Interest and Dividend Income | 40.06 | 44.71 | 65.07 | 54.89 | 70.83 | |
Total Interest Expense | 116.78 | 118.81 | 83.52 | 40.76 | 50.06 | |
Net Interest Income | -76.72 | -74.11 | -18.46 | 14.13 | 20.78 | |
Commissions and Fees | 325.64 | 311.91 | 300.19 | 278.47 | 235.8 | |
Other Revenue | 500.34 | 468.37 | 522.85 | 486.95 | 448.81 | |
Revenue Before Loan Losses | 1,063 | 985.96 | 1,225 | 1,251 | 1,075 | |
Provision for Loan Losses | 10.84 | -10.45 | -11.98 | -13.29 | 37.48 | |
Revenue | 1,052 | 996.42 | 1,236 | 1,264 | 1,038 | |
Revenue Growth (YoY) | 5.58% | -19.42% | -2.21% | 21.86% | 30.43% | |
Salaries & Employee Benefits | 559.25 | 514.29 | 607.37 | 603.49 | 468.82 | |
Cost of Services Provided | 16.06 | 14.15 | 16.37 | 9.44 | 8.86 | |
Other Operating Expenses | 124.93 | 103.53 | 126.28 | 82.33 | 60.73 | |
Total Operating Expenses | 937.79 | 858.72 | 985.05 | 905.54 | 707.41 | |
Operating Income | 114.18 | 137.7 | 251.45 | 358.95 | 330.27 | |
EBT Excluding Unusual Items | 114.18 | 137.7 | 251.45 | 358.95 | 330.27 | |
Impairment of Goodwill | -33 | -62 | - | - | - | |
Other Unusual Items | 50.32 | 62.5 | 13.51 | -6.89 | - | |
Pretax Income | 131.5 | 138.2 | 264.97 | 352.06 | 330.27 | |
Income Tax Expense | 30.54 | 35.03 | 56.03 | 86.43 | 84.31 | |
Earnings From Continuing Ops. | 100.96 | 103.17 | 208.93 | 265.63 | 245.95 | |
Minority Interest in Earnings | 7.21 | 4.19 | 4.89 | 0.13 | 0.22 | |
Net Income | 108.17 | 107.36 | 213.82 | 265.76 | 246.18 | |
Preferred Dividends & Other Adjustments | 2.44 | 2.75 | 6.1 | 8.84 | 7.34 | |
Net Income to Common | 105.73 | 104.61 | 207.72 | 256.93 | 238.84 | |
Net Income Growth | 0.75% | -49.79% | -19.55% | 7.96% | 41.99% | |
Shares Outstanding (Basic) | 33 | 33 | 32 | 31 | 30 | |
Shares Outstanding (Diluted) | 33 | 33 | 33 | 32 | 31 | |
Shares Change (YoY) | 0.86% | 0.57% | 3.66% | 1.45% | 0.87% | |
EPS (Basic) | 3.19 | 3.20 | 6.43 | 8.27 | 7.85 | |
EPS (Diluted) | 3.19 | 3.18 | 6.36 | 8.15 | 7.69 | |
EPS Growth | 0.31% | -50.00% | -21.96% | 5.98% | 41.18% | |
Free Cash Flow | 116.4 | -16.72 | 1,561 | 861.25 | -1,414 | |
Free Cash Flow Per Share | 3.51 | -0.51 | 47.75 | 27.31 | -45.50 | |
Dividend Per Share | 2.600 | 2.520 | 2.400 | 2.000 | 1.440 | |
Dividend Growth | 3.17% | 5.00% | 20.00% | 38.89% | 20.00% | |
Operating Margin | 10.85% | 13.82% | 20.34% | 28.39% | 31.83% | |
Profit Margin | 10.05% | 10.50% | 16.80% | 20.32% | 23.02% | |
Free Cash Flow Margin | 11.06% | -1.68% | 126.22% | 68.11% | -136.30% | |
Effective Tax Rate | 23.23% | 25.35% | 21.15% | 24.55% | 25.53% | |
Revenue as Reported | 1,132 | 1,054 | 1,259 | 1,259 | 1,084 | |