The Travelers Companies, Inc. (TRV)
NYSE: TRV · Real-Time Price · USD
397.22
+6.87 (1.76%)
At close: Jul 28, 2026, 4:00 PM EDT
398.75
+1.53 (0.39%)
After-hours: Jul 28, 2026, 7:58 PM EDT
The Travelers Companies Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Net Income | 2,208 | 1,711 | 2,496 | 1,888 | 1,509 | 395 | 2,082 | 1,260 | 534 | 1,123 | 1,626 | 404 | -14 | 975 | 819 | 454 | 551 | 1,018 | 1,333 | 662 |
Depreciation & Amortization | 170 | 193 | 162 | 166 | 164 | 188 | 163 | 174 | 182 | 196 | 170 | 169 | 179 | 204 | 187 | 195 | 210 | 234 | 208 | 212 |
Other Adjustments | 1,593 | 1,745 | 1,742 | 2,068 | 1,671 | 1,817 | 1,738 | 1,613 | 1,569 | 1,637 | 1,583 | 1,567 | 1,403 | 1,458 | 1,354 | 1,373 | 1,215 | 1,255 | 1,025 | 1,016 |
Changes in Receivables | -961 | -434 | 370 | 412 | -438 | -459 | 128 | 234 | -1,254 | 33 | 81 | -33 | -832 | -557 | -16 | 210 | -562 | -509 | 204 | 256 |
Changes in Reinsurance Contract Assets | -23 | -108 | 132 | -250 | 78 | -97 | 38 | 74 | 556 | -557 | 141 | -163 | -17 | -24 | 159 | 269 | 198 | -282 | -121 | -134 |
Changes in Deferred Acquisition Costs | -1,912 | -1,837 | -1,757 | -1,877 | -1,917 | -1,822 | -1,734 | -1,856 | -1,807 | -1,776 | -1,610 | -1,728 | -1,722 | -1,629 | -1,405 | -1,502 | -1,504 | -1,413 | -1,272 | -1,354 |
Changes in Unearned Premiums | 559 | 351 | -661 | 331 | 495 | 419 | -416 | 659 | 788 | 457 | -227 | 882 | 1,042 | 893 | -171 | 635 | 671 | 727 | -211 | 492 |
Changes in Claims Reserves | 319 | 1,211 | -88 | 845 | 725 | 1,818 | -387 | 755 | 1,384 | 928 | -210 | 1,259 | 1,413 | 381 | 356 | 422 | 593 | 679 | 89 | 986 |
Changes in Other Operating Activities | -37 | -634 | 289 | 644 | 47 | -899 | 452 | 962 | -275 | -583 | 550 | 689 | 97 | -689 | 57 | 428 | 3 | -443 | 437 | 407 |
Operating Cash Flow | 1,916 | 2,198 | 2,685 | 4,227 | 2,334 | 1,360 | 2,064 | 3,875 | 1,677 | 1,458 | 2,104 | 3,046 | 1,549 | 1,012 | 1,340 | 2,484 | 1,375 | 1,266 | 1,692 | 2,543 |
Operating Cash Flow Growth (YoY) | -17.91% | 61.62% | 30.09% | 9.08% | 39.18% | -6.72% | -1.90% | 27.22% | 8.26% | 44.07% | 57.02% | 22.63% | 12.65% | -20.06% | -20.80% | -2.32% | -25.64% | 6.39% | -10.99% | 9.33% |
Investing Activities
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Purchases of Investments | -4,952 | -5,462 | -4,393 | -5,506 | -4,968 | -4,424 | -4,943 | -4,414 | -4,476 | -3,867 | -2,802 | -5,561 | -3,472 | -4,522 | -4,005 | -4,302 | -3,736 | -4,616 | -4,019 | -5,351 |
Proceeds from Sale of Investments | 3,243 | 3,377 | 3,095 | 3,163 | 3,530 | 3,185 | 2,967 | 2,174 | 2,868 | 2,727 | 1,934 | 3,475 | 2,342 | 3,994 | 3,156 | 3,123 | 3,588 | 3,067 | 2,834 | 2,667 |
Cash Acquisitions | - | - | - | - | - | - | 0 | 0 | -1 | -381 | - | - | - | - | 0 | 0 | 0 | -4 | 0 | 0 |
Proceeds from Business Divestments | 0 | 2,384 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Other Investing Activities | 1,544 | -634 | 723 | -2,210 | -278 | 431 | 283 | -1,215 | 466 | 484 | -916 | -639 | -727 | 73 | 175 | -518 | -562 | 896 | 411 | 1,040 |
Investing Cash Flow | -165 | -335 | -575 | -4,553 | -1,716 | -808 | -1,693 | -3,391 | -1,143 | -1,037 | -1,784 | -2,725 | -1,857 | -455 | -674 | -1,687 | -710 | -657 | -774 | -1,637 |
Financing Activities
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Long-Term Debt Issued | - | - | 0 | - | - | - | - | - | - | - | 0 | 0 | 738 | - | - | - | - | - | 0 | 0 |
Long-Term Debt Repaid | -200 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Long-Term Debt Issued (Repaid) | -200 | - | 0 | - | - | - | - | - | - | - | 0 | 0 | 738 | - | - | - | - | - | 0 | 0 |
Issuance of Common Stock | 38 | 86 | 51 | 36 | 70 | 57 | 76 | 33 | 22 | 190 | 24 | 7 | 28 | 82 | 62 | 11 | 35 | 159 | 37 | 50 |
Repurchase of Common Stock | -1,318 | -1,934 | -1,637 | -620 | -522 | -352 | -258 | -249 | -250 | -360 | -65 | -101 | -396 | -460 | -501 | -501 | -500 | -559 | -801 | -601 |
Net Common Stock Issued (Repurchased) | -1,280 | -1,848 | -1,586 | -584 | -452 | -295 | -182 | -216 | -228 | -170 | -41 | -94 | -368 | -378 | -439 | -490 | -465 | -400 | -764 | -551 |
Common Dividends Paid | -263 | -237 | -242 | -247 | -250 | -240 | -240 | -238 | -244 | -229 | -232 | -229 | -232 | -215 | -219 | -220 | -223 | -213 | -214 | -219 |
Financing Cash Flow | -1,743 | -2,085 | -1,828 | 402 | -702 | -535 | -422 | -454 | -472 | -399 | -273 | -323 | 138 | -593 | -658 | -710 | -688 | -613 | -978 | -770 |
Net Cash Flow
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Foreign Exchange Rate Adjustments | -2 | -5 | 2 | -6 | 19 | 8 | -22 | 13 | 0 | -5 | 10 | -10 | 8 | 4 | 18 | -24 | -19 | -5 | 3 | -7 |
Net Cash Flow | 6 | -227 | 284 | 70 | -65 | 25 | -73 | 43 | 62 | 17 | 57 | -12 | -162 | -32 | 26 | 63 | -42 | -9 | -57 | 129 |
Free Cash Flow
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Free Cash Flow | 1,916 | 2,198 | 2,685 | 4,227 | 2,334 | 1,360 | 2,064 | 3,875 | 1,677 | 1,458 | 2,104 | 3,046 | 1,549 | 1,012 | 1,340 | 2,484 | 1,375 | 1,266 | 1,692 | 2,543 |
Free Cash Flow Growth (YoY) | -17.91% | 61.62% | 30.09% | 9.08% | 39.18% | -6.72% | -1.90% | 27.22% | 8.26% | 44.07% | 57.02% | 22.63% | 12.65% | -20.06% | -20.80% | -2.32% | -25.64% | 6.39% | -10.99% | 9.33% |
FCF Margin | 15.77% | 18.43% | 21.60% | 33.90% | 19.26% | 11.52% | 17.19% | 32.55% | 14.86% | 12.99% | 19.26% | 28.64% | 15.34% | 10.43% | 13.91% | 26.70% | 15.05% | 14.37% | 18.78% | 28.88% |
Free Cash Flow Per Share | 8.97 | 10.06 | 11.99 | 18.58 | 10.18 | 5.90 | 8.95 | 16.80 | 7.24 | 6.28 | 9.10 | 13.18 | 6.74 | 4.32 | 5.67 | 10.44 | 5.70 | 5.19 | 6.87 | 10.17 |
Levered Free Cash Flow | 765 | -324 | 661 | 902 | 376 | -1,816 | 585 | 1,273 | -22 | -1,140 | 650 | 253 | 303 | -270 | -354 | 479 | 129 | -159 | 374 | 285 |
Unlevered Free Cash Flow | 1,055 | -230.34 | 754.31 | 991.41 | 455.42 | -1,732 | 663.66 | 1,352 | 57.77 | -1,060 | 728.92 | 336.88 | -408.17 | -177.54 | -280.98 | 554.67 | 202.8 | -84.07 | 445.09 | 358.27 |