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U.S. Bancorp (USB)

Stock Price: $40.66 USD 0.18 (0.44%)
Updated Oct 23, 2020 4:00 PM EDT - Market closed
Pre-market: $40.00 -0.66 (-1.62%) Oct 26, 8:14 AM

Stock Price Chart

Key Info

Market Cap 61.25B
Revenue (ttm) 19.61B
Net Income (ttm) 5.25B
Shares Out 1.51B
EPS (ttm) 3.02
PE Ratio 13.46
Forward PE 13.53
Dividend $1.68
Dividend Yield 4.13%

Stock Quote

Trading Day Oct 23, 2020
Last Price $40.66
Previous Close $40.48
Change ($) 0.18
Change (%) 0.44%
Day's Open 40.95
Day's Range 40.07 - 41.03
Day's Volume 5,760,719
52-Week Range 28.36 - 61.11

More Stats

Market Cap 61.25B
Enterprise Value 72.03B
Earnings Date (est) Jan 20, 2021
Ex-Dividend Date Sep 29, 2020
Shares Outstanding 1.51B
Float 1.50B
EPS (basic) 3.19
EPS (diluted) 3.02
FCF / Share 2.98
Dividend $1.68
Dividend Yield 4.13%
Earnings Yield 7.43%
FCF Yield 7.32%
Payout Ratio 52.70%
Shares Short 11.40M
Short Ratio 1.62
Short % of Float 0.76%
Beta 1.10
PE Ratio 13.46
Forward PE 13.53
P/FCF Ratio 13.66
PS Ratio 3.12
PB Ratio 1.31
Revenue 19.61B
Operating Income 6.43B
Net Income 5.25B
Free Cash Flow 4.49B
Net Cash -10.78B
Net Cash / Share -7.16
Gross Margin 110.42%
Operating Margin 32.79%
Profit Margin 25.10%
FCF Margin 22.87%
ROA 0.96%
ROE 9.23%
ROIC 1.20%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (26)

Buy 8
Overweight 2
Hold 13
Underweight 0
Sell 3

Analyst Consensus: Overweight

Price Target

$44.37*
(9.12% upside)
Low
36.9
Current: $40.66
High
65.0
Target: 44.37
*Average 12-month price target from 23 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue21,37921,14220,30719,63218,96118,71018,03818,18216,54013,583
Revenue Growth1.12%4.11%3.44%3.54%1.34%3.73%-0.79%9.93%21.77%-
Gross Profit21,37921,14220,30719,63218,96118,71018,03818,18216,54013,583
Operating Income8,5948,6787,5178,1058,0307,9957,7647,7266,6294,200
Net Income6,9147,0966,2185,8885,8795,8515,8365,6474,8723,317
Shares Outstanding1,5811,6341,6771,7181,7641,8031,8391,8871,9141,912
Earnings Per Share4.164.143.513.243.163.083.002.842.461.73
EPS Growth0.48%17.95%8.33%2.53%2.6%2.67%5.63%15.45%42.2%-
Dividend Per Share1.581.341.161.071.010.970.890.780.500.20
Dividend Growth17.91%15.52%8.41%5.94%4.66%9.04%13.46%56%150%-
Operating Cash Flow4,88910,5646,4725,3368,7825,33211,4467,9589,8205,241
Free Cash Flow4,88910,5646,4725,3368,7825,33211,4467,9589,8205,241
Cash & Equivalents22,40521,45319,50515,70511,14710,6548,4778,25213,96214,487
Total Debt63,89055,47948,91047,28659,95562,15347,65751,81862,42164,094
Net Cash / Debt-41,485-34,026-29,405-31,581-48,808-51,499-39,180-43,566-48,459-49,607
Assets495,426467,374462,040445,964421,853402,529364,021353,855340,122307,786
Liabilities442,943415,717412,374398,031375,036358,361322,214313,588305,151277,464
Book Value51,85351,02949,04047,29846,13143,47941,11338,99833,97829,519
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name U.S. Bancorp
Country United States
Employees 70,000
CEO Andrew J. Cecere

Stock Information

Ticker Symbol USB
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Banks—Regional
Unique Identifier NYSE: USB

Description

U.S. Bancorp, a financial services holding company, provides various financial services in the United States. It operates in five segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products, as well as home equity, auto, boat, RV, personal loans, and personal line of credit. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as cash and investment management, ATM processing, mortgage banking, and brokerage and leasing services. The company offers its products and services through operating a network of 2,795 banking offices principally operating in the Midwest and West regions of the United States, as well as through online services and over mobile devices. It also operates a network of 4,459 ATMs. The company has a strategic alliance with State Farm Bank. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.