Texas Capital Bancshares, Inc. (TCBI)

Nordstrom Statistics

Total Valuation

TCBI has a market cap or net worth of $3.84 billion. The enterprise value is $3.08 billion.

Market Cap	3.84B
Enterprise Value	3.08B

Important Dates

The last earnings date was Thursday, July 17, 2025, before market open.

Earnings Date	Jul 17, 2025
Ex-Dividend Date	n/a

Share Statistics

TCBI has 45.76 million shares outstanding. The number of shares has decreased by -2.82% in one year.

Current Share Class	45.76M
Shares Outstanding	45.76M
Shares Change (YoY)	-2.82%
Shares Change (QoQ)	-0.86%
Owned by Insiders (%)	1.53%
Owned by Institutions (%)	96.65%
Float	42.37M

Valuation Ratios

The trailing PE ratio is 33.54 and the forward PE ratio is 12.37. TCBI's PEG ratio is 0.64.

PE Ratio	33.54
Forward PE	12.37
PS Ratio	4.20
Forward PS	2.89
PB Ratio	1.22
P/TBV Ratio	1.20
P/FCF Ratio	10.03
P/OCF Ratio	9.30
PEG Ratio	0.64

Enterprise Valuation

EV / Earnings	26.33
EV / Sales	3.28
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.99

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.86
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.01%.

Return on Equity (ROE)	4.01%
Return on Assets (ROA)	0.43%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$515,376
Profits Per Employee	$64,262
Employee Count	1,818
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TCBI has paid $42.10 million in taxes.

Income Tax	42.10M
Effective Tax Rate	23.89%

Stock Price Statistics

The stock price has increased by +26.42% in the last 52 weeks. The beta is 0.66, so TCBI's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	+26.42%
50-Day Moving Average	80.08
200-Day Moving Average	78.10
Relative Strength Index (RSI)	51.09
Average Volume (20 Days)	566,729

Short Selling Information

The latest short interest is 1.53 million, so 3.35% of the outstanding shares have been sold short.

Short Interest	1.53M
Short Previous Month	1.68M
Short % of Shares Out	3.35%
Short % of Float	3.62%
Short Ratio (days to cover)	3.79

Income Statement

In the last 12 months, TCBI had revenue of $936.95 million and earned $116.83 million in profits. Earnings per share was $2.50.

Revenue	936.95M
Gross Profit	936.95M
Operating Income	208.95M
Pretax Income	200.05M
Net Income	116.83M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.50

Balance Sheet

The company has $2.66 billion in cash and $1.87 billion in debt, giving a net cash position of $785.07 million or $17.16 per share.

Cash & Cash Equivalents	2.66B
Total Debt	1.87B
Net Cash	785.07M
Net Cash Per Share	$17.16
Equity (Book Value)	3.51B
Book Value Per Share	70.17
Working Capital	-24.52B

Cash Flow

In the last 12 months, operating cash flow was $415.40 million and capital expenditures -$30.56 million, giving a free cash flow of $384.84 million.

Operating Cash Flow	415.40M
Capital Expenditures	-30.56M
Free Cash Flow	384.84M
FCF Per Share	$8.41

Margins

Gross Margin	n/a
Operating Margin	22.30%
Pretax Margin	18.80%
Profit Margin	14.31%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	41.07%

Dividends & Yields

TCBI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	2.82%
Shareholder Yield	2.82%
Earnings Yield	3.03%
FCF Yield	9.97%

Analyst Forecast

The average price target for TCBI is $81.86, which is -2.55% lower than the current price. The consensus rating is "Hold".

Price Target	$81.86
Price Target Difference	-2.55%
Analyst Consensus	Hold
Analyst Count	14
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4