The Travelers Companies, Inc. (TRV)
NYSE: TRV · Real-Time Price · USD
405.44
+6.49 (1.63%)
At close: Oct 22, 2026, 4:00 PM EDT
405.91
+0.47 (0.12%)
After-hours: Oct 22, 2026, 7:39 PM EDT
The Travelers Companies Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 1,917 | 2,208 | 1,711 | 2,496 | 1,888 | 1,509 | 395 | 2,082 | 1,260 | 534 | 1,123 | 1,626 | 404 | -14 | 975 | 819 | 454 | 551 | 1,018 | 1,333 |
Depreciation & Amortization | 174 | 170 | 193 | 162 | 166 | 164 | 188 | 163 | 174 | 182 | 196 | 170 | 169 | 179 | 204 | 187 | 195 | 210 | 234 | 208 |
Other Amortization | 1,856 | 1,786 | 1,766 | 1,837 | 1,849 | 1,802 | 1,778 | 1,807 | 1,790 | 1,678 | 1,698 | 1,641 | 1,604 | 1,519 | 1,462 | 1,434 | 1,406 | 1,365 | 1,310 | 1,301 |
Gain (Loss) on Sale of Investments | 34 | -60 | -49 | 20 | -27 | -6 | 61 | 55 | -55 | 65 | -35 | 11 | 65 | 35 | -6 | -7 | 93 | 95 | 23 | -58 |
Change in Accounts Receivable | 241 | -961 | -434 | 370 | 412 | -438 | -459 | 128 | 234 | -664 | -557 | 81 | -33 | -832 | -557 | -16 | 210 | -562 | -509 | 204 |
Reinsurance Recoverable | -68 | -23 | -108 | 132 | -250 | 78 | -97 | 38 | 74 | -34 | 33 | 141 | -163 | -17 | -24 | 159 | 269 | 198 | -282 | -121 |
Change in Unearned Revenue | 198 | 559 | 351 | -661 | 331 | 495 | 419 | -416 | 659 | 788 | 457 | -227 | 882 | 1,042 | 893 | -171 | 635 | 671 | 727 | -211 |
Change in Insurance Reserves / Liabilities | 903 | 319 | 1,211 | -88 | 845 | 725 | 1,818 | -387 | 755 | 1,384 | 928 | -210 | 1,259 | 1,413 | 381 | 356 | 422 | 593 | 679 | 89 |
Other Operating Activities | 602 | -95 | -583 | 231 | 964 | -36 | -868 | 402 | 903 | -360 | -541 | 494 | 646 | 1 | -657 | 1 | 326 | -65 | -403 | 438 |
Operating Cash Flow | 3,878 | 1,916 | 2,198 | 2,685 | 4,227 | 2,334 | 1,360 | 2,064 | 3,875 | 1,677 | 1,458 | 2,104 | 3,046 | 1,549 | 1,012 | 1,340 | 2,484 | 1,375 | 1,266 | 1,692 |
Operating Cash Flow Growth (YoY) | -8.26% | -17.91% | 61.62% | 30.09% | 9.08% | 39.18% | -6.72% | -1.90% | 27.22% | 8.26% | 44.07% | 57.02% | 22.63% | 12.65% | -20.06% | -20.80% | -2.32% | -25.64% | 6.39% | -10.99% |
Investing Activities
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Acquisitions | - | - | - | - | - | - | - | - | - | -1 | -381 | - | - | - | - | - | - | - | -4 | - |
Investment in Securities | -3,027 | 365 | -3,018 | -191 | -4,384 | -1,647 | -993 | -1,250 | -3,356 | -1,267 | -673 | -1,493 | -2,666 | -1,764 | -286 | -374 | -1,531 | -251 | -1,173 | -286 |
Other Investing Activities | 222 | -537 | 311 | -359 | -159 | -63 | 192 | -429 | -89 | 136 | 30 | -270 | -39 | -81 | -155 | -287 | -154 | -452 | 529 | -506 |
Investing Cash Flow | -2,813 | -165 | -335 | -575 | -4,553 | -1,716 | -808 | -1,693 | -3,391 | -1,143 | -1,037 | -1,784 | -2,725 | -1,857 | -455 | -674 | -1,687 | -710 | -657 | -774 |
Financing Activities
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt Issued | 744 | - | - | - | 1,233 | - | - | - | - | - | - | - | - | 738 | - | - | - | - | - | - |
Total Debt Repaid | - | -200 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Debt Issued (Repaid) | 744 | -200 | - | - | 1,233 | - | - | - | - | - | - | - | - | 738 | - | - | - | - | - | - |
Issuance of Common Stock | 88 | 38 | 86 | 51 | 36 | 70 | 57 | 76 | 33 | 22 | 190 | 24 | 7 | 28 | 82 | 62 | 11 | 35 | 159 | 37 |
Repurchases of Common Stock | -1,492 | -1,318 | -1,934 | -1,637 | -620 | -522 | -352 | -258 | -249 | -250 | -360 | -65 | -101 | -396 | -460 | -501 | -501 | -500 | -559 | -801 |
Common Dividends Paid | -259 | -263 | -237 | -242 | -247 | -250 | -240 | -240 | -238 | -244 | -229 | -232 | -229 | -232 | -215 | -219 | -220 | -223 | -213 | -214 |
Financing Cash Flow | -919 | -1,743 | -2,085 | -1,828 | 402 | -702 | -535 | -422 | -454 | -472 | -399 | -273 | -323 | 138 | -593 | -658 | -710 | -688 | -613 | -978 |
Net Cash Flow
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -1 | -2 | -5 | 2 | -6 | 19 | 8 | -22 | 13 | - | -5 | 10 | -10 | 8 | 4 | 18 | -24 | -19 | -5 | 3 |
Miscellaneous Cash Flow Adjustments | - | - | - | -171 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Cash Flow | 145 | 6 | -227 | 113 | 70 | -65 | 25 | -73 | 43 | 62 | 17 | 57 | -12 | -162 | -32 | 26 | 63 | -42 | -9 | -57 |
Free Cash Flow
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Levered Free Cash Flow | 3,754 | 5,469 | 4,687 | 1,909 | 2,709 | 3,999 | 3,484 | 4,391 | 3,791 | 4,050 | 4,255 | 2,471 | 3,425 | 2,829 | 3,613 | 3,157 | 2,899 | 2,687 | 3,466 | 3,503 |
Unlevered Free Cash Flow | 3,827 | 5,540 | 4,760 | 1,982 | 2,778 | 4,061 | 3,545 | 4,453 | 3,852 | 4,111 | 4,317 | 2,532 | 3,486 | 2,887 | 3,668 | 3,212 | 2,954 | 2,742 | 3,520 | 3,558 |
Additional Metrics
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 94 | 136 | 94 | 136 | 60 | 136 | 61 | 135 | 60 | 135 | 60 | 136 | 59 | 115 | 60 | 115 | 60 | 115 | 59 | 115 |
Cash Income Tax Paid | 575 | 1,100 | 12 | 518 | 194 | 538 | 24 | 363 | 92 | 831 | 24 | 49 | 13 | 155 | -16 | 154 | 111 | 542 | 10 | 164 |
Change in Working Capital | -633 | -2,018 | -817 | -2,004 | -539 | -1,057 | -141 | -2,371 | -134 | -333 | -915 | -1,825 | 217 | -116 | -936 | -1,077 | 34 | -604 | -798 | -1,311 |