UnitedHealth Group Incorporated (UNH)
NYSE: UNH · Real-Time Price · USD
423.38
+4.86 (1.16%)
At close: Jul 16, 2026, 4:00 PM EDT
426.81
+3.43 (0.81%)
After-hours: Jul 16, 2026, 7:59 PM EDT

UnitedHealth Group Statistics

Total Valuation

UNH has a market cap or net worth of $384.49 billion. The enterprise value is $426.35 billion.

Market Cap384.49B
Enterprise Value 426.35B

Important Dates

The last earnings date was Thursday, July 16, 2026, before market open.

Earnings Date Jul 16, 2026
Ex-Dividend Date Jun 15, 2026

Share Statistics

UNH has 908.14 million shares outstanding. The number of shares has decreased by -1.47% in one year.

Current Share Class 908.14M
Shares Outstanding 908.14M
Shares Change (YoY) -1.47%
Shares Change (QoQ) -0.44%
Owned by Insiders (%) 0.17%
Owned by Institutions (%) 85.26%
Float 905.43M

Valuation Ratios

The trailing PE ratio is 27.26 and the forward PE ratio is 20.96. UNH's PEG ratio is 1.62.

PE Ratio 27.26
Forward PE 20.96
PS Ratio 0.85
Forward PS 0.86
PB Ratio 3.67
P/TBV Ratio 3.68
P/FCF Ratio 16.28
P/OCF Ratio 14.23
PEG Ratio 1.62
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 17.57, with an EV/FCF ratio of 18.05.

EV / Earnings 30.19
EV / Sales 0.95
EV / EBITDA 17.57
EV / EBIT 19.67
EV / FCF 18.05

Financial Position

The company has a current ratio of 0.78, with a Debt / Equity ratio of 0.69.

Current Ratio 0.78
Quick Ratio 0.47
Debt / Equity 0.69
Debt / EBITDA 2.84
Debt / FCF 3.10
Interest Coverage 5.57

Financial Efficiency

Return on equity (ROE) is 14.15% and return on invested capital (ROIC) is 10.23%.

Return on Equity (ROE) 14.15%
Return on Assets (ROA) 4.38%
Return on Invested Capital (ROIC) 10.23%
Return on Capital Employed (ROCE) 10.95%
Weighted Average Cost of Capital (WACC) 7.22%
Revenue Per Employee $1.15M
Profits Per Employee $36,210
Employee Count390,000
Asset Turnover 1.46
Inventory Turnover n/a

Taxes

In the past 12 months, UNH has paid $2.53 billion in taxes.

Income Tax 2.53B
Effective Tax Rate 14.50%

Stock Price Statistics

The stock price has increased by +45.14% in the last 52 weeks. The beta is 0.63, so UNH's price volatility has been lower than the market average.

Beta (5Y) 0.63
52-Week Price Change +45.14%
50-Day Moving Average 401.64
200-Day Moving Average 341.01
Relative Strength Index (RSI) 56.32
Average Volume (20 Days) 6,221,466

Short Selling Information

The latest short interest is 18.41 million, so 2.03% of the outstanding shares have been sold short.

Short Interest 18.41M
Short Previous Month 19.28M
Short % of Shares Out 2.03%
Short % of Float 2.03%
Short Ratio (days to cover) 2.55

Income Statement

In the last 12 months, UNH had revenue of $450.13 billion and earned $14.12 billion in profits. Earnings per share was $15.53.

Revenue450.13B
Gross Profit 87.84B
Operating Income 21.68B
Pretax Income 17.44B
Net Income 14.12B
EBITDA 24.26B
EBIT 21.68B
Earnings Per Share (EPS) $15.53
Full Income Statement

Balance Sheet

The company has $31.47 billion in cash and $73.33 billion in debt, with a net cash position of -$41.86 billion or -$46.09 per share.

Cash & Cash Equivalents 31.47B
Total Debt 73.33B
Net Cash -41.86B
Net Cash Per Share -$46.09
Equity (Book Value) 105.95B
Book Value Per Share 115.36
Working Capital -24.96B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $27.02 billion and capital expenditures -$3.40 billion, giving a free cash flow of $23.62 billion.

Operating Cash Flow 27.02B
Capital Expenditures -3.40B
Depreciation & Amortization n/a
Net Borrowing -5.65B
Free Cash Flow 23.62B
FCF Per Share $26.01
Full Cash Flow Statement

Margins

Gross margin is 19.51%, with operating and profit margins of 4.82% and 3.14%.

Gross Margin 19.51%
Operating Margin 4.82%
Pretax Margin 3.87%
Profit Margin 3.14%
EBITDA Margin 5.39%
EBIT Margin 4.82%
FCF Margin 5.25%

Dividends & Yields

This stock pays an annual dividend of $8.84, which amounts to a dividend yield of 2.09%.

Dividend Per Share $8.84
Dividend Yield 2.09%
Dividend Growth (YoY) 5.17%
Years of Dividend Growth 16
Payout Ratio 57.62%
Buyback Yield 1.47%
Shareholder Yield 3.55%
Earnings Yield 3.67%
FCF Yield 6.14%
Dividend Details

Analyst Forecast

The average price target for UNH is $451.31, which is 6.60% higher than the current price. The consensus rating is "Buy".

Price Target $451.31
Price Target Difference 6.60%
Analyst Consensus Buy
Analyst Count 27
Revenue Growth Forecast (3Y) 2.75%
EPS Growth Forecast (3Y) 15.05%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 31, 2005. It was a forward split with a ratio of 2:1.

Last Split Date May 31, 2005
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 6