UnitedHealth Group Incorporated (UNH)

UnitedHealth Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 27, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	265,655	299,026	465,535	486,945	495,373	472,941
Market Cap Growth	-45.93%	-35.77%	-4.40%	-1.70%	4.74%	42.14%
Enterprise Value	319,679	361,978	521,065	520,885	513,470	503,175
PE Ratio	22.17	24.80	32.32	21.76	24.62	27.36
PS Ratio	0.59	0.67	1.16	1.31	1.53	1.64
PB Ratio	2.67	2.94	4.54	4.92	5.74	6.18
P/FCF Ratio	16.53	18.60	22.48	18.96	21.17	23.78
P/OCF Ratio	13.49	15.18	19.23	16.75	18.90	21.17
EV/Sales Ratio	0.71	0.81	1.30	1.40	1.58	1.75
EV/EBITDA Ratio	13.71	15.52	14.89	14.83	16.65	19.23
EV/EBIT Ratio	16.86	19.09	16.14	16.10	18.06	20.99
EV/FCF Ratio	19.89	22.52	25.17	20.28	21.94	25.30
Debt / Equity Ratio	0.77	0.77	0.80	0.63	0.67	0.60
Debt / EBITDA Ratio	3.36	3.36	2.25	1.78	1.87	1.76
Debt / FCF Ratio	4.88	4.88	3.95	2.44	2.46	2.31
Net Debt / Equity Ratio	0.53	0.53	0.55	0.38	0.40	0.32
Net Debt / EBITDA Ratio	2.32	2.32	1.61	1.06	1.11	0.94
Net Debt / FCF Ratio	3.36	3.36	2.73	1.45	1.46	1.24
Quick Ratio	0.45	0.45	0.75	0.69	0.65	0.66
Current Ratio	0.79	0.79	0.83	0.75	0.73	0.73
Asset Turnover	1.47	1.47	1.40	1.43	1.42	1.41
Return on Equity (ROE)	12.54%	12.54%	15.13%	24.98%	25.35%	24.12%
Return on Assets (ROA)	3.90%	3.90%	7.06%	7.79%	7.76%	7.32%
Return on Invested Capital (ROIC)	9.03%	9.07%	14.18%	16.84%	16.72%	16.11%
Earnings Yield	4.54%	4.03%	3.09%	4.60%	4.06%	3.65%
FCF Yield	6.05%	5.38%	4.45%	5.27%	4.72%	4.21%
Dividend Yield	3.01%	2.65%	1.66%	1.44%	1.27%	1.19%
Payout Ratio	66.82%	65.66%	52.29%	30.21%	29.78%	30.55%
Buyback Yield / Dilution	1.94%	1.94%	0.96%	1.26%	0.63%	0.52%
Total Shareholder Return	4.95%	4.58%	2.62%	2.70%	1.90%	1.71%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q