Valley National Bancorp (VLY)

Valley National Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	3,527	3,257	3,331	3,311	2,420
Net Interest Income Growth	8.29%	-2.21%	0.59%	36.84%	8.13%
Non-Interest Income	262.13	224.5	225.73	206.79	155.01
Non-Interest Income Growth	16.76%	-0.54%	9.16%	33.40%	-15.31%
Revenues Before Loan Losses	3,789	3,482	3,557	3,518	2,575
Provision for Credit Losses	139.77	308.83	50.18	56.82	32.63
Revenue	3,650	3,173	3,507	3,461	2,542
Revenue Growth (YoY)	15.02%	-9.51%	1.31%	36.15%	10.76%
Compensation Expenses	579.52	558.6	563.59	526.74	375.87
Selling, General & Admin	382.4	404.07	460.67	399.38	243.02
Other Non-Interest Expenses	180.2	143.2	138.43	98.83	72.66
Total Non-Interest Expense	1,142	1,106	1,163	1,025	691.54
Pretax Income	743.87	438.52	678.33	780.67	640.74
Provision for Income Taxes	145.89	58.25	179.82	211.82	166.9
Net Income	569	358.9	482.38	555.71	461.15
Net Income Attributable to Preferred Dividends	28.98	21.37	16.14	13.15	12.69
Net Income to Common	569	358.9	482.38	555.71	461.15
Net Income Growth	58.54%	-25.60%	-13.20%	20.50%	22.02%
Shares Outstanding (Basic)	560	516	508	485	407
Shares Outstanding (Diluted)	564	518	509	488	410
Shares Change (YoY)	8.85%	1.72%	4.39%	18.98%	1.23%
EPS (Basic)	1.02	0.70	0.95	1.14	1.13
EPS (Diluted)	1.01	0.69	0.95	1.14	1.12
EPS Growth	46.38%	-27.37%	-16.67%	1.79%	20.43%
Free Cash Flow	325.73	532.4	302.15	1,360	797.71
Free Cash Flow Growth	-38.82%	76.20%	-77.78%	70.43%	474.08%
Free Cash Flow Per Share	0.58	1.03	0.59	2.79	1.95
Dividends Per Share	0.440	0.440	0.440	0.440	0.440
Profit Margin	17.04%	13.28%	14.42%	16.71%	18.88%
FCF Margin	9.28%	18.59%	8.74%	39.93%	31.79%
EBITDA	38.29	43.79	43.44	41.62	29.13
EBITDA Margin	1.09%	1.53%	1.26%	1.22%	1.16%
Effective Tax Rate	19.61%	13.28%	26.51%	27.13%	26.05%

Updated Jan 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q