53	599.01	686.6
EBT Excluding Unusual Items	148.36	122.84	266.5	431.76	338.06	109.7
Legal Settlements	-5	-5	-	-	-	-
Other Unusual Items	-2.8	-2.8	-19.9	-	-	-
Pretax Income	132.58	107.06	246.6	431.76	338.06	91.95
Income Tax Expense	34.17	29.55	57.45	99.28	84.12	25.66
Net Income	98.41	77.51	189.14	332.48	253.94	66.29
Preferred Dividends & Other Adjustments	17.25	17.25	17.25	17.25	18.72	9.75
Net Income to Common	81.16	60.26	171.89	315.23	235.22	56.54
Net Income Growth	-44.28%	-59.02%	-43.11%	30.93%	283.08%	-78.75%
Basic Shares Outstanding	46	47	48	50	51	50
Diluted Shares Outstanding	47	47	49	51	51	51
Shares Change (YoY)	-3.32%	-3.33%	-4.77%	-0.18%	1.10%	0.33%
EPS (Basic)	1.75	1.29	3.58	6.25	4.65	1.12
EPS (Diluted)	1.74	1.28	3.54	6.18	4.60	1.12
EPS Growth	-47.52%	-63.84%	-42.72%	34.35%	310.71%	-81.30%
Effective Tax Rate	25.77%	27.60%	23.30%	22.99%	24.88%	27.90%

Updated Apr 17, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q