| 7,570 | 6,299 | 5,429 | 5,825 | 7,963 |
Depreciation & Amortization | 875 | 939 | 1,018 | 560 | 497 |
Provision for Credit Losses | 2,186 | 2,238 | 2,275 | 1,977 | -1,173 |
Net Change in Loans Held-for-Sale | -97 | -217 | -250 | 5,768 | 1,688 |
| -2,564 | 2,091 | -79 | 6,989 | 895 |
| 7,970 | 11,350 | 8,393 | 21,119 | 9,870 |
Operating Cash Flow Growth | -29.78% | 35.23% | -60.26% | 113.97% | 165.61% |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | -5,988 | -3,859 | -2,404 | 252 | -4,466 |
Net Change in Loans Held-for-Investment | -12,778 | -7,897 | 8,430 | -25,011 | -11,276 |
Net Change in Securities and Investments | 1,225 | -10,840 | 14,413 | 25,394 | -41,766 |
Payments for Business Acquisitions | -36 | -103 | -330 | 12,257 | -661 |
Other Investing Activities | -2,961 | -1,835 | -1,184 | -5,392 | 664 |
| -20,538 | -24,534 | 18,925 | 7,500 | -57,487 |
| 3,330 | 6,251 | -12,567 | -17,215 | 26,313 |
| 1,644 | 239 | -16,508 | 15,213 | 30 |
Net Short-Term Debt Issued (Repaid) | 1,644 | 239 | -16,508 | 15,213 | 30 |
| 10,360 | 12,017 | 15,583 | 8,732 | 2,626 |
| -9,052 | -6,042 | -4,084 | -6,926 | -11,432 |
Net Long-Term Debt Issued (Repaid) | 1,308 | 5,975 | 11,499 | 1,806 | -8,806 |
| 45 | 32 | 951 | 21 | 43 |
Repurchase of Common Stock | -489 | -173 | -62 | -69 | -1,555 |
Net Common Stock Issued (Repurchased) | -444 | -141 | 889 | -48 | -1,512 |
Issuance of Preferred Stock | - | - | - | 437 | 2,221 |
Repurchase of Preferred Stock | - | - | - | -1,100 | -1,250 |
Net Preferred Stock Issued (Repurchased) | - | - | - | -663 | 971 |
| -3,168 | -3,092 | -2,970 | -2,776 | -2,579 |
Preferred Share Dividends Paid | -334 | -356 | -341 | -299 | -308 |
Other Financing Activities | -86 | -55 | - | - | -167 |
| 2,250 | 8,821 | -19,998 | -3,982 | 13,942 |
Effect of Exchange Rate Changes on Cash and Cash Equivalents | 706 | -327 | 330 | - | - |
| -9,612 | -4,690 | 7,650 | 24,637 | -33,675 |