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U.S. Bancorp (USB)

Stock Price: $36.80 USD -0.04 (-0.11%)
Updated Aug 3, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 55.43B
Revenue (ttm) 19.37B
Net Income (ttm) 6.39B
Shares Out 1.52B
EPS (ttm) 3.20
PE Ratio 11.50
Forward PE 15.13
Dividend $1.68
Dividend Yield 4.57%

Stock Quote

Trading Day Aug 3, 2020
Last Price $36.80
Previous Close $36.84
Change ($) -0.04
Change (%) -0.11%
Day's Open 36.79
Day's Range 36.37 - 37.09
Day's Volume 4,683,668
52-Week Range 28.36 - 61.11

More Stats

Market Cap 55.43B
Enterprise Value 87.27B
Earnings Date (est) Oct 14, 2020
Ex-Dividend Date Jun 29, 2020
Shares Outstanding 1.52B
Float 1.50B
EPS (basic) 3.87
EPS (diluted) 3.20
FCF / Share 3.92
Dividend $1.68
Dividend Yield 4.57%
Earnings Yield 8.70%
FCF Yield 10.73%
Payout Ratio 42.10%
Shares Short 15.18M
Short Ratio 1.67
Short % of Float 1.01%
Beta 1.18
PE Ratio 11.50
Forward PE 15.13
P/FCF Ratio 9.32
PS Ratio 2.86
PB Ratio 1.21
Revenue 19.37B
Operating Income 7.95B
Net Income 6.39B
Free Cash Flow 5.95B
Net Cash -31.84B
Net Cash / Share -21.14
Gross Margin 109.14%
Operating Margin 41.03%
Profit Margin 28.90%
FCF Margin 30.70%
ROA 1.03%
ROE 9.97%
ROIC 1.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (26)

Buy 8
Overweight 2
Hold 12
Underweight 1
Sell 3

Analyst Consensus: Overweight

Price Target

$42.40*
(15.22% upside)
Low
34.6
Current: $36.80
High
62.0
Target: 42.40
*Average 12-month price target from 23 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue21,37921,14220,30719,63218,96118,71018,03818,18216,54013,583
Revenue Growth1.12%4.11%3.44%3.54%1.34%3.73%-0.79%9.93%21.77%-
Gross Profit21,37921,14220,30719,63218,96118,71018,03818,18216,54013,583
Operating Income8,5948,6787,5178,1058,0307,9957,7647,7266,6294,200
Net Income6,9147,0966,2185,8885,8795,8515,8365,6474,8723,317
Shares Outstanding1,5811,6341,6771,7181,7641,8031,8391,8871,9141,912
Earnings Per Share4.164.143.513.243.163.083.002.842.461.73
EPS Growth0.48%17.95%8.33%2.53%2.6%2.67%5.63%15.45%42.2%-
Dividend Per Share1.581.341.161.071.010.970.890.780.500.20
Dividend Growth17.91%15.52%8.41%5.94%4.66%9.04%13.46%56%150%-
Operating Cash Flow4,88910,5646,4725,3368,7825,33211,4467,9589,8205,241
Free Cash Flow4,88910,5646,4725,3368,7825,33211,4467,9589,8205,241
Cash & Equivalents22,40521,45319,50515,70511,14710,6548,4778,25213,96214,487
Total Debt63,89055,47948,91047,28659,95562,15347,65751,81862,42164,094
Net Cash / Debt-41,485-34,026-29,405-31,581-48,808-51,499-39,180-43,566-48,459-49,607
Assets495,426467,374462,040445,964421,853402,529364,021353,855340,122307,786
Liabilities442,943415,717412,374398,031375,036358,361322,214313,588305,151277,464
Book Value51,85351,02949,04047,29846,13143,47941,11338,99833,97829,519
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name U.S. Bancorp
Country United States
Employees 70,000
CEO Andrew J. Cecere

Stock Information

Ticker Symbol USB
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Banks—Regional
Unique Identifier NYSE: USB

Description

U.S. Bancorp, a financial services holding company, provides various financial services in the United States. It operates in five segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products, as well as home equity, auto, boat, RV, personal loans, and personal line of credit. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as cash and investment management, ATM processing, mortgage banking, and brokerage and leasing services. The company offers its products and services through operating a network of 2,795 banking offices principally operating in the Midwest and West regions of the United States, as well as through online services and over mobile devices. It also operates a network of 4,459 ATMs. The company has a strategic alliance with State Farm Bank. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.