Texas Capital Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	1,029	901.3	914.12	875.77	768.78
Net Interest Income Growth	14.13%	-1.40%	4.38%	13.92%	-9.70%
Non-Interest Income	227.14	31.05	161.42	349.52	138.29
Non-Interest Income Growth	631.63%	-80.77%	-53.82%	152.75%	-31.87%
Revenues Before Loan Losses	1,256	932.35	1,076	1,225	907.07
Provision for Credit Losses	55	67	72	66	-30
Revenue	1,201	865.35	1,004	1,159	937.07
Revenue Growth (YoY)	38.76%	-13.77%	-13.44%	23.71%	17.68%
Compensation Expenses	480.5	466.58	459.7	434.91	350.2
Selling, General & Admin	214.03	214.48	210.53	221.72	159.58
Other Non-Interest Expenses	73.53	77.22	86.71	70.91	89.24
Total Non-Interest Expense	768.07	758.29	756.95	727.53	599.01
Pretax Income	432.71	107.06	246.6	431.76	338.06
Provision for Income Taxes	102.47	29.55	57.45	99.28	84.12
Net Income	312.99	60.26	171.89	315.23	235.22
Net Income Attributable to Preferred Dividends	17.25	17.25	17.25	17.25	18.72
Net Income to Common	312.99	60.26	171.89	315.23	235.22
Net Income Growth	419.42%	-64.94%	-45.47%	34.02%	316.03%
Shares Outstanding (Basic)	46	47	48	51	51
Shares Outstanding (Diluted)	46	47	49	51	51
Shares Change (YoY)	-1.83%	-3.33%	-4.77%	-0.18%	1.10%
EPS (Basic)	6.86	1.29	3.58	6.18	4.60
EPS (Diluted)	6.79	1.28	3.54	6.18	4.60
EPS Growth	430.47%	-63.84%	-42.72%	34.35%	310.71%
Free Cash Flow	347.59	415.25	357.36	136.7	653.19
Free Cash Flow Growth	-16.29%	16.20%	161.42%	-79.07%	-75.23%
Free Cash Flow Per Share	7.54	8.84	7.35	2.68	12.77
Profit Margin	27.50%	8.96%	18.85%	28.68%	27.10%
FCF Margin	28.95%	47.99%	35.61%	11.79%	69.71%
EBITDA	52.17	54.23	40.47	45.24	93.41
EBITDA Margin	4.34%	6.27%	4.03%	3.90%	9.97%
Effective Tax Rate	23.68%	27.60%	23.30%	22.99%	24.88%

Updated Jan 22, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q