UMB Financial Statistics
Total Valuation
UMB Financial has a market cap or net worth of $10.80 billion.
| Market Cap | 10.80B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, July 28, 2026.
| Earnings Date | Jul 28, 2026 |
| Ex-Dividend Date | Jun 30, 2026 |
Share Statistics
UMB Financial has 75.98 million shares outstanding. The number of shares has increased by 43.60% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 75.98M |
| Shares Change (YoY) | +43.60% |
| Shares Change (QoQ) | -0.02% |
| Owned by Insiders (%) | 3.87% |
| Owned by Institutions (%) | 89.18% |
| Float | 72.27M |
Valuation Ratios
The trailing PE ratio is 12.54 and the forward PE ratio is 11.02.
| PE Ratio | 12.54 |
| Forward PE | 11.02 |
| PS Ratio | 3.95 |
| Forward PS | n/a |
| PB Ratio | 1.38 |
| P/TBV Ratio | 2.06 |
| P/FCF Ratio | 11.01 |
| P/OCF Ratio | 10.53 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.26 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.11%.
| Return on Equity (ROE) | 12.11% |
| Return on Assets (ROA) | 1.24% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | $523,186 |
| Profits Per Employee | $164,864 |
| Employee Count | 5,222 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UMB Financial has paid $230.68 million in taxes.
| Income Tax | 230.68M |
| Effective Tax Rate | 20.72% |
Stock Price Statistics
The stock price has increased by +1.42% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +1.42% |
| 50-Day Moving Average | 26.62 |
| 200-Day Moving Average | 26.80 |
| Relative Strength Index (RSI) | 45.41 |
| Average Volume (20 Days) | 20,669 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, UMB Financial had revenue of $2.73 billion and earned $860.92 million in profits. Earnings per share was $11.27.
| Revenue | 2.73B |
| Gross Profit | 2.73B |
| Operating Income | 1.24B |
| Pretax Income | 1.11B |
| Net Income | 860.92M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $11.27 |
Balance Sheet
The company has $2.68 billion in cash and $4.17 billion in debt, with a net cash position of -$1.49 billion or -$19.65 per share.
| Cash & Cash Equivalents | 2.68B |
| Total Debt | 4.17B |
| Net Cash | -1.49B |
| Net Cash Per Share | -$19.65 |
| Equity (Book Value) | 7.83B |
| Book Value Per Share | 99.15 |
| Working Capital | -55.32B |
Cash Flow
In the last 12 months, operating cash flow was $1.02 billion and capital expenditures -$44.28 million, giving a free cash flow of $980.67 million.
| Operating Cash Flow | 1.02B |
| Capital Expenditures | -44.28M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 801.81M |
| Free Cash Flow | 980.67M |
| FCF Per Share | $12.91 |
Margins
| Gross Margin | n/a |
| Operating Margin | 45.44% |
| Pretax Margin | 40.74% |
| Profit Margin | 32.30% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.89% |
Dividends & Yields
This stock pays an annual dividend of $2.12, which amounts to a dividend yield of 8.02%.
| Dividend Per Share | $2.12 |
| Dividend Yield | 8.02% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 18.77% |
| Buyback Yield | -43.60% |
| Shareholder Yield | -43.60% |
| Earnings Yield | 7.98% |
| FCF Yield | 9.08% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | 8.24% |
| EPS Growth Forecast (3Y) | 11.05% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |