Texas Capital Bancshares, Inc. (TCBI)

Texas Capital Bancshares Statistics

Total Valuation

TCBI has a market cap or net worth of $3.80 billion. The enterprise value is $1.67 billion.

Market Cap	3.80B
Enterprise Value	1.67B

Important Dates

The last earnings date was Wednesday, October 22, 2025, after market close.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	n/a

Share Statistics

TCBI has 45.64 million shares outstanding. The number of shares has decreased by -1.90% in one year.

Current Share Class	45.64M
Shares Outstanding	45.64M
Shares Change (YoY)	-1.90%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	1.54%
Owned by Institutions (%)	102.06%
Float	44.78M

Valuation Ratios

The trailing PE ratio is 13.67 and the forward PE ratio is 12.08. TCBI's PEG ratio is 0.60.

PE Ratio	13.67
Forward PE	12.08
PS Ratio	3.35
Forward PS	2.78
PB Ratio	1.15
P/TBV Ratio	1.14
P/FCF Ratio	16.66
P/OCF Ratio	15.30
PEG Ratio	0.60

Enterprise Valuation

EV / Earnings	5.88
EV / Sales	1.45
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.29

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.92
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.60%.

Return on Equity (ROE)	8.60%
Return on Assets (ROA)	0.94%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$632,551
Profits Per Employee	$155,862
Employee Count	1,818
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TCBI has paid $93.34 million in taxes.

Income Tax	93.34M
Effective Tax Rate	23.69%

Stock Price Statistics

The stock price has increased by +6.59% in the last 52 weeks. The beta is 0.67, so TCBI's price volatility has been lower than the market average.

Beta (5Y)	0.67
52-Week Price Change	+6.59%
50-Day Moving Average	85.05
200-Day Moving Average	78.99
Relative Strength Index (RSI)	48.62
Average Volume (20 Days)	568,110

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TCBI had revenue of $1.15 billion and earned $283.36 million in profits. Earnings per share was $6.10.

Revenue	1.15B
Gross Profit	1.15B
Operating Income	427.01M
Pretax Income	393.95M
Net Income	283.36M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$6.10

Balance Sheet

The company has $3.04 billion in cash and $895.42 million in debt, giving a net cash position of $2.14 billion or $46.92 per share.

Cash & Cash Equivalents	3.04B
Total Debt	895.42M
Net Cash	2.14B
Net Cash Per Share	$46.92
Equity (Book Value)	3.64B
Book Value Per Share	73.05
Working Capital	-24.60B

Cash Flow

In the last 12 months, operating cash flow was $248.92 million and capital expenditures -$20.32 million, giving a free cash flow of $228.61 million.

Operating Cash Flow	248.92M
Capital Expenditures	-20.32M
Free Cash Flow	228.61M
FCF Per Share	$5.01

Margins

Gross Margin	n/a
Operating Margin	37.13%
Pretax Margin	34.26%
Profit Margin	26.14%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	19.88%

Dividends & Yields

TCBI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	1.90%
Shareholder Yield	1.90%
Earnings Yield	7.44%
FCF Yield	6.00%

Analyst Forecast

The average price target for TCBI is $85.20, which is 2.24% higher than the current price. The consensus rating is "Hold".

Price Target	$85.20
Price Target Difference	2.24%
Analyst Consensus	Hold
Analyst Count	10
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$152.38
Lynch Upside	82.86%
Graham Number	$100.09
Graham Upside	20.12%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3