Texas Capital Bancshares, Inc. (TCBI)

Texas Capital Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	356.99	330.24	77.51	189.14	332.48	253.94
Depreciation & Amortization	55.77	52.17	54.23	40.47	45.24	93.41
Provision for Credit Losses	54	55	67	72	66	-30
Stock-Based Compensation	41.51	36.76	24.69	24.2	21.43	31.33
Net Change in Loans Held-for-Sale	-	-	62.52	119.24	-29.33	262.7
Other Adjustments	-7.98	12.68	156.88	-21.84	-264.93	-38.02
Changes in Accrued Interest and Accounts Receivable	-46.29	-57.77	-1.61	-78.61	-25.48	154.11
Changes in Accounts Payable	-21.5	-68.92	38.88	29.13	2.52	-70.15
Operating Cash Flow	447.32	360.15	480.09	373.74	147.97	657.32
Operating Cash Flow Growth	16.30%	-24.98%	28.46%	152.58%	-77.49%	-75.10%
Net Change in Loans Held-for-Investment	-2,880	-1,642	-2,166	-1,231	384.12	1,611
Net Change in Securities and Investments	-220.83	-199.82	-247.01	-507.96	-388.45	-489.97
Proceeds from Business Divestments	-	-	-	-	3,324	-
Capital Expenditures	-11.51	-12.57	-64.84	-16.38	-11.27	-4.13
Other Investing Activities	-	-	-	-	-	115.89
Investing Cash Flow	-2,973	-1,854	-2,478	-1,755	3,309	1,233
Net Change in Deposits	2,464	1,210	2,867	-485.04	-5,252	-2,887
Long-Term Debt Issued	397.6	-	-	-	-	639.44
Long-Term Debt Repaid	-174.96	-40.44	-200	-75	-	-111
Net Long-Term Debt Issued (Repaid)	222.64	-40.44	-200	-75	-	528.44
Issuance of Common Stock	-9.88	-7.36	-9.07	-4.22	-4.21	-3.12
Repurchase of Common Stock	-229.84	-185.85	-81.51	-105.02	-115.3	-
Net Common Stock Issued (Repurchased)	-239.72	-193.21	-90.57	-109.24	-119.51	-3.12
Issuance of Preferred Stock	-	-	-	-	-	289.72
Repurchase of Preferred Stock	-	-	-	-	-	-150
Net Preferred Stock Issued (Repurchased)	-	-	-	-	-	139.72
Preferred Share Dividends Paid	-17.25	-17.25	-17.25	-17.25	-17.25	-18.72
Other Financing Activities	-750	-555	-615	298.86	-1,002	-908.92
Financing Cash Flow	1,679	404.27	1,944	-387.67	-6,391	-3,150
Net Cash Flow	-845.86	-1,090	-54.04	-1,769	-2,934	-1,260
Free Cash Flow	435.81	347.59	415.25	357.36	136.7	653.19
Free Cash Flow Growth	25.38%	-16.29%	16.20%	161.42%	-79.07%	-75.23%
FCF Margin	35.00%	28.95%	47.99%	35.61%	11.79%	69.71%
Free Cash Flow Per Share	9.55	7.54	8.84	7.35	2.68	12.77
Levered Free Cash Flow	538.84	185.46	-113.09	71.51	326.24	936.9
Unlevered Free Cash Flow	-23.54	-87.1	26.65	-25.38	11.01	173.24

Updated Apr 23, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q