UnitedHealth Group Statistics
Total Valuation
UNH has a market cap or net worth of $341.90 billion. The enterprise value is $387.68 billion.
| Market Cap | 341.90B |
| Enterprise Value | 387.68B |
Important Dates
The next confirmed earnings date is Tuesday, October 13, 2026, before market open.
| Earnings Date | Oct 13, 2026 |
| Ex-Dividend Date | Sep 14, 2026 |
Share Statistics
UNH has 897.59 million shares outstanding. The number of shares has decreased by -0.98% in one year.
| Current Share Class | 897.59M |
| Shares Outstanding | 897.59M |
| Shares Change (YoY) | -0.98% |
| Shares Change (QoQ) | -0.44% |
| Owned by Insiders (%) | 0.17% |
| Owned by Institutions (%) | 89.09% |
| Float | 895.01M |
Valuation Ratios
The trailing PE ratio is 21.63 and the forward PE ratio is 17.20. UNH's PEG ratio is 1.18.
| PE Ratio | 21.63 |
| Forward PE | 17.20 |
| PS Ratio | 0.76 |
| Forward PS | 0.76 |
| PB Ratio | 3.28 |
| P/TBV Ratio | 3.29 |
| P/FCF Ratio | 14.99 |
| P/OCF Ratio | 13.06 |
| PEG Ratio | 1.18 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 13.42, with an EV/FCF ratio of 17.00.
| EV / Earnings | 24.42 |
| EV / Sales | 0.86 |
| EV / EBITDA | 13.42 |
| EV / EBIT | 14.73 |
| EV / FCF | 17.00 |
Financial Position
The company has a current ratio of 0.74, with a Debt / Equity ratio of 0.70.
| Current Ratio | 0.74 |
| Quick Ratio | 0.42 |
| Debt / Equity | 0.70 |
| Debt / EBITDA | 2.44 |
| Debt / FCF | 3.26 |
| Interest Coverage | 6.84 |
Financial Efficiency
Return on equity (ROE) is 15.77% and return on invested capital (ROIC) is 12.39%.
| Return on Equity (ROE) | 15.77% |
| Return on Assets (ROA) | 5.24% |
| Return on Invested Capital (ROIC) | 12.39% |
| Return on Capital Employed (ROCE) | 13.38% |
| Weighted Average Cost of Capital (WACC) | 7.05% |
| Revenue Per Employee | $1.15M |
| Profits Per Employee | $40,728 |
| Employee Count | 390,000 |
| Asset Turnover | 1.43 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UNH has paid $3.07 billion in taxes.
| Income Tax | 3.07B |
| Effective Tax Rate | 15.54% |
Stock Price Statistics
The stock price has increased by +7.61% in the last 52 weeks. The beta is 0.61, so UNH's price volatility has been lower than the market average.
| Beta (5Y) | 0.61 |
| 52-Week Price Change | +7.61% |
| 50-Day Moving Average | 387.78 |
| 200-Day Moving Average | 358.06 |
| Relative Strength Index (RSI) | 51.53 |
| Average Volume (20 Days) | 5,049,732 |
Short Selling Information
The latest short interest is 15.95 million, so 1.78% of the outstanding shares have been sold short.
| Short Interest | 15.95M |
| Short Previous Month | 15.29M |
| Short % of Shares Out | 1.78% |
| Short % of Float | 1.78% |
| Short Ratio (days to cover) | 3.11 |
Income Statement
In the last 12 months, UNH had revenue of $450.06 billion and earned $15.88 billion in profits. Earnings per share was $17.50.
| Revenue | 450.06B |
| Gross Profit | 90.23B |
| Operating Income | 26.34B |
| Pretax Income | 19.74B |
| Net Income | 15.88B |
| EBITDA | 28.90B |
| EBIT | 26.34B |
| Earnings Per Share (EPS) | $17.50 |
Balance Sheet
The company has $28.55 billion in cash and $74.33 billion in debt, with a net cash position of -$45.78 billion or -$51.01 per share.
| Cash & Cash Equivalents | 28.55B |
| Total Debt | 74.33B |
| Net Cash | -45.78B |
| Net Cash Per Share | -$51.01 |
| Equity (Book Value) | 105.55B |
| Book Value Per Share | 115.44 |
| Working Capital | -30.24B |
Cash Flow
In the last 12 months, operating cash flow was $26.20 billion and capital expenditures -$3.37 billion, giving a free cash flow of $22.83 billion.
| Operating Cash Flow | 26.20B |
| Capital Expenditures | -3.37B |
| Depreciation & Amortization | n/a |
| Net Borrowing | -4.79B |
| Free Cash Flow | 22.83B |
| FCF Per Share | $25.43 |
Margins
Gross margin is 20.05%, with operating and profit margins of 5.85% and 3.53%.
| Gross Margin | 20.05% |
| Operating Margin | 5.85% |
| Pretax Margin | 4.38% |
| Profit Margin | 3.53% |
| EBITDA Margin | 6.42% |
| EBIT Margin | 5.85% |
| FCF Margin | 5.07% |
Dividends & Yields
This stock pays an annual dividend of $9.28, which amounts to a dividend yield of 2.44%.
| Dividend Per Share | $9.28 |
| Dividend Yield | 2.44% |
| Dividend Growth (YoY) | 5.10% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 59.74% |
| FCF Payout Ratio | 35.27% |
| Buyback Yield | 0.98% |
| Shareholder Yield | 3.42% |
| Earnings Yield | 4.64% |
| FCF Yield | 6.67% |
Analyst Forecast
The average price target for UNH is $480.72, which is 26.20% higher than the current price. The consensus rating is "Buy".
| Price Target | $480.72 |
| Price Target Difference | 26.20% |
| Analyst Consensus | Buy |
| Analyst Count | 26 |
| Revenue Growth Forecast (3Y) | 2.88% |
| EPS Growth Forecast (3Y) | 17.00% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 31, 2005. It was a forward split with a ratio of 2:1.
| Last Split Date | May 31, 2005 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |